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Kotak Banking and PSU Debt Fund - Direct Plan
3 Year Absolute Returns
-0.09% ↓
NAV (₹) on 19 Dec 2025
10.25
1 Day NAV Change
0.02%
Risk Level
Moderate Risk
Rating
Kotak Banking and PSU Debt Fund - Direct Plan is a Debt mutual fund categorized under Income, offered by Kotak Mahindra Asset Management Company Ltd.. Launched on 01 Jan 2013, investors can start with ... Read more
NAV History
Fund Details
Returns Calculator
Asset Allocation
AUM
₹ 5,701.42 Cr
Sector Holdings
| Sectors | Weightage |
|---|---|
| Debentures | 69.95% |
| Government Securities | 16.21% |
| Finance - Banks - Public Sector | 4.11% |
| Current Assets | 2.45% |
| Finance - Term Lending Institutions | 2.35% |
| Finance - Banks - Private Sector | 2.13% |
| Finance & Investments | 1.23% |
| Trading & Distributors | 0.87% |
| Treps/Reverse Repo | 0.40% |
| Others | 0.30% |
Stock Holdings
| Name | Weightage | Value (in Cr.) | Sector |
|---|---|---|---|
| 7.18% Central Government - 2033 | 7.01% | ₹ 408.76 | Others |
| 7.60% Power Finance Corporation Ltd. | 5.79% | ₹ 337.70 | Others |
| 6.80% National Housing Bank | 3.84% | ₹ 223.80 | Others |
| 7.36% INDIAN OIL CORPORATION LTD. | 3.34% | ₹ 194.68 | Others |
| 7.70% Power Grid Corporation of India Ltd. | 3.16% | ₹ 184.47 | Others |
| 7.53% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT | 2.79% | ₹ 162.70 | Others |
| 8.55% HDFC BANK LTD. | 2.69% | ₹ 157.10 | Others |
| 7.69% REC LTD | 2.64% | ₹ 154.06 | Others |
| Net Current Assets/(Liabilities) | 2.45% | ₹ 144.45 | Others |
| 6.80% STATE BANK OF INDIA. | 2.43% | ₹ 141.75 | Finance - Banks - Public Sector |
| 7.83% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | 2.38% | ₹ 138.77 | Others |
| 7.77% REC LTD | 2.28% | ₹ 133.16 | Others |
| Central Government - 2034 | 2.28% | ₹ 132.74 | Others |
| 7.34% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | 2.18% | ₹ 126.97 | Others |
| 7.67% LIC HOUSING FINANCE LTD. | 2.18% | ₹ 127.23 | Others |
| 7.09% Central Government - 2054 | 2.13% | ₹ 124.05 | Others |
| 7.75% Power Finance Corporation Ltd. | 1.77% | ₹ 103.11 | Finance - Term Lending Institutions |
| 7.62% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT | 1.76% | ₹ 102.43 | Others |
| 7.40% Export-Import Bank of India | 1.75% | ₹ 102.10 | Others |
| 7.59% Power Finance Corporation Ltd. | 1.75% | ₹ 101.85 | Others |
| 6.67% NATIONAL BANK FOR FINANCING INFRASTRUCTURE AND DEVELOPMENT | 1.69% | ₹ 98.89 | Others |
| 9.50% UNION BANK OF INDIA- AT1 Bonds | 1.68% | ₹ 98.19 | Finance - Banks - Public Sector |
| Central Government - 2031 | 1.58% | ₹ 92.05 | Others |
| 7.44% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT | 1.56% | ₹ 91.29 | Others |
| 7.75% HDFC BANK LTD. | 1.41% | ₹ 82.46 | Others |
| 7.14% National Housing Bank | 1.38% | ₹ 80.64 | Others |
| 7.40% Power Grid Corporation of India Ltd. | 1.35% | ₹ 79.04 | Others |
| 7.80% HDFC BANK LTD. | 1.33% | ₹ 77.49 | Finance - Banks - Private Sector |
| 8.80% Food Corporation of India | 1.32% | ₹ 77.25 | Others |
| 7.70% NUCLEAR POWER CORPORATION OF INDIA LTD. | 1.32% | ₹ 76.84 | Others |
| Central Government - 2033 | 1.32% | ₹ 77.23 | Others |
| 7.39% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | 1.31% | ₹ 76.27 | Others |
| 7.47% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | 1.31% | ₹ 76.64 | Others |
| 7.80% HDFC BANK LTD. | 1.24% | ₹ 72.27 | Others |
| 8.01% REC LTD | 1.07% | ₹ 62.51 | Others |
| 6.45% REC LTD | 1.01% | ₹ 58.91 | Others |
| 9.00% HDFC BANK LTD. | 0.91% | ₹ 52.89 | Others |
| 7.69% HDFC BANK LTD. | 0.88% | ₹ 51.31 | Others |
| 7.46% INDIAN RAILWAY FINANCE CORPORATION LTD. | 0.88% | ₹ 51.14 | Others |
| 7.60% Food Corporation of India | 0.87% | ₹ 50.91 | Trading & Distributors |
| 7.70% HDFC BANK LTD. | 0.87% | ₹ 50.96 | Others |
| 7.68% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | 0.87% | ₹ 50.91 | Others |
| 7.42% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | 0.87% | ₹ 50.88 | Others |
| 7.37% INDIAN RAILWAY FINANCE CORPORATION LTD. | 0.87% | ₹ 51 | Others |
| 7.05% Mahanagar Telephone Nigam Ltd. | 0.83% | ₹ 48.25 | Others |
| 7.97% HDFC BANK LTD. | 0.80% | ₹ 46.89 | Finance - Banks - Private Sector |
| 7.51% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA | 0.78% | ₹ 45.80 | Others |
| 7.63% Maharashtra State Govt - 2035 - Maharashtra | 0.69% | ₹ 40.09 | Finance & Investments |
| 6.90% Central Government - 2065 | 0.66% | ₹ 38.45 | Others |
| 6.68% Central Government - 2040 | 0.59% | ₹ 34.66 | Others |
| DME DEVELOPMENT LIMITED | 0.55% | ₹ 31.80 | Others |
| DME DEVELOPMENT LIMITED | 0.55% | ₹ 31.82 | Others |
| DME DEVELOPMENT LIMITED | 0.55% | ₹ 31.89 | Others |
| DME DEVELOPMENT LIMITED | 0.55% | ₹ 31.94 | Others |
| DME DEVELOPMENT LIMITED | 0.55% | ₹ 32.22 | Others |
| DME DEVELOPMENT LIMITED | 0.54% | ₹ 31.71 | Others |
| DME DEVELOPMENT LIMITED | 0.54% | ₹ 31.52 | Others |
| DME DEVELOPMENT LIMITED | 0.54% | ₹ 31.76 | Others |
| DME DEVELOPMENT LIMITED | 0.54% | ₹ 31.52 | Others |
| DME DEVELOPMENT LIMITED | 0.54% | ₹ 31.45 | Others |
| 7.42% Gujarat State Govt - 2031 - Gujarat | 0.53% | ₹ 30.93 | Finance & Investments |
| 7.48% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT | 0.44% | ₹ 25.45 | Others |
| 7.70% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT | 0.44% | ₹ 25.48 | Others |
| 7.70% REC LTD | 0.44% | ₹ 25.55 | Finance - Term Lending Institutions |
| 7.46% REC LTD | 0.44% | ₹ 25.46 | Others |
| 6.37% REC LTD | 0.43% | ₹ 24.94 | Others |
| Triparty Repo | 0.40% | ₹ 23.29 | Others |
| 7.80% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT | 0.38% | ₹ 22.35 | Others |
| 6.33% Central Government - 2035 | 0.34% | ₹ 19.89 | Others |
| SBI ALTERNATIVE INVESTMENT FUND | 0.30% | ₹ 17.41 | Others |
| 7.30% Central Government - 2053 | 0.17% | ₹ 10.11 | Others |
| 7.10% Central Government - 2034 | 0.13% | ₹ 7.66 | Others |
| 7.80% Mahanagar Telephone Nigam Ltd. | 0.09% | ₹ 4.97 | Others |
| 8.97% REC LTD | 0.09% | ₹ 5.26 | Finance - Term Lending Institutions |
| 9.10% Power Finance Corporation Ltd. | 0.05% | ₹ 2.66 | Finance - Term Lending Institutions |
| 7.64% Power Finance Corporation Ltd. | 0.02% | ₹ 1.03 | Others |
| 6.46% Gujarat State Govt - 2030 - Gujarat | 0.01% | ₹ 0.44 | Finance & Investments |
Returns
| Annualised returns | ||||
|---|---|---|---|---|
| 9M | 1Y | 2Y | 3Y | |
| Fund returns | -0.28% | 0.00% | -0.14% | -0.03% |
| Category returns | 4.94% | 6.80% | 14.73% | 20.92% |
Fund Objective
To generate risk free returns through investments in sovereign securities issued by the Central Govt and/or State Govts and/or reverse repos in such securities.
AMC Details
Top Funds from Debt - Banking & PSU
Top Funds from Kotak Mahindra Asset Management Company Ltd.
|
Scheme Name
|
NAV
|
Returns
1Y
3Y
5Y
|
AUM (Cr)
|
Expense Ratio
|
Risk Meter
|
||
|---|---|---|---|---|---|---|---|
|
Kotak Debt Hybrid Fund - Regular Plan
Hybrid
Regular
|
₹59.38 | 4.44% | 32.53% | 58.28% | ₹3,132 | 1.66% |
Moderately High
|
|
Kotak Medium Term Fund - Direct Plan
Income
Direct
|
₹26.31 | 9.75% | 29.31% | 42.99% | ₹2,083 | 0.67% |
Moderately High
|
|
Kotak Medium Term Fund - Direct Plan
Income
Direct
|
₹26.31 | 9.75% | 29.31% | 42.99% | ₹2,083 | 0.67% |
Moderately High
|
|
Kotak Medium Term Fund - Direct Plan
Income
Direct
|
₹26.31 | 9.75% | 29.31% | 42.98% | ₹2,083 | 0.67% |
Moderately High
|
|
Kotak Credit Risk Fund - Direct Plan
STP
Direct
|
₹34.50 | 9.82% | 27.68% | 38.84% | ₹720 | 0.81% |
High
|
|
Kotak Credit Risk Fund - Direct Plan
STP
Direct
|
₹25.91 | 9.82% | 27.68% | 38.84% | ₹720 | 0.81% |
High
|
|
Kotak Floating Rate Fund - Direct Plan
FRF-LT
Direct
|
₹1,394.70 | 8.60% | 27.02% | 0.00% | ₹2,993 | 0.26% |
Low to Moderate
|
|
Kotak Floating Rate Fund - Direct Plan
FRF-LT
Direct
|
₹1,394.70 | 8.60% | 27.02% | 0.00% | ₹2,993 | 0.26% |
Low to Moderate
|
|
Kotak Floating Rate Fund - Direct Plan
FRF-LT
Direct
|
₹1,600.98 | 8.60% | 27.01% | 38.08% | ₹2,993 | 0.26% |
Low to Moderate
|
|
Kotak Income Plus Arbitrage Omni FoF - Direct Plan
Fund of Funds
Direct
|
₹12.71 | 7.61% | 26.35% | 0.00% | ₹7,500 | 0.07% |
Moderate
|
FAQs
What is the current NAV of Kotak Banking and PSU Debt Fund - Direct Plan IDCW-Monthly?
The current Net Asset Value (NAV) of Kotak Banking and PSU Debt Fund - Direct Plan IDCW-Monthly is ₹10.25 as of 19 Dec 2025. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.
What is the fund size (AUM) of Kotak Banking and PSU Debt Fund - Direct Plan IDCW-Monthly?
The Assets Under Management (AUM) of Kotak Banking and PSU Debt Fund - Direct Plan IDCW-Monthly is ₹5,701.42 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.
What are the historical returns of Kotak Banking and PSU Debt Fund - Direct Plan IDCW-Monthly?
Kotak Banking and PSU Debt Fund - Direct Plan IDCW-Monthly has delivered returns of 0.00% (1 Year), -0.03% (3 Year), -0.47% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.
What is the risk level of Kotak Banking and PSU Debt Fund - Direct Plan IDCW-Monthly?
Kotak Banking and PSU Debt Fund - Direct Plan IDCW-Monthly has a risk rating of 'Moderate' as per the SEBI Riskometer. This indicates the fund is suitable for investors with balanced risk appetite. Investors should align their investment choices with their personal risk tolerance and financial goals.
What is the minimum investment amount for Kotak Banking and PSU Debt Fund - Direct Plan IDCW-Monthly?
The minimum lumpsum investment required for Kotak Banking and PSU Debt Fund - Direct Plan IDCW-Monthly is ₹100. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹100, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.
Disclaimer: This is 3rd Party content/feed, viewers are requested to use their discretion and conduct proper diligence before investing, GoodReturns does not take any liability on the genuineness and correctness of the information in this article
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