Paisalo Digital Approves Rs 50 Crore NCD Fundraise; Share Price Gains

According to the most recent information available on the NSE as of Wednesday, the share price of Paisalo Digital is Rs 30.95, down 1.40% from its previous closing of Rs 31.39. The stock started the day at Rs 31.50 and has so far fluctuated between Rs 30.87 and Rs 31.67. The market value of the firm is around Rs 2,830 crore. The price of the stock has fluctuated between a low of Rs 29.38 and a high of Rs 68.89 during the last 52 weeks.

On August 8, 2025, the Paisalo Digital Limited Board of Directors' Operations and Finance Committee will meet to discuss and authorize the issuance of Non-Convertible Debentures (NCDs) through private placement.

In a regulatory filing, the company informed that the Board of Directors' Operations and Finance Committee gave its approval for the issuance of listed, secured NCDs on a private placement basis via the Electronic Bidding Platform (EBP). Paisalo Digital aims to raise a maximum of Rs 50 crore, consisting of a base issue of Rs 25 crore and a green shoe option of Rs 25 crore. The NCDs will have a coupon rate of 9.75% per annum on a quarterly payment basis and will be traded on the BSE. The debentures' tenure will be 36 months, with August 8, 2025, being the tentative allotment date. The principal will be repaid on maturity.

The fundraising initiative comes during a time when the company has been going all out to consolidate its capital structure as well as increase its reach in home and overseas markets. Recently, the firm's USD 50 million Foreign Currency Convertible Bonds (FCCBs) with a 7.5 per cent coupon and maturity in 2029 were listed on the Global Securities Market of India International Exchange (IFSC) Limited. This was an important milestone in the attempt of Paisalo to diversify funding sources and reach global investors.

In addition, the Board has recommended a final dividend of Re 0.10 on each equity share for FY25. The Board recommends to shareholders that the above be approved at the Annual General Meeting on September 29, 2025, at which a record date has been set for September 22.

Paisalo Digital has also reported its highest total income to date for the quarter ended June 30, 2025. The firm registered a 17 per cent year-over-year increase in total income, which stood at Rs 218.7 crore. Assets under management increased 14 per cent to Rs 5,230.2 crore and disbursements increased 16 per cent to Rs 758.1 crore. Net interest income increased by 20 per cent, reaching Rs 124.4 crore.

With 3,997 touchpoints, the company continues to walk the tightrope of high-tech efficiency and ground-level financial reach, marrying data-driven insights with good governance and regulatory compliance. financial services.