SBI Banking & PSU Fund - Direct Plan Monthly IDCW Reinvestment | SBI Banking & PSU Fund - Direct Plan NAV Today [1,312.84], Performance & History

SBI Banking & PSU Fund - Direct Plan is a Debt mutual fund categorized under STP, offered by SBI Funds Management Ltd.. Launched on 08 Aug 2014, investors can start with a minimum SIP of ₹100 or a ... Read more

NAV History

Fund Details

Min. SIP Amount

₹500

Inception Date

08 Aug 2014

Min. Lumpsum Amount

₹ 5,000

Fund Age

11 Yrs

AUM

₹ 4,212.99 Cr.

Benchmark

Nifty Banking & PSU Debt Index A-II

Expense Ratio

0.39%

Scheme Type

Open Ended

Exit Load

Nil%

Returns Calculator

Investment amount per month

₹1,000

Over the past

Would have become

On total investment of

*Calculation based on past performance of this fund.

Asset Allocation

AUM

₹ 4,212.99 Cr

Debt

85.77%

Money Market & Cash

8.44%

Other Assets & Liabilities

8.1%

Sector Holdings

Sectors	Weightage
Finance - Banks - Private Sector	19.52%
Debt	12.00%
Finance - Term Lending Institutions	10.44%
Finance & Investments	10.28%
Finance - Banks - Public Sector	8.45%
Treps/Reverse Repo	8.44%
Oil Drilling And Exploration	6.78%
Government Securities	6.73%
Power - Generation/Distribution	6.31%
Power - Transmission/Equipment	6.08%
Gas Transmission/Marketing	3.72%
Investment Trust	3.05%
Others	0.35%
Telecom Services	0.16%

See All

Stock Holdings

Name	Weightage	Value (in Cr.)	Sector
TREPS	8.44%	₹ 346.50	Others
Power Grid Corporation of India Ltd.	5.16%	₹ 211.78	Power - Transmission/Equipment
ONGC Petro Additions Ltd.	4.32%	₹ 177.20	Oil Drilling And Exploration
National Bank for Financing Infrastructure and Development	4.21%	₹ 173	Others
ICICI Bank Ltd.	3.94%	₹ 161.84	Finance - Banks - Private Sector
6.33% CGL 2035	3.88%	₹ 159.15	Others
GAIL (India) Ltd.	3.72%	₹ 152.65	Gas Transmission/Marketing
India Infrastructure Finance Company Ltd.	3.64%	₹ 149.38	Others
Kotak Mahindra Bank Ltd.	3.59%	₹ 147.19	Finance - Banks - Private Sector
7.12% State Government of Maharashtra 2036	3.17%	₹ 129.98	Finance & Investments
National Highways Infra Trust	3.05%	₹ 125.30	Investment Trust
REC Ltd.	2.86%	₹ 117.45	Finance - Term Lending Institutions
Nuclear Power Corporation of India Ltd.	2.60%	₹ 106.55	Power - Generation/Distribution
Power Finance Corporation Ltd.	2.47%	₹ 101.25	Finance - Term Lending Institutions
ONGC Petro Additions Ltd.	2.46%	₹ 100.92	Oil Drilling And Exploration
Indian Railway Finance Corporation Ltd.	2.42%	₹ 99.36	Finance - Term Lending Institutions
HDFC Bank Ltd.	2.40%	₹ 98.68	Finance - Banks - Private Sector
Bank of Baroda	2.37%	₹ 97.15	Finance - Banks - Public Sector
National Bank for Agriculture and Rural Development	2.36%	₹ 96.84	Finance - Banks - Public Sector
7.72% State Government of Tamil Nadu 2034	1.92%	₹ 78.72	Finance & Investments
Small Industries Development Bank of India	1.86%	₹ 76.26	Finance - Banks - Private Sector
Bank of Baroda	1.85%	₹ 76.13	Finance - Banks - Public Sector
Equitas Small Finance Bank Ltd.	1.79%	₹ 73.29	Finance - Banks - Private Sector
State Bank of India( Tier II Bond under Basel III )	1.70%	₹ 69.86	Others
6.79% CGL 2034	1.62%	₹ 66.36	Others
Export-Import Bank of India	1.60%	₹ 65.74	Others
6.69% State Government of Gujarat 2035	1.55%	₹ 63.56	Finance & Investments
National Bank for Agriculture and Rural Development	1.25%	₹ 51.41	Finance - Banks - Public Sector
Small Industries Development Bank of India	1.24%	₹ 50.86	Finance - Banks - Private Sector
Small Industries Development Bank of India	1.24%	₹ 50.88	Finance - Banks - Private Sector
HDFC Bank Ltd.	1.23%	₹ 50.59	Finance - Banks - Private Sector
Power Finance Corporation Ltd.	1.21%	₹ 49.77	Finance - Term Lending Institutions
7.65% State Government of Tamil Nadu 2033	1.14%	₹ 46.82	Finance & Investments
7.24% CGL 2055	1.11%	₹ 45.43	Others
7.81% State Government of Gujarat 2032	1.03%	₹ 42.39	Finance & Investments
Small Industries Development Bank of India	0.99%	₹ 40.69	Finance - Banks - Private Sector
Nuclear Power Corporation of India Ltd.	0.87%	₹ 35.90	Power - Generation/Distribution
NHPC Ltd.	0.82%	₹ 33.55	Power - Generation/Distribution
Power Grid Corporation of India Ltd.	0.79%	₹ 32.26	Power - Transmission/Equipment
7.70% State Government of Maharashtra 2033	0.76%	₹ 31.32	Finance & Investments
NTPC Ltd.	0.73%	₹ 29.94	Power - Generation/Distribution
7.62% State Government of Tamil Nadu 2034	0.64%	₹ 26.09	Finance & Investments
National Bank for Agriculture and Rural Development	0.62%	₹ 25.45	Finance - Banks - Public Sector
Nuclear Power Corporation of India Ltd.	0.62%	₹ 25.51	Power - Generation/Distribution
Small Industries Development Bank of India	0.62%	₹ 25.42	Finance - Banks - Private Sector
NHPC Ltd.	0.62%	₹ 25.53	Power - Generation/Distribution
Small Industries Development Bank of India	0.62%	₹ 25.39	Finance - Banks - Private Sector
REC Ltd.	0.62%	₹ 25.56	Finance - Term Lending Institutions
REC Ltd.	0.61%	₹ 24.90	Finance - Term Lending Institutions
Punjab National Bank( Tier II Bond under Basel III )	0.60%	₹ 24.76	Others
Corporate Debt Market Development Fund-A2	0.35%	₹ 14.29	Others
REC Ltd.	0.25%	₹ 10.32	Finance - Term Lending Institutions
Canara Bank( AT1 Bond Under Basel III )	0.25%	₹ 10.30	Others
Mahanagar Telephone Nigam Ltd.	0.16%	₹ 6.66	Telecom Services
Power Grid Corporation of India Ltd.	0.13%	₹ 5.24	Power - Transmission/Equipment
6.90% State Government of Bihar 2035	0.12%	₹ 4.95	Others
7.48% State Government of Maharashtra 2035	0.07%	₹ 2.90	Finance & Investments
NHPC Ltd.	0.05%	₹ 2.04	Power - Generation/Distribution

See All

Returns

	Annualised returns
	9M	1Y	2Y	3Y
Fund returns	2.41%	3.03%	3.07%	4.07%
Category returns	5.49%	7.08%	14.72%	22.20%

Fund Objective

The Scheme seeks to generate regular income through a judicious mix of portfolio comprising, predominantly of money market instruments and short term debt securities with a residual maturity of up to ... three years. Read more

AMC Details

Name

SBI Funds Management Ltd.

Date of Incorporation

29 Jun 1987

CEO

Mr. Nand Kishore

CIO

Mr. Rajeev Radhakrishnan, Mr. Rama Iyer Srinivasan

Type

Bank Sponsored

Address

9th Floor, Crescenzo, C-38 & 39, G Block, Bandra-Kurla Complex, Bandra (East), Mumbai, Maharashtra, India - 400051

Website

https://www.sbimf.com

partnerforlife@sbimf.com

Top Funds from Debt - Banking & PSU

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
ICICI Prudential Banking and PSU Debt Fund - Direct Plan Income Direct	₹35.16	8.02%	25.78%	38.09%	₹9,721	0.39%	Moderate
Kotak Banking and PSU Debt Fund - Direct Plan Income Direct	₹70.18	8.07%	25.54%	36.43%	₹5,701	0.40%	Moderate
DSP Banking & PSU Debt Fund Income Regular	₹10.16	0.15%	0.02%	0.02%	₹4,154	0.60%	Moderate
Franklin India Banking & PSU Debt Fund - Direct Plan Income Direct	₹24.20	8.16%	25.17%	34.97%	₹485	0.19%	Moderate
HDFC Banking and PSU Debt Fund - Direct Plan Income Direct	₹24.61	7.80%	25.17%	35.35%	₹5,835	0.39%	Moderate
LIC MF Banking & PSU Fund - Direct Plan Income Direct	₹38.55	7.95%	25.12%	33.84%	₹1,888	0.28%	Moderate
LIC MF Banking & PSU Fund - Direct Plan Income Direct	₹14.52	7.95%	25.12%	33.11%	₹1,888	0.28%	Moderate
LIC MF Banking & PSU Fund - Direct Plan Income Direct	₹14.52	7.95%	25.12%	33.11%	₹1,888	0.28%	Moderate
Nippon India Banking and PSU Fund - Direct Plan Income Direct	₹22.09	7.70%	24.99%	35.22%	₹5,582	0.38%	Moderate
Nippon India Banking and PSU Fund - Direct Plan Income Direct	₹22.09	7.70%	24.99%	35.19%	₹5,582	0.38%	Moderate

Top Funds from SBI Funds Management Ltd.

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
SBI Retirement Benefit Fund - Conservative Hybrid Plan -... Hybrid Direct	₹16.15	4.42%	32.67%	0.00%	₹287	1.17%	High
SBI Retirement Benefit Fund - Conservative Hybrid Plan -... Hybrid Direct	₹16.15	4.42%	32.67%	0.00%	₹287	1.17%	High
SBI Conservative Hybrid Fund Hybrid Regular	₹21.35	5.92%	31.89%	58.99%	₹9,977	1.54%	High
SBI Conservative Hybrid Fund Hybrid Regular	₹21.35	5.92%	31.89%	58.99%	₹9,977	1.54%	High
SBI Conservative Hybrid Fund - Div (Annual) Hybrid Regular	₹26.12	5.92%	31.89%	59.00%	₹9,977	1.10%	High
SBI Conservative Hybrid Fund - Div (Annual) Hybrid Regular	₹26.12	5.92%	31.89%	59.00%	₹9,977	1.10%	High
SBI Conservative Hybrid Fund Hybrid Regular	₹74.04	5.92%	31.89%	58.99%	₹9,977	1.54%	High
SBI Retirement Benefit Fund - Conservative Hybrid Plan Hybrid Regular	₹15.68	3.90%	30.64%	0.00%	₹287	1.67%	High
SBI Retirement Benefit Fund - Conservative Hybrid Plan Hybrid Regular	₹15.68	3.90%	30.64%	0.00%	₹287	1.67%	High
SBI Nifty Private Bank ETF ETF Regular	₹289.27	13.85%	30.13%	70.77%	₹533	0.15%	Very High

FAQs

What is the current NAV of SBI Banking & PSU Fund - Direct Plan Monthly IDCW Reinvestment?

The current Net Asset Value (NAV) of SBI Banking & PSU Fund - Direct Plan Monthly IDCW Reinvestment is ₹1,312.84 as of 19 Dec 2025. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.

What is the fund size (AUM) of SBI Banking & PSU Fund - Direct Plan Monthly IDCW Reinvestment?

The Assets Under Management (AUM) of SBI Banking & PSU Fund - Direct Plan Monthly IDCW Reinvestment is ₹4,212.99 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.

What are the historical returns of SBI Banking & PSU Fund - Direct Plan Monthly IDCW Reinvestment?

SBI Banking & PSU Fund - Direct Plan Monthly IDCW Reinvestment has delivered returns of 3.03% (1 Year), 4.07% (3 Year), 1.98% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.

What is the risk level of SBI Banking & PSU Fund - Direct Plan Monthly IDCW Reinvestment?

SBI Banking & PSU Fund - Direct Plan Monthly IDCW Reinvestment has a risk rating of 'Moderate' as per the SEBI Riskometer. This indicates the fund is suitable for investors with balanced risk appetite. Investors should align their investment choices with their personal risk tolerance and financial goals.

What is the minimum investment amount for SBI Banking & PSU Fund - Direct Plan Monthly IDCW Reinvestment?

The minimum lumpsum investment required for SBI Banking & PSU Fund - Direct Plan Monthly IDCW Reinvestment is ₹5,000. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹500, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.

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