DSP Banking & PSU Debt Fund - Direct Plan IDCW-Daily | DSP Banking & PSU Debt Fund - Direct Plan NAV Today [10.16], Performance & History

DSP Banking & PSU Debt Fund - Direct Plan is a Debt mutual fund categorized under Income, offered by DSP Investment Managers Pvt. Ltd.. Launched on 10 Sep 2013, investors can start with a minimum SIP ... Read more

NAV History

Fund Details

Min. SIP Amount

₹100

Inception Date

10 Sep 2013

Min. Lumpsum Amount

₹ 100

Fund Age

12 Yrs

AUM

₹ 4,153.66 Cr.

Benchmark

Nifty Banking & PSU Debt Index A-II

Expense Ratio

0.33%

Scheme Type

Open Ended

Exit Load

Nil%

Returns Calculator

Investment amount per month

₹1,000

Over the past

Would have become

On total investment of

*Calculation based on past performance of this fund.

Asset Allocation

AUM

₹ 4,153.66 Cr

Debt

36%

Money Market & Cash

5.17%

Other Assets & Liabilities

4.69%

Sector Holdings

Sectors	Weightage
Government Securities	21.14%
Treps/Reverse Repo	5.17%
Finance - Banks - Public Sector	5.04%
Others - Not Mentioned	3.50%
Finance - Banks - Private Sector	3.12%
Bonds	2.99%
Gas Transmission/Marketing	2.15%
Non-Banking Financial Company (NBFC)	0.93%
Finance - Term Lending Institutions	0.54%
Power - Generation/Distribution	0.53%
Power - Transmission/Equipment	0.52%
Others	0.23%

See All

Stock Holdings

Name	Weightage	Value (in Cr.)	Sector
8.51% GOI FRB 2033	5.40%	₹ 267.57	Others
TREPS / Reverse Repo Investments	5.17%	₹ 255.82	Others
6.90% GOI 2065	4.27%	₹ 211.64	Others
8.30% GOI 2042	3.50%	₹ 173.25	Others - Not Mentioned
6.33% GOI 2035	2.97%	₹ 146.84	Others
GAIL (India) Limited	2.15%	₹ 106.57	Gas Transmission/Marketing
6.28% GOI 2032	2.02%	₹ 99.85	Others
6.79% GOI 2034	1.90%	₹ 94.07	Others
7.32% GOI 2030	1.51%	₹ 74.62	Others
State Bank of India Basel III Tier 2	1.44%	₹ 71.25	Others
7.09% GOI 2054	1.21%	₹ 59.67	Others
State Bank of India	1.04%	₹ 51.26	Finance - Banks - Public Sector
National Housing Bank	1.03%	₹ 51.16	Finance - Banks - Private Sector
7.25% GOI 2063	1.03%	₹ 50.75	Others
Bank of Baroda	1.00%	₹ 49.75	Finance - Banks - Public Sector
Canara Bank	0.99%	₹ 49.11	Finance - Banks - Public Sector
Bajaj Finance Limited	0.93%	₹ 46.29	Non-Banking Financial Company (NBFC)
7.30% GOI 2053	0.83%	₹ 40.90	Others
HDFC Bank Limited	0.56%	₹ 27.65	Finance - Banks - Private Sector
Small Industries Development Bank of India	0.54%	₹ 26.69	Finance - Banks - Private Sector
Power Finance Corporation Limited	0.54%	₹ 26.94	Finance - Term Lending Institutions
NTPC Limited	0.53%	₹ 26.12	Power - Generation/Distribution
National Bank for Agriculture and Rural Development	0.53%	₹ 26.24	Finance - Banks - Public Sector
National Bank for Financing Infrastructure and Development	0.52%	₹ 25.75	Others
Power Grid Corporation of India Limited	0.52%	₹ 25.51	Power - Transmission/Equipment
Indian Railway Finance Corporation Limited	0.52%	₹ 25.82	Others
REC Limited	0.51%	₹ 25.28	Others
Indian Bank	0.50%	₹ 24.56	Finance - Banks - Public Sector
Axis Bank Limited	0.50%	₹ 24.51	Finance - Banks - Private Sector
Union Bank of India	0.49%	₹ 24.50	Finance - Banks - Public Sector
Punjab National Bank	0.49%	₹ 24.50	Finance - Banks - Public Sector
Kotak Mahindra Bank Limited	0.49%	₹ 24.41	Finance - Banks - Private Sector
SBI Funds Management Pvt Ltd/Fund Parent	0.23%	₹ 11.42	Others

See All

Returns

	Annualised returns
	9M	1Y	2Y	3Y
Fund returns	0.04%	0.16%	0.02%	0.01%
Category returns	4.94%	6.80%	14.73%	20.92%

Fund Objective

The investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by ... Read more

AMC Details

Name

DSP Investment Managers Pvt. Ltd.

Date of Incorporation

16 Dec 1996

CEO

Mr. Kalpen Parekh

CIO

Type

Pvt.Sector-Indian

Address

Mafatlal Centre, 10th Floor, Nariman Point, Mumbai, Maharashtra, India - 400021

Website

http://www.dspblackrock.com

service@dspblackrock.com

Top Funds from Debt - Banking & PSU

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
ICICI Prudential Banking and PSU Debt Fund - Direct Plan Income Direct	₹35.16	8.02%	25.78%	38.09%	₹9,721	0.39%	Moderate
Kotak Banking and PSU Debt Fund - Direct Plan Income Direct	₹70.18	8.07%	25.54%	36.43%	₹5,701	0.40%	Moderate
DSP Banking & PSU Debt Fund Income Regular	₹10.16	0.15%	0.02%	0.02%	₹4,154	0.60%	Moderate
Franklin India Banking & PSU Debt Fund - Direct Plan Income Direct	₹24.20	8.16%	25.17%	34.97%	₹485	0.19%	Moderate
HDFC Banking and PSU Debt Fund - Direct Plan Income Direct	₹24.61	7.80%	25.17%	35.35%	₹5,835	0.39%	Moderate
LIC MF Banking & PSU Fund - Direct Plan Income Direct	₹38.55	7.95%	25.12%	33.84%	₹1,888	0.28%	Moderate
LIC MF Banking & PSU Fund - Direct Plan Income Direct	₹14.52	7.95%	25.12%	33.11%	₹1,888	0.28%	Moderate
LIC MF Banking & PSU Fund - Direct Plan Income Direct	₹14.52	7.95%	25.12%	33.11%	₹1,888	0.28%	Moderate
Nippon India Banking and PSU Fund - Direct Plan Income Direct	₹22.09	7.70%	24.99%	35.22%	₹5,582	0.38%	Moderate
Nippon India Banking and PSU Fund - Direct Plan Income Direct	₹22.09	7.70%	24.99%	35.19%	₹5,582	0.38%	Moderate

Top Funds from DSP Investment Managers Pvt. Ltd.

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
DSP Equity Savings Fund Hybrid Regular	₹22.20	5.68%	32.85%	58.29%	₹3,936	1.46%	Moderately High
DSP Regular Savings Fund Hybrid Regular	₹59.83	6.71%	32.38%	48.56%	₹180	1.18%	Moderately High
DSP Mid Cap Fund MidsmallCap Regular	₹30.91	-7.31%	31.92%	32.92%	₹19,855	1.67%	Very High
DSP Mid Cap Fund MidsmallCap Regular	₹30.91	-7.31%	31.92%	32.92%	₹19,855	1.67%	Very High
DSP Natural Resources and New Energy Fund Diversified Regular	₹30.84	2.38%	31.76%	77.56%	₹1,467	2.07%	Very High
DSP Natural Resources and New Energy Fund Diversified Regular	₹30.84	2.38%	31.76%	77.56%	₹1,467	2.07%	Very High
DSP Small Cap Fund Diversified Regular	₹57.90	-12.75%	31.33%	72.29%	₹17,010	1.70%	Very High
DSP Small Cap Fund Diversified Regular	₹57.90	-12.75%	31.33%	72.29%	₹17,010	1.70%	Very High
DSP Dynamic Asset Allocation Fund - Direct Plan Hybrid Direct	₹17.17	5.13%	30.39%	35.13%	₹3,690	0.67%	Moderately High
DSP Dynamic Asset Allocation Fund - Direct Plan Hybrid Direct	₹17.17	5.13%	30.39%	35.13%	₹3,690	0.67%	Moderately High

FAQs

What is the current NAV of DSP Banking & PSU Debt Fund - Direct Plan IDCW-Daily?

The current Net Asset Value (NAV) of DSP Banking & PSU Debt Fund - Direct Plan IDCW-Daily is ₹10.16 as of 19 Dec 2025. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.

What is the fund size (AUM) of DSP Banking & PSU Debt Fund - Direct Plan IDCW-Daily?

The Assets Under Management (AUM) of DSP Banking & PSU Debt Fund - Direct Plan IDCW-Daily is ₹4,153.66 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.

What are the historical returns of DSP Banking & PSU Debt Fund - Direct Plan IDCW-Daily?

DSP Banking & PSU Debt Fund - Direct Plan IDCW-Daily has delivered returns of 0.16% (1 Year), 0.01% (3 Year), 0.01% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.

What is the risk level of DSP Banking & PSU Debt Fund - Direct Plan IDCW-Daily?

DSP Banking & PSU Debt Fund - Direct Plan IDCW-Daily has a risk rating of 'Moderate' as per the SEBI Riskometer. This indicates the fund is suitable for investors with balanced risk appetite. Investors should align their investment choices with their personal risk tolerance and financial goals.

What is the minimum investment amount for DSP Banking & PSU Debt Fund - Direct Plan IDCW-Daily?

The minimum lumpsum investment required for DSP Banking & PSU Debt Fund - Direct Plan IDCW-Daily is ₹100. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹100, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.

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