Nippon India Banking and PSU Fund - Direct Plan IDCW | Nippon India Banking and PSU Fund - Direct Plan NAV Today [22.09], Performance & History

Nippon India Banking and PSU Fund - Direct Plan is a Debt mutual fund categorized under Income, offered by Nippon Life India Asset Management Ltd.. Launched on 05 May 2015, investors can start with a ... Read more

NAV History

Fund Details

Min. SIP Amount

₹100

Inception Date

05 May 2015

Min. Lumpsum Amount

₹ 5,000

Fund Age

10 Yrs

AUM

₹ 5,582.11 Cr.

Benchmark

CRISIL Banking and PSU Debt A-II Index

Expense Ratio

0.38%

Scheme Type

Open Ended

Exit Load

Nil%

Returns Calculator

Investment amount per month

₹1,000

Over the past

Would have become

On total investment of

*Calculation based on past performance of this fund.

Asset Allocation

AUM

₹ 5,582.11 Cr

Debt

91.35%

Money Market & Cash

2.46%

Other Assets & Liabilities

2.49%

Sector Holdings

Sectors	Weightage
Non Convertible Debentures	76.14%
Government Securities	9.24%
Finance & Investments	3.23%
Treps/Reverse Repo	2.44%
Finance - Banks - Private Sector	1.98%
Finance - Term Lending Institutions	1.47%
Current Assets	0.95%
Investment Trust	0.36%
Others	0.29%
Others - Not Mentioned	0.18%
Cash	0.02%

See All

Stock Holdings

Name	Weightage	Value (in Cr.)	Sector
7.68% National Bank For Agriculture and Rural Development	3.19%	₹ 179.55	Others
7.59% National Housing Bank	3.17%	₹ 178.41	Others
7.48% National Bank For Agriculture and Rural Development	2.98%	₹ 167.99	Others
7.02% Government of India	2.66%	₹ 149.64	Others
Triparty Repo	2.44%	₹ 137.35	Others
7.47% Small Industries Dev Bank of India	2.36%	₹ 132.85	Others
7.77% REC Limited	2.27%	₹ 128.04	Others
7.34% Small Industries Dev Bank of India	2.25%	₹ 126.97	Others
7.57% Indian Railway Finance Corporation Limited	2.18%	₹ 123.05	Others
8.35% SBI General Insurance Company Limited	1.99%	₹ 112.01	Others
6.92% Government of India	1.97%	₹ 111.23	Others
7.56% Power Grid Corporation of India Limited	1.82%	₹ 102.55	Others
7.7% Nuclear Power Corporation Of India Limited	1.82%	₹ 102.45	Others
7.77% Power Finance Corporation Limited	1.82%	₹ 102.32	Others
7.35% National Housing Bank	1.81%	₹ 102.25	Others
7.37% Indian Railway Finance Corporation Limited	1.81%	₹ 102.01	Others
7.26% NTPC Limited	1.80%	₹ 101.51	Others
6.68% Government of India	1.67%	₹ 94.08	Others
7.83% Small Industries Dev Bank of India	1.64%	₹ 92.52	Others
6.24% State Bank of India	1.60%	₹ 90.04	Others
8.54% REC Limited	1.59%	₹ 89.53	Others
Power Finance Corporation Limited	1.46%	₹ 82.25	Finance - Term Lending Institutions
7.49% Small Industries Dev Bank of India	1.36%	₹ 76.59	Others
7.45% Export Import Bank of India	1.36%	₹ 76.53	Others
7.44% National Bank For Agriculture and Rural Development	1.35%	₹ 76.08	Others
7.4% Power Grid Corporation of India Limited	1.33%	₹ 75.08	Others
7.02% Bajaj Housing Finance Limited	1.33%	₹ 75.01	Others
6.52% REC Limited	1.33%	₹ 74.70	Others
6.45% ICICI Bank Limited	1.31%	₹ 74.09	Others
7.55% Indian Railway Finance Corporation Limited	1.28%	₹ 71.93	Others
7.1% Government of India	1.27%	₹ 71.85	Others
Axis Bank Limited	1.25%	₹ 70.58	Finance - Banks - Private Sector
8.24% Mahindra & Mahindra Financial Services Limited	1.23%	₹ 69.14	Others
6.67% National Bank For Financing Infrastructure And Development	1.23%	₹ 69.22	Others
6.79% Government of India	1.18%	₹ 66.44	Others
7.86% HDFC Bank Limited	1.10%	₹ 62.07	Others
7.65% HDFC Bank Limited	1.10%	₹ 61.75	Others
Net Current Assets	0.95%	₹ 55.23	Others
7.58% REC Limited	0.91%	₹ 51.20	Others
7.4% Export Import Bank of India	0.91%	₹ 51.05	Others
7.55% REC Limited	0.90%	₹ 50.96	Others
7.2% National Housing Bank	0.90%	₹ 50.83	Others
7.92% India Infradebt Limited	0.90%	₹ 50.82	Others
7.4% Power Finance Corporation Limited	0.90%	₹ 50.76	Others
7.92% Aditya Birla Capital Limited	0.90%	₹ 50.68	Others
7.27% Power Finance Corporation Limited	0.90%	₹ 50.63	Others
8.03% Power Finance Corporation Limited	0.90%	₹ 50.47	Others
7.95% HDB Financial Services Limited	0.89%	₹ 50.28	Others
7.24% Power Finance Corporation Limited	0.89%	₹ 50.22	Others
5.83% State Bank of India	0.89%	₹ 49.90	Others
6.8% National Housing Bank	0.88%	₹ 49.73	Others
7.12% State Government Securities	0.86%	₹ 48.32	Finance & Investments
7.62% National Bank For Agriculture and Rural Development	0.81%	₹ 45.80	Others
6.92% Indian Railway Finance Corporation Limited	0.80%	₹ 45.28	Others
7.11% State Government Securities	0.75%	₹ 42.35	Finance & Investments
7.8% HDFC Bank Limited	0.73%	₹ 41.33	Finance - Banks - Private Sector
7.78% Kotak Mahindra Prime Limited	0.72%	₹ 40.76	Others
6.92% REC Limited	0.53%	₹ 29.81	Others
7.64% Power Finance Corporation Limited	0.46%	₹ 25.68	Others
8.23% Indian Railway Finance Corporation Limited	0.46%	₹ 26.14	Others
8% HDFC Bank Limited	0.46%	₹ 26.07	Others
7.7% National Highways Authority Of India	0.46%	₹ 25.86	Others
7.17% State Government Securities	0.45%	₹ 25.25	Finance & Investments
7.6% Power Finance Corporation Limited	0.45%	₹ 25.58	Others
7.87% Bajaj Finance Limited	0.45%	₹ 25.51	Others
7.59% Power Finance Corporation Limited	0.45%	₹ 25.46	Others
7.68% Small Industries Dev Bank of India	0.45%	₹ 25.43	Others
7.14% Export Import Bank of India	0.45%	₹ 25.39	Others
7.68% Indian Railway Finance Corporation Limited	0.45%	₹ 25.36	Others
7.08% Indian Railway Finance Corporation Limited	0.45%	₹ 25.26	Others
7.08% Power Grid Corporation of India Limited	0.45%	₹ 25.20	Others
7.15% Indian Railway Finance Corporation Limited	0.45%	₹ 25.18	Others
7.55% L&T Metro Rail (Hyderabad) Limited	0.45%	₹ 25.11	Others
7.23% Bajaj Finance Limited	0.44%	₹ 25.07	Others
5.78% HDFC Bank Limited	0.44%	₹ 24.95	Others
7.03% Indian Railway Finance Corporation Limited	0.44%	₹ 24.79	Others
6.67% ICICI Bank Limited	0.44%	₹ 24.78	Others
National Highways Infra Trust	0.36%	₹ 20.18	Investment Trust
7.11% Small Industries Dev Bank of India	0.36%	₹ 20.09	Others
Corporate Debt Market Development Fund Class A2	0.29%	₹ 16.30	Others
7.49% State Government Securities	0.28%	₹ 15.66	Finance & Investments
8.2% National Bank For Agriculture and Rural Development	0.28%	₹ 15.53	Others
7.13% State Government Securities	0.27%	₹ 15.21	Finance & Investments
7.49% Power Grid Corporation of India Limited	0.27%	₹ 15.45	Others
1.5% HDFC Bank Limited	0.27%	₹ 15.20	Others
7.63% State Government Securities	0.26%	₹ 14.61	Finance & Investments
8.48% State Government Securities	0.19%	₹ 10.79	Others
7.7% State Government Securities	0.19%	₹ 10.44	Finance & Investments
8.4% Power Grid Corporation of India Limited	0.19%	₹ 10.57	Others
8.55% REC Limited	0.19%	₹ 10.47	Others
6.64% Government of India	0.18%	₹ 10.07	Others - Not Mentioned
7.56% REC Limited	0.18%	₹ 10.17	Others
7.18% Government of India	0.15%	₹ 8.31	Others
6.7% State Government Securities	0.09%	₹ 5.03	Finance & Investments
7.71% REC Limited	0.09%	₹ 5.17	Others
7.51% Small Industries Dev Bank of India	0.09%	₹ 5.09	Others
7.36% Power Grid Corporation of India Limited	0.09%	₹ 5.05	Others
8.22% National Bank For Agriculture and Rural Development	0.09%	₹ 5.22	Others
7.04% State Government Securities	0.07%	₹ 4.07	Finance & Investments
7.32% Government of India	0.06%	₹ 3.42	Others
7.26% Government of India	0.05%	₹ 2.62	Others
Cash Margin - CCIL	0.02%	₹ 0.95	Others
7.11% Government of India	0.02%	₹ 1.01	Others
7.04% Government of India	0.02%	₹ 1.34	Others
7.44% State Government Securities	0.01%	₹ 0.52	Finance & Investments
8.11% REC Limited	0.01%	₹ 0.70	Finance - Term Lending Institutions

See All

Returns

	Annualised returns
	9M	1Y	2Y	3Y
Fund returns	5.98%	7.62%	7.99%	7.74%
Category returns	5.07%	6.65%	14.71%	20.94%

Fund Objective

To generate income over short to medium term horizon through investments in debt and money market instruments of various maturities, consisting predominantly of securities issued by entities such as ... Read more

AMC Details

Name

Nippon Life India Asset Management Ltd.

Date of Incorporation

30 Jun 1995

CEO

Mr. Sundeep Sikka

CIO

Mr. Amit Tripathi Mr. Sailesh Raj Bhan

Type

Foreign

Address

4th Floor, Tower A, Peninsula Business Park, Ganapatrao Kadam Marg, Lower Parel (W), Mumbai, Maharashtra, India - 400013

Website

https://www.nipponindiamf.com

customercare@nipponindiamf.com

Top Funds from Debt - Banking & PSU

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
DSP Banking & PSU Debt Fund - Direct Plan Income Direct	₹10.16	0.01%	0.03%	0.01%	₹4,154	0.33%	Moderate
ICICI Prudential Banking and PSU Debt Fund - Direct Plan Income Direct	₹35.14	7.93%	25.79%	38.03%	₹9,721	0.39%	Moderate
Kotak Banking and PSU Debt Fund - Direct Plan Income Direct	₹70.17	7.95%	25.55%	36.41%	₹5,701	0.40%	Moderate
HDFC Banking and PSU Debt Fund - Direct Plan Income Direct	₹24.61	7.71%	25.23%	35.34%	₹5,835	0.39%	Moderate
Franklin India Banking & PSU Debt Fund - Direct Plan Income Direct	₹24.19	8.12%	25.21%	34.97%	₹485	0.19%	Moderate
LIC MF Banking & PSU Fund - Direct Plan Income Direct	₹14.52	7.88%	25.17%	33.12%	₹1,888	0.28%	Moderate
LIC MF Banking & PSU Fund - Direct Plan Income Direct	₹14.52	7.88%	25.17%	33.12%	₹1,888	0.28%	Moderate
LIC MF Banking & PSU Fund - Direct Plan Income Direct	₹38.56	7.88%	25.17%	33.85%	₹1,888	0.28%	Moderate
Nippon India Banking and PSU Fund - Direct Plan Income Direct	₹22.09	7.62%	25.07%	35.23%	₹5,582	0.38%	Moderate
Nippon India Banking and PSU Fund - Direct Plan Income Direct	₹22.09	7.62%	25.07%	35.21%	₹5,582	0.38%	Moderate

Top Funds from Nippon Life India Asset Management Ltd.

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
Nippon India Conservative Hybrid Fund - Direct Plan Hybrid Direct	₹66.44	10.11%	33.00%	56.06%	₹923	1.27%	High
Nippon India Small Cap Fund Diversified Regular	₹86.06	-16.53%	32.70%	145.18%	₹68,572	1.39%	Very High
Nippon India Small Cap Fund Diversified Regular	₹86.06	-16.53%	32.70%	145.18%	₹68,572	1.39%	Very High
Nippon India Large Cap Fund Largecap Regular	₹28.44	0.20%	31.95%	81.31%	₹50,312	1.48%	Very High
Nippon India Large Cap Fund Largecap Regular	₹28.44	0.20%	31.95%	81.31%	₹50,312	1.48%	Very High
Nippon India Equity Savings Fund - Direct Plan Hybrid Direct	₹18.04	6.07%	31.79%	55.63%	₹945	1.75%	Moderate
Nippon India Equity Savings Fund - Direct Plan Hybrid Direct	₹18.04	6.07%	31.79%	55.63%	₹945	1.75%	Moderate
Nippon India Equity Savings Fund - Direct Plan Hybrid Direct	₹15.32	6.07%	31.78%	55.63%	₹945	1.75%	Moderate
Nippon India Equity Savings Fund - Direct Plan Hybrid Direct	₹15.32	6.07%	31.78%	55.63%	₹945	1.75%	Moderate
Nippon India Equity Savings Fund - Direct Plan Hybrid Direct	₹15.55	6.07%	31.78%	55.62%	₹945	1.75%	Moderate

FAQs

What is the current NAV of Nippon India Banking and PSU Fund - Direct Plan IDCW?

The current Net Asset Value (NAV) of Nippon India Banking and PSU Fund - Direct Plan IDCW is ₹22.09 as of 18 Dec 2025. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.

What is the fund size (AUM) of Nippon India Banking and PSU Fund - Direct Plan IDCW?

The Assets Under Management (AUM) of Nippon India Banking and PSU Fund - Direct Plan IDCW is ₹5,582.11 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.

What are the historical returns of Nippon India Banking and PSU Fund - Direct Plan IDCW?

Nippon India Banking and PSU Fund - Direct Plan IDCW has delivered returns of 7.62% (1 Year), 7.74% (3 Year), 6.22% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.

What is the risk level of Nippon India Banking and PSU Fund - Direct Plan IDCW?

Nippon India Banking and PSU Fund - Direct Plan IDCW has a risk rating of 'Moderate' as per the SEBI Riskometer. This indicates the fund is suitable for investors with balanced risk appetite. Investors should align their investment choices with their personal risk tolerance and financial goals.

What is the minimum investment amount for Nippon India Banking and PSU Fund - Direct Plan IDCW?

The minimum lumpsum investment required for Nippon India Banking and PSU Fund - Direct Plan IDCW is ₹5,000. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹100, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.

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