Franklin India Banking & PSU Debt Fund Regular IDCW | Franklin India Banking & PSU Debt Fund NAV Today [11.00], Performance & History

Franklin India Banking & PSU Debt Fund is a Debt mutual fund categorized under Income, offered by Franklin Templeton Asset Management (India) Pvt. Ltd.. Launched on 02 Apr 2014, investors can start ... Read more

NAV History

Fund Details

Min. SIP Amount

₹500

Inception Date

02 Apr 2014

Min. Lumpsum Amount

₹ 5,000

Fund Age

11 Yrs

AUM

₹ 485.44 Cr.

Benchmark

Nifty Banking & PSU Debt Index A-II

Expense Ratio

0.50%

Scheme Type

Open Ended

Exit Load

Nil%

Returns Calculator

Investment amount per month

₹1,000

Over the past

Would have become

On total investment of

*Calculation based on past performance of this fund.

Asset Allocation

AUM

₹ 485.44 Cr

Debt

93.05%

Money Market & Cash

1.95%

Derivatives & Other Instruments

0.02%

Other Assets & Liabilities

4.97%

Sector Holdings

Sectors	Weightage
Debt	78.11%
Government Securities	7.17%
Finance - Term Lending Institutions	4.71%
Certificate of Deposits	4.60%
Finance & Investments	3.06%
Cash	1.95%
Others	0.37%
Derivatives	0.02%

See All

Stock Holdings

Name	Weightage	Value (in Cr.)	Sector
7.56% India Infrastructure Finance Co Ltd (20-Mar-2028)	9.86%	₹ 52.51	Others
0.00% Jubilant Bevco Ltd (31-May-2028)	7.51%	₹ 39.99	Others
6.90% GOI 2065 (15-Apr-2065)	6.38%	₹ 34.01	Others
0.00% REC Ltd (03-Nov-2034)	6.28%	₹ 33.46	Others
7.50% National Bank For Agriculture & Rural Development (31-Aug-2026)	5.07%	₹ 27.02	Others
7.54% Small Industries Development Bank Of India (12-Jan-2026)	4.96%	₹ 26.44	Others
6.24% State Bank Of India (20-Sep-2030)	4.96%	₹ 26.41	Others
7.38% Power Finance Corporation Ltd (15-Jan-2032)	4.94%	₹ 26.33	Others
6.90% Housing & Urban Development Corporation Ltd (23-Apr-2032)	4.77%	₹ 25.39	Others
7.45% ICICI Bank Ltd (27-Jun-2040)	4.73%	₹ 25.22	Others
7.20% Power Finance Corporation Ltd (10-Aug-2035)	4.71%	₹ 25.08	Finance - Term Lending Institutions
Canara Bank (12-Dec-2025)	4.60%	₹ 24.52	Others
8.75% Bharti Telecom Ltd (05-Nov-2029)	4.19%	₹ 22.30	Others
8.35% HDFC Bank Ltd (13-May-2026)	3.88%	₹ 20.65	Others
7.70% REC Ltd (31-Aug-2026)	3.11%	₹ 16.58	Others
7.22% National Housing Bank (23-Jul-2026)	2.88%	₹ 15.35	Others
6.84% Andhra Pradesh SDL (04-Jun-2038)	2.78%	₹ 14.83	Finance & Investments
0.00% Jubilant Beverages Ltd (31-May-2028)	2.24%	₹ 11.93	Others
7.68% Small Industries Development Bank Of India (10-Aug-2027)	1.97%	₹ 10.47	Others
Call, Cash & Other Assets	1.95%	₹ 10.40	Others
7.59% National Housing Bank (14-Jul-2027)	1.94%	₹ 10.35	Others
7.41% Indian Railway Finance Corporation Ltd (15-Oct-2026)	1.94%	₹ 10.35	Others
7.58% National Bank For Agriculture & Rural Development (31-Jul-2026)	1.90%	₹ 10.13	Others
7.78% HDFC Bank Ltd (27-Mar-2027)	0.98%	₹ 5.22	Others
7.24% GOI 2055 (18-Aug-2055)	0.79%	₹ 4.19	Others
Corporate Debt Market Development Fund Class A2	0.37%	₹ 1.99	Others
7.32% Chhattisgarh SDL (05-Mar-2037)	0.10%	₹ 0.55	Finance & Investments
7.32% West Bengal SDL (05-Mar-2038)	0.10%	₹ 0.52	Finance & Investments
7.10% Rajasthan SDL (26-Mar-2043)	0.08%	₹ 0.42	Finance & Investments
Margin on Derivatives	0.02%	₹ 0.13	Others

See All

Returns

	Annualised returns
	9M	1Y	2Y	3Y
Fund returns	1.96%	2.23%	2.35%	2.18%
Category returns	5.07%	6.65%	14.71%	20.94%

Fund Objective

The fund seeks to provide regular income through a portfolio of debt and money market instruments consisting predominantly of securities issued by entities such as Banks and Public Sector Undertakings ... (PSUs). Read more

AMC Details

Name

Franklin Templeton Asset Management (India) Pvt. Ltd.

Date of Incorporation

19 Feb 1996

CEO

CIO

Mr. Rahul Goswami, Mr. R Janakiraman

Type

Foreign

Address

Indiabulls Finance Centre; Tower 2,n12th and 13th Floor; Senapati Bapat Marg,nElphinstone Road (W). Mumbai, Maharashtra, India - 400013

Website

http://www.franklintempletonindia.com

service@templeton.com

Top Funds from Debt - Banking & PSU

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
DSP Banking & PSU Debt Fund - Direct Plan Income Direct	₹10.16	0.01%	0.03%	0.01%	₹4,154	0.33%	Moderate
ICICI Prudential Banking and PSU Debt Fund - Direct Plan Income Direct	₹35.14	7.93%	25.79%	38.03%	₹9,721	0.39%	Moderate
Kotak Banking and PSU Debt Fund - Direct Plan Income Direct	₹70.17	7.95%	25.55%	36.41%	₹5,701	0.40%	Moderate
HDFC Banking and PSU Debt Fund - Direct Plan Income Direct	₹24.61	7.71%	25.23%	35.34%	₹5,835	0.39%	Moderate
Franklin India Banking & PSU Debt Fund - Direct Plan Income Direct	₹24.19	8.12%	25.21%	34.97%	₹485	0.19%	Moderate
LIC MF Banking & PSU Fund - Direct Plan Income Direct	₹14.52	7.88%	25.17%	33.12%	₹1,888	0.28%	Moderate
LIC MF Banking & PSU Fund - Direct Plan Income Direct	₹14.52	7.88%	25.17%	33.12%	₹1,888	0.28%	Moderate
LIC MF Banking & PSU Fund - Direct Plan Income Direct	₹38.56	7.88%	25.17%	33.85%	₹1,888	0.28%	Moderate
Nippon India Banking and PSU Fund - Direct Plan Income Direct	₹22.09	7.62%	25.07%	35.23%	₹5,582	0.38%	Moderate
Nippon India Banking and PSU Fund - Direct Plan Income Direct	₹22.09	7.62%	25.07%	35.21%	₹5,582	0.38%	Moderate

Top Funds from Franklin Templeton Asset Management (India) Pvt. Ltd.

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
Franklin India Retirement Fund - Growth Hybrid Regular	₹220.46	3.35%	32.50%	52.06%	₹522	2.26%	High
Franklin India Conservative Hybrid Fund - Plan A - Direct... Hybrid Direct	₹101.23	5.86%	32.40%	52.19%	₹205	0.77%	Moderately High
Franklin India Balanced Advantage Fund - Direct Plan Hybrid Direct	₹13.67	-1.45%	32.38%	0.00%	₹2,877	0.49%	Very High
Franklin India Balanced Advantage Fund - Direct Plan Hybrid Direct	₹13.67	-1.45%	32.38%	0.00%	₹2,877	0.49%	Very High
Franklin India NSE Nifty 50 Index Fund - Direct Plan Index Direct	₹199.65	3.00%	32.07%	77.99%	₹788	0.28%	Very High
Franklin India NSE Nifty 50 Index Fund - Direct Plan Index Direct	₹199.65	3.00%	32.07%	77.99%	₹788	0.28%	Very High
Franklin India ELSS Tax Saver Fund - Direct Plan ELSS Direct	₹78.28	-6.71%	31.45%	70.37%	₹6,796	1.04%	Very High
Franklin India ELSS Tax Saver Fund - Direct Plan ELSS Direct	₹78.28	-6.71%	31.45%	70.37%	₹6,796	1.04%	Very High
Franklin India Balanced Advantage Fund Hybrid Regular	₹13.50	-0.87%	31.31%	0.00%	₹2,877	1.92%	Very High
Franklin India Balanced Advantage Fund Hybrid Regular	₹13.50	-0.87%	31.31%	0.00%	₹2,877	1.92%	Very High

FAQs

What is the current NAV of Franklin India Banking & PSU Debt Fund Regular IDCW?

The current Net Asset Value (NAV) of Franklin India Banking & PSU Debt Fund Regular IDCW is ₹11.00 as of 18 Dec 2025. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.

What is the fund size (AUM) of Franklin India Banking & PSU Debt Fund Regular IDCW?

The Assets Under Management (AUM) of Franklin India Banking & PSU Debt Fund Regular IDCW is ₹485.44 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.

What are the historical returns of Franklin India Banking & PSU Debt Fund Regular IDCW?

Franklin India Banking & PSU Debt Fund Regular IDCW has delivered returns of 2.23% (1 Year), 2.18% (3 Year), 0.08% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.

What is the risk level of Franklin India Banking & PSU Debt Fund Regular IDCW?

Franklin India Banking & PSU Debt Fund Regular IDCW has a risk rating of 'Moderate' as per the SEBI Riskometer. This indicates the fund is suitable for investors with balanced risk appetite. Investors should align their investment choices with their personal risk tolerance and financial goals.

What is the minimum investment amount for Franklin India Banking & PSU Debt Fund Regular IDCW?

The minimum lumpsum investment required for Franklin India Banking & PSU Debt Fund Regular IDCW is ₹5,000. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹500, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.

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