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Sensex
83,739.13
+2.54%
|
Nifty
25,727.55
+2.55%
|
22k Gold
₹ 14,110 /gm
|
Silver
₹ 2,80,000/kg
|
Petrol
₹ 103.50
|
Diesel
₹ 90.03
|
Crude Oil
$66.45
|
USD
₹
90.24
|
Sensex
83,739.13
+2.54%
|
Nifty
25,727.55
+2.55%
|
22k Gold
₹ 14,110 /gm
|
Silver
₹ 2,80,000/kg
|
Petrol
₹ 103.50
|
Diesel
₹ 90.03
|
Crude Oil
$66.45
|
USD
₹
90.24
Kotak Banking and PSU Debt Fund - Direct Plan
Regular
Direct
3 Year Absolute Returns
-0.33% ↓
NAV (₹) on 02 Feb 2026
10.24
1 Day NAV Change
-0.02%
Risk Level
Moderate Risk
Rating
Kotak Banking and PSU Debt Fund - Direct Plan is a Debt mutual fund categorized under Income, offered by Kotak Mahindra Asset Management Company Ltd.. Launched on 01 Jan 2013, investors can start with ... Read more
NAV History
Fund Details
Min. SIP Amount
₹100
Inception Date
01 Jan 2013
Min. Lumpsum Amount
₹ 100
Fund Age
13 Yrs
AUM
₹ 5,530.02 Cr.
Benchmark
CRISIL Banking and PSU Debt A-II Index
Expense Ratio
0.40%
Scheme Type
Open Ended
Exit Load
Nil%
Returns Calculator
Investment amount per month
₹1,000
Over the past
Would have become
On total investment of
*Calculation based on past performance of this fund.
Asset Allocation
AUM
₹ 5,530.02 Cr
Debt
96.85%
Money Market & Cash
0.4%
Other Assets & Liabilities
2.75%
Sector Holdings
| Sectors | Weightage |
|---|---|
| Debentures | 69.95% |
| Government Securities | 16.21% |
| Finance - Banks - Public Sector | 4.11% |
| Current Assets | 2.45% |
| Finance - Term Lending Institutions | 2.35% |
| Finance - Banks - Private Sector | 2.13% |
| Finance & Investments | 1.23% |
| Trading & Distributors | 0.87% |
| Treps/Reverse Repo | 0.40% |
| Others | 0.30% |
Stock Holdings
| Name | Weightage | Value (in Cr.) | Sector |
|---|---|---|---|
| 7.18% Central Government - 2033 | 7.01% | ₹ 408.76 | Others |
| 7.60% Power Finance Corporation Ltd. | 5.79% | ₹ 337.70 | Others |
| 6.80% National Housing Bank | 3.84% | ₹ 223.80 | Others |
| 7.36% INDIAN OIL CORPORATION LTD. | 3.34% | ₹ 194.68 | Others |
| 7.70% Power Grid Corporation of India Ltd. | 3.16% | ₹ 184.47 | Others |
| 7.53% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT | 2.79% | ₹ 162.70 | Others |
| 8.55% HDFC BANK LTD. | 2.69% | ₹ 157.10 | Others |
| 7.69% REC LTD | 2.64% | ₹ 154.06 | Others |
| Net Current Assets/(Liabilities) | 2.45% | ₹ 144.45 | Others |
| 6.80% STATE BANK OF INDIA. | 2.43% | ₹ 141.75 | Finance - Banks - Public Sector |
| 7.83% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | 2.38% | ₹ 138.77 | Others |
| 7.77% REC LTD | 2.28% | ₹ 133.16 | Others |
| Central Government - 2034 | 2.28% | ₹ 132.74 | Others |
| 7.67% LIC HOUSING FINANCE LTD. | 2.18% | ₹ 127.23 | Others |
| 7.34% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | 2.18% | ₹ 126.97 | Others |
| 7.09% Central Government - 2054 | 2.13% | ₹ 124.05 | Others |
| 7.75% Power Finance Corporation Ltd. | 1.77% | ₹ 103.11 | Finance - Term Lending Institutions |
| 7.62% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT | 1.76% | ₹ 102.43 | Others |
| 7.59% Power Finance Corporation Ltd. | 1.75% | ₹ 101.85 | Others |
| 7.40% Export-Import Bank of India | 1.75% | ₹ 102.10 | Others |
| 6.67% NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT | 1.69% | ₹ 98.89 | Others |
| 9.50% UNION BANK OF INDIA- AT1 Bonds | 1.68% | ₹ 98.19 | Finance - Banks - Public Sector |
| Central Government - 2031 | 1.58% | ₹ 92.05 | Others |
| 7.44% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT | 1.56% | ₹ 91.29 | Others |
| 7.75% HDFC BANK LTD. | 1.41% | ₹ 82.46 | Others |
| 7.14% National Housing Bank | 1.38% | ₹ 80.64 | Others |
| 7.40% Power Grid Corporation of India Ltd. | 1.35% | ₹ 79.04 | Others |
| 7.80% HDFC BANK LTD. | 1.33% | ₹ 77.49 | Finance - Banks - Private Sector |
| Central Government - 2033 | 1.32% | ₹ 77.23 | Others |
| 8.80% Food Corporation of India | 1.32% | ₹ 77.25 | Others |
| 7.70% NUCLEAR POWER CORPORATION OF INDIA LTD. | 1.32% | ₹ 76.84 | Others |
| 7.47% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | 1.31% | ₹ 76.64 | Others |
| 7.39% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | 1.31% | ₹ 76.27 | Others |
| 7.80% HDFC BANK LTD. | 1.24% | ₹ 72.27 | Others |
| 8.01% REC LTD | 1.07% | ₹ 62.51 | Others |
| 6.45% REC LTD | 1.01% | ₹ 58.91 | Others |
| 9.00% HDFC BANK LTD. | 0.91% | ₹ 52.89 | Others |
| 7.69% HDFC BANK LTD. | 0.88% | ₹ 51.31 | Others |
| 7.46% INDIAN RAILWAY FINANCE CORPORATION LTD. | 0.88% | ₹ 51.14 | Others |
| 7.37% INDIAN RAILWAY FINANCE CORPORATION LTD. | 0.87% | ₹ 51 | Others |
| 7.70% HDFC BANK LTD. | 0.87% | ₹ 50.96 | Others |
| 7.60% Food Corporation of India | 0.87% | ₹ 50.91 | Trading & Distributors |
| 7.68% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | 0.87% | ₹ 50.91 | Others |
| 7.42% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | 0.87% | ₹ 50.88 | Others |
| 7.05% Mahanagar Telephone Nigam Ltd. | 0.83% | ₹ 48.25 | Others |
| 7.97% HDFC BANK LTD. | 0.80% | ₹ 46.89 | Finance - Banks - Private Sector |
| 7.51% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | 0.78% | ₹ 45.80 | Others |
| 7.63% Maharashtra State Govt - 2035 - Maharashtra | 0.69% | ₹ 40.09 | Finance & Investments |
| 6.90% Central Government - 2065 | 0.66% | ₹ 38.45 | Others |
| 6.68% Central Government - 2040 | 0.59% | ₹ 34.66 | Others |
| DME DEVELOPMENT LIMITED | 0.55% | ₹ 31.80 | Others |
| DME DEVELOPMENT LIMITED | 0.55% | ₹ 31.82 | Others |
| DME DEVELOPMENT LIMITED | 0.55% | ₹ 31.89 | Others |
| DME DEVELOPMENT LIMITED | 0.55% | ₹ 31.94 | Others |
| DME DEVELOPMENT LIMITED | 0.55% | ₹ 32.22 | Others |
| DME DEVELOPMENT LIMITED | 0.54% | ₹ 31.71 | Others |
| DME DEVELOPMENT LIMITED | 0.54% | ₹ 31.76 | Others |
| DME DEVELOPMENT LIMITED | 0.54% | ₹ 31.52 | Others |
| DME DEVELOPMENT LIMITED | 0.54% | ₹ 31.52 | Others |
| DME DEVELOPMENT LIMITED | 0.54% | ₹ 31.45 | Others |
| 7.42% Gujarat State Govt - 2031 - Gujarat | 0.53% | ₹ 30.93 | Finance & Investments |
| 7.48% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT | 0.44% | ₹ 25.45 | Others |
| 7.70% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT | 0.44% | ₹ 25.48 | Others |
| 7.70% REC LTD | 0.44% | ₹ 25.55 | Finance - Term Lending Institutions |
| 7.46% REC LTD | 0.44% | ₹ 25.46 | Others |
| 6.37% REC LTD | 0.43% | ₹ 24.94 | Others |
| Triparty Repo | 0.40% | ₹ 23.29 | Others |
| 7.80% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT | 0.38% | ₹ 22.35 | Others |
| 6.33% Central Government - 2035 | 0.34% | ₹ 19.89 | Others |
| SBI ALTERNATIVE INVESTMENT FUND | 0.30% | ₹ 17.41 | Others |
| 7.30% Central Government - 2053 | 0.17% | ₹ 10.11 | Others |
| 7.10% Central Government - 2034 | 0.13% | ₹ 7.66 | Others |
| 8.97% REC LTD | 0.09% | ₹ 5.26 | Finance - Term Lending Institutions |
| 7.80% Mahanagar Telephone Nigam Ltd. | 0.09% | ₹ 4.97 | Others |
| 9.10% Power Finance Corporation Ltd. | 0.05% | ₹ 2.66 | Finance - Term Lending Institutions |
| 7.64% Power Finance Corporation Ltd. | 0.02% | ₹ 1.03 | Others |
| 6.46% Gujarat State Govt - 2030 - Gujarat | 0.01% | ₹ 0.44 | Finance & Investments |
Returns
| Annualised returns | ||||
|---|---|---|---|---|
| 9M | 1Y | 2Y | 3Y | |
| Fund returns | -0.62% | -0.61% | -0.40% | -0.11% |
| Category returns | 2.67% | 6.15% | 13.54% | 21.13% |
Fund Objective
To generate risk free returns through investments in sovereign securities issued by the Central Govt and/or State Govts and/or reverse repos in such securities.
AMC Details
Name
Kotak Mahindra Asset Management Company Ltd.
Date of Incorporation
23 Jun 1998
CEO
Mr. Nilesh Shah
CIO
Mr. Deepak Agrawal Mr. Harsha Upadhyaya
Type
Pvt.Sector-Indian
Address
27 BKC, C-27, G Block,
Bandra Kurla Complex,
Bandra (E), Mumbai, Maharashtra, India - 400051
Website
http://www.assetmanagement.kotak.com
Email
fundaccops@kotakmutual.com
Top Funds from Debt - Banking & PSU
Top Funds from Kotak Mahindra Asset Management Company Ltd.
|
Scheme Name
|
NAV
|
Returns
1Y
3Y
5Y
|
AUM (Cr)
|
Expense Ratio
|
Risk Meter
|
||
|---|---|---|---|---|---|---|---|
|
Kotak Nifty IT ETF
ETF
Regular
|
₹41.89 | -7.26% | 32.41% | 0.00% | ₹420 | 0.09% |
Very High
|
|
Kotak Debt Hybrid Fund - Regular Plan
Hybrid
Regular
|
₹58.82 | 4.11% | 31.97% | 54.02% | ₹3,072 | 1.66% |
Moderately High
|
|
Kotak Medium Term Fund - Direct Plan
Income
Direct
|
₹26.48 | 9.34% | 29.95% | 44.32% | ₹1,992 | 0.67% |
Moderately High
|
|
Kotak Medium Term Fund - Direct Plan
Income
Direct
|
₹26.48 | 9.34% | 29.95% | 44.32% | ₹1,992 | 0.67% |
Moderately High
|
|
Kotak Medium Term Fund - Direct Plan
Income
Direct
|
₹26.48 | 9.34% | 29.95% | 44.31% | ₹1,992 | 0.67% |
Moderately High
|
|
Kotak Credit Risk Fund - Direct Plan
STP
Direct
|
₹34.75 | 9.53% | 28.32% | 39.34% | ₹706 | 0.81% |
High
|
|
Kotak Credit Risk Fund - Direct Plan
STP
Direct
|
₹26.10 | 9.53% | 28.32% | 39.34% | ₹706 | 0.81% |
High
|
|
Kotak FMP Series - 304 - Direct Plan
FMP
Direct
|
₹12.78 | 6.80% | 27.32% | 0.00% | ₹118 | 0.07% |
Moderately High
|
|
Kotak FMP Series - 304 - Direct Plan
FMP
Direct
|
₹12.78 | 6.80% | 27.31% | 0.00% | ₹118 | 0.07% |
Moderately High
|
|
Kotak FMP Series - 304 - Regular Plan
FMP
Regular
|
₹12.77 | 6.76% | 27.20% | 0.00% | ₹118 | 0.10% |
Moderately High
|
FAQs
What is the current NAV of Kotak Banking and PSU Debt Fund - Direct Plan Monthly IDCW Reinvestment?
The current Net Asset Value (NAV) of Kotak Banking and PSU Debt Fund - Direct Plan Monthly IDCW Reinvestment is ₹10.24 as of 02 Feb 2026. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.
What is the fund size (AUM) of Kotak Banking and PSU Debt Fund - Direct Plan Monthly IDCW Reinvestment?
The Assets Under Management (AUM) of Kotak Banking and PSU Debt Fund - Direct Plan Monthly IDCW Reinvestment is ₹5,530.02 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.
What are the historical returns of Kotak Banking and PSU Debt Fund - Direct Plan Monthly IDCW Reinvestment?
Kotak Banking and PSU Debt Fund - Direct Plan Monthly IDCW Reinvestment has delivered returns of -0.61% (1 Year), -0.11% (3 Year), -0.30% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.
What is the risk level of Kotak Banking and PSU Debt Fund - Direct Plan Monthly IDCW Reinvestment?
Kotak Banking and PSU Debt Fund - Direct Plan Monthly IDCW Reinvestment has a risk rating of 'Moderate' as per the SEBI Riskometer. This indicates the fund is suitable for investors with balanced risk appetite. Investors should align their investment choices with their personal risk tolerance and financial goals.
What is the minimum investment amount for Kotak Banking and PSU Debt Fund - Direct Plan Monthly IDCW Reinvestment?
The minimum lumpsum investment required for Kotak Banking and PSU Debt Fund - Direct Plan Monthly IDCW Reinvestment is ₹100. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹100, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.
Disclaimer: This is 3rd Party content/feed, viewers are requested to use their discretion and conduct proper diligence before investing, GoodReturns does not take any liability on the genuineness and correctness of the information in this article
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