Kotak Mahindra Bank FD online calculator will help you calculate the interest that your money will earn when kept in a fixed deposit in Kotak Mahindra Bank. This will give the details of investment that's the principal amount on maturity after the interest is compounded on days or a monthly, quarterly, half-yearly and yearly basis. To learn about how your fixed deposit earns interest and how much will be your earning at the end of the tenure chosen, Goodreturns online calculators will help you.
Kotak Mahindra Bank fixed deposit is a great way to save money for a period of time, if you are looking at getting your invested money safely along with good returns on your investment, then fixed deposit is the way to go. Checking the Kotak Mahindra Bank fixed deposit interest rate and making the decisions is now very easy.
| Tenure | Deposit Amount | Interest Rate | |
|---|---|---|---|
| General | Senior Citizen | ||
| 7 - 14 days | Below 3 Cr | 2.75 | 3.25 |
| 15 - 30 days | Below 3 Cr | 3.00 | 3.50 |
| 31 - 45 days | Below 3 Cr | 3.25 | 3.75 |
| 46 - 90 days | Below 3 Cr | 3.50 | 4.00 |
| 91 - 120 days | Below 3 Cr | 4.00 | 4.50 |
| 121 - 179 days | Below 3 Cr | 4.25 | 4.75 |
| 180 days | Below 3 Cr | 7.00 | 7.50 |
| 181 - 269 days | Below 3 Cr | 6.00 | 6.50 |
| 270 Days | Below 3 Cr | 6.00 | 6.50 |
| 271 - 363 Days | Below 3 Cr | 6.00 | 6.50 |
| 364 Days | Below 3 Cr | 6.50 | 7.00 |
| 365 - 389 Days | Below 3 Cr | 7.10 | 7.60 |
| 390 Days (12 M 25 days) | Below 3 Cr | 7.25 | 7.75 |
| 391 days to < 23 M | Below 3 Cr | 7.30 | 7.80 |
| 23 M | Below 3 Cr | 7.25 | 7.75 |
| 23 M 1 day to < 2 Yrs | Below 3 Cr | 7.15 | 7.65 |
| 2 Yrs to < 3 Yrs | Below 3 Cr | 7.15 | 7.65 |
| 3 Yrs to < 4 Yrs | Below 3 Cr | 7.00 | 7.50 |
| 4 Yrs to < 5 Yrs | Below 3 Cr | 7.00 | 7.50 |
| 5 Yrs - 10 Yrs | Below 3 Cr | 6.20 | 6.70 |
| Tenure | Deposit Amount | Interest Rate | |
|---|---|---|---|
| General | Senior Citizen | ||
| 7 - 14 days | 3 Cr to Below 10 Cr | 4.00 | 4.50 |
| 15 - 30 days | 3 Cr to Below 10 Cr | 4.25 | 4.75 |
| 31 - 45 days | 3 Cr to Below 10 Cr | 5.00 | 5.50 |
| 46 - 60 days | 3 Cr to Below 10 Cr | 5.00 | 5.50 |
| 61 - 90 days | 3 Cr to Below 10 Cr | 5.50 | 6.00 |
| 91 - 120 days | 3 Cr to Below 10 Cr | 6.00 | 6.50 |
| 121 - 179 days | 3 Cr to Below 10 Cr | 6.00 | 6.50 |
| 180 days | 3 Cr to Below 10 Cr | 7.00 | 7.50 |
| 181 - 270 days | 3 Cr to Below 10 Cr | 6.00 | 6.50 |
| 271 - 279 Days | 3 Cr to Below 10 Cr | 5.75 | 6.25 |
| 280 - 364 Days | 3 Cr to Below 10 Cr | 6.50 | 7.00 |
| 365 days to < 15 M | 3 Cr to Below 10 Cr | 7.10 | 7.60 |
| 15 M to < 18 M | 3 Cr to Below 10 Cr | 7.10 | 7.60 |
| 18 M to < 2 Yrs | 3 Cr to Below 10 Cr | 6.90 | 7.40 |
| 2 Yrs to < 3 Yrs | 3 Cr to Below 10 Cr | 6.80 | 7.30 |
| 3 Yrs to < 4 Yrs | 3 Cr to Below 10 Cr | 6.50 | 7.00 |
| 4 Yrs to < 5 Yrs | 3 Cr to Below 10 Cr | 6.35 | 6.85 |
| 5 Yrs - 7 Yrs | 3 Cr to Below 10 Cr | 6.20 | 6.70 |
| Tenure | Deposit Amount | Interest Rate | |
|---|---|---|---|
| General | Senior Citizen | ||
| 7 - 14 days | 10 Cr to Below 25 Cr | 4.00 | 4.50 |
| 15 - 30 days | 10 Cr to Below 25 Cr | 4.75 | 5.25 |
| 31 - 45 days | 10 Cr to Below 25 Cr | 5.50 | 6.00 |
| 46 - 60 days | 10 Cr to Below 25 Cr | 5.75 | 6.25 |
| 61 - 90 days | 10 Cr to Below 25 Cr | 6.05 | 6.55 |
| 91 - 120 days | 10 Cr to Below 25 Cr | 6.55 | 7.05 |
| 121 - 179 days | 10 Cr to Below 25 Cr | 6.55 | 7.05 |
| 180 days | 10 Cr to Below 25 Cr | 6.55 | 7.05 |
| 181 - 270 days | 10 Cr to Below 25 Cr | 6.70 | 7.20 |
| 271 - 279 Days | 10 Cr to Below 25 Cr | 5.50 | 6.00 |
| 280 - 364 Days | 10 Cr to Below 25 Cr | 6.80 | 7.30 |
| 365 days to < 15 M | 10 Cr to Below 25 Cr | 6.95 | 7.45 |
| 15 M to < 18 M | 10 Cr to Below 25 Cr | 6.95 | 7.45 |
| 18 M to < 2 Yrs | 10 Cr to Below 25 Cr | 6.90 | 7.40 |
| 2 Yrs to < 3 Yrs | 10 Cr to Below 25 Cr | 6.75 | 7.25 |
| 3 Yrs to < 4 Yrs | 10 Cr to Below 25 Cr | 6.50 | 7.00 |
| 4 Yrs to < 5 Yrs | 10 Cr to Below 25 Cr | 6.25 | 6.75 |
| 5 Yrs - 7 Yrs | 10 Cr to Below 25 Cr | 6.25 | 6.75 |
| Tenure | Deposit Amount | Interest Rate | |
|---|---|---|---|
| General | Senior Citizen | ||
| 7 - 14 days | 25 Cr to Below 100 Cr | 4.00 | 4.50 |
| 15 - 30 days | 25 Cr to Below 100 Cr | 4.75 | 5.25 |
| 31 - 45 days | 25 Cr to Below 100 Cr | 5.50 | 6.00 |
| 46 - 60 days | 25 Cr to Below 100 Cr | 5.75 | 6.25 |
| 61 - 90 days | 25 Cr to Below 100 Cr | 6.05 | 6.55 |
| 91 - 120 days | 25 Cr to Below 100 Cr | 6.55 | 7.05 |
| 121 - 179 days | 25 Cr to Below 100 Cr | 6.55 | 7.05 |
| 180 days | 25 Cr to Below 100 Cr | 6.55 | 7.05 |
| 181 - 270 days | 25 Cr to Below 100 Cr | 6.70 | 7.20 |
| 271 - 279 Days | 25 Cr to Below 100 Cr | 5.50 | 6.00 |
| 280 - 364 Days | 25 Cr to Below 100 Cr | 6.80 | 7.30 |
| 365 days to < 15 M | 25 Cr to Below 100 Cr | 6.95 | 7.45 |
| 15 M to < 18 M | 25 Cr to Below 100 Cr | 6.95 | 7.45 |
| 18 M to < 2 Yrs | 25 Cr to Below 100 Cr | 6.90 | 7.40 |
| 2 Yrs to < 3 Yrs | 25 Cr to Below 100 Cr | 6.75 | 7.25 |
| 3 Yrs to < 4 Yrs | 25 Cr to Below 100 Cr | 6.50 | 7.00 |
| 4 Yrs to < 5 Yrs | 25 Cr to Below 100 Cr | 6.25 | 6.75 |
| 5 Yrs - 7 Yrs | 25 Cr to Below 100 Cr | 6.25 | 6.75 |
| Tenure | Deposit Amount | Interest Rate | |
|---|---|---|---|
| General | Senior Citizen | ||
| 7 - 14 days | 100 Cr to Below 300 Cr | 4.00 | 4.50 |
| 15 - 30 days | 100 Cr to Below 300 Cr | 4.75 | 5.25 |
| 31 - 45 days | 100 Cr to Below 300 Cr | 5.50 | 6.00 |
| 46 - 60 days | 100 Cr to Below 300 Cr | 5.75 | 6.25 |
| 61 - 90 days | 100 Cr to Below 300 Cr | 6.05 | 6.55 |
| 91 - 120 days | 100 Cr to Below 300 Cr | 6.55 | 7.05 |
| 121 - 179 days | 100 Cr to Below 300 Cr | 6.55 | 7.05 |
| 180 days | 100 Cr to Below 300 Cr | 6.55 | 7.05 |
| 181 - 270 days | 100 Cr to Below 300 Cr | 6.70 | 7.20 |
| 271 - 279 Days | 100 Cr to Below 300 Cr | 5.50 | 6.00 |
| 280 - 364 Days | 100 Cr to Below 300 Cr | 6.80 | 7.30 |
| 365 days to < 15 M | 100 Cr to Below 300 Cr | 6.95 | 7.45 |
| 15 M to < 18 M | 100 Cr to Below 300 Cr | 6.95 | 7.45 |
| 18 M to < 2 Yrs | 100 Cr to Below 300 Cr | 6.90 | 7.40 |
| 2 Yrs to < 3 Yrs | 100 Cr to Below 300 Cr | 6.75 | 7.25 |
| 3 Yrs to < 4 Yrs | 100 Cr to Below 300 Cr | 6.50 | 7.00 |
| 4 Yrs to < 5 Yrs | 100 Cr to Below 300 Cr | 6.25 | 6.75 |
| 5 Yrs - 7 Yrs | 100 Cr to Below 300 Cr | 6.25 | 6.75 |
| Tenure | Deposit Amount | Interest Rate | |
|---|---|---|---|
| General | Senior Citizen | ||
| 7 - 14 days | 300 Cr and above | 4.00 | 4.50 |
| 15 - 30 days | 300 Cr and above | 4.75 | 5.25 |
| 31 - 45 days | 300 Cr and above | 5.50 | 6.00 |
| 46 - 60 days | 300 Cr and above | 5.75 | 6.25 |
| 61 - 90 days | 300 Cr and above | 6.05 | 6.55 |
| 91 - 120 days | 300 Cr and above | 6.55 | 7.05 |
| 121 - 179 days | 300 Cr and above | 6.55 | 7.05 |
| 180 days | 300 Cr and above | 6.55 | 7.05 |
| 181 - 270 days | 300 Cr and above | 6.70 | 7.20 |
| 271 - 279 Days | 300 Cr and above | 5.50 | 6.00 |
| 280 - 364 Days | 300 Cr and above | 6.80 | 7.30 |
| 365 days to < 15 M | 300 Cr and above | 6.95 | 7.45 |
| 15 M to < 18 M | 300 Cr and above | 6.95 | 7.45 |
| 18 M to < 2 Yrs | 300 Cr and above | 6.90 | 7.40 |
| 2 Yrs to < 3 Yrs | 300 Cr and above | 6.75 | 7.25 |
| 3 Yrs to < 4 Yrs | 300 Cr and above | 6.50 | 7.00 |
| 4 Yrs to < 5 Yrs | 300 Cr and above | 6.25 | 6.75 |
| 5 Yrs - 7 Yrs | 300 Cr and above | 6.25 | 6.75 |
The private lender – Kotak Mahindra Bank announced a hike in interest rates of fixed deposits with effect from November 15, 2018. The new interest rates are applicable to all the deposits whose value is up to Rs 1 crore.
The normal citizens will receive an interest of 3.50% per annum on the deposits which are parked for a period of 7 – 14 days and the senior citizens will get an additional 0.50% added with the regular interest rate which will come up to 4.00% per annum on fixed deposits with a tenure of 7 – 14 days.
The regular investors can secure the highest rate of interest from the bank by parking their fund for a period of 365 days – 389 days or for 390 days ( 12 months and 25 days) and get 7.30% interest per annum.