Audited Results of Punjab & Sind Bank Company

(Rs in Cr.)	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Operating Income	11,481.30	9,693.98	7,992.73	7,095.81	6,973.91
Manufacturing Expenses	0	0	0	0	0
Personnel Expenses	2,088.48	1,944.20	1,544.42	1,453.39	1,688.07
Selling Expenses	11.46	7.43	7.62	3.87	2.72
Administrative Expenses	1,768.73	1,023.81	593.13	829.66	4,670.41
Expenses Capitalised	0	0	0	0	0
Cost Of Sales	11,566.32	9,828.38	7,164.52	6,731.41	11,073.19
Operating Profit	-85.02	-134.41	828.21	364.40	-4,099.28
Other Recurring Income	1,567.65	1,221.47	939.96	959.38	902.80
Adjusted PBDIT	9,917.65	8,133.96	6,617.62	5,911.68	5,585.35
Financial Expenses	7,697.64	6,852.93	5,019.35	4,444.50	4,712
Depreciation	145.08	150.08	148.33	137.09	102.13
Other Write offs	0	0	0	0	0
Adjusted PBT	1,337.55	936.98	1,619.84	1,186.68	-3,298.61
Tax Charges	321.72	341.56	306.81	147.63	-565.71
Adjusted PAT	1,015.83	595.42	1,313.03	1,039.05	-2,732.90
Non Recurring Items	0	0	0	0	0
Other Non Cash adjustments	0	0	0	0	0
Reported Net Profit	1,015.83	595.42	1,313.03	1,039.05	-2,732.90
Equity Dividend	135.56	325.33	210.11	0	0
Preference Dividend	0	0	0	0	0
Retained Earnings	2,274.83	1,626.46	1,728.95	-2,538.49	-3,482.13

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