Audited Results of Indian Overseas Bank Company

(Rs in Cr.)	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Operating Income	28,131.01	24,049.73	19,400.33	16,729.87	16,965.53
Manufacturing Expenses	0	0	0	0	0
Personnel Expenses	4,666.40	6,140.13	4,099.05	3,485.77	3,702.78
Selling Expenses	10.42	5.08	1.40	0.42	0.34
Administrative Expenses	6,852.29	5,592.07	5,655.04	5,776.72	6,656.69
Expenses Capitalised	0	0	0	0	0
Cost Of Sales	28,769.91	25,957.60	20,900.94	19,681.64	21,426.84
Operating Profit	-638.90	-1,907.86	-1,500.61	-2,951.77	-4,461.31
Other Recurring Income	5,545.07	5,656.26	4,108.75	4,903.02	5,559.02
Adjusted PBDIT	26,323.27	21,319.94	17,347.50	16,353.83	17,220.83
Financial Expenses	17,240.80	14,220.32	11,145.44	10,418.73	11,067.02
Depreciation	394.46	335.85	259.89	172.19	258
Other Write offs	0	0	0	0	0
Adjusted PBT	4,511.72	3,412.54	2,348.25	1,779.06	839.71
Tax Charges	1,177.01	756.92	249.46	69.52	8.24
Adjusted PAT	3,334.70	2,655.62	2,098.79	1,709.54	831.47
Non Recurring Items	0	0	0	0	0
Other Non Cash adjustments	0	0	0	0	0
Reported Net Profit	3,334.70	2,655.62	2,098.79	1,709.54	831.47
Equity Dividend	0	0	0	0	0
Preference Dividend	0	0	0	0	0
Retained Earnings	-11,134.59	-13,793.07	-15,900.50	-17,104.32	-18,145.65

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