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Sensex 84,929.36 +0.53%

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22k Gold ₹ 12,300 /gm

Bank of Baroda FD Interest Rate Calculator

Bank of Baroda FD online calculator will help you calculate the interest that your money will earn when kept in a fixed deposit in Bank of Baroda. This will give the details of investment that's the principal amount on maturity after the interest is compounded on days or a monthly, quarterly, half-yearly and yearly basis. To learn about how your fixed deposit earns interest and how much will be your earning at the end of the tenure chosen, Goodreturns online calculators will help you.

Bank of Baroda Fixed Deposit Interest Rates

Bank of Baroda fixed deposit is a great way to save money for a period of time, if you are looking at getting your invested money safely along with good returns on your investment, then fixed deposit is the way to go. Checking the Bank of Baroda fixed deposit interest rate and making the decisions is now very easy.

Less than Rs. 3 cr

Tenure	Deposit Amount	Interest Rate
Tenure	Deposit Amount	General	Senior Citizen
7 - 14 days	Below 3 Cr	4.25	4.75
15 - 45 days	Below 3 Cr	4.50	5.00
46 - 90 days	Below 3 Cr	5.50	6.00
91 - 180 days	Below 3 Cr	5.60	6.10
181 - 210 days	Below 3 Cr	5.75	6.25
211 - 270 days	Below 3 Cr	6.25	6.75
271 days - 1 Yr	Below 3 Cr	6.50	7.00
1 Yr	Below 3 Cr	6.85	7.35
1 Yr - 400 days	Below 3 Cr	7.00	7.50
400 days - 2 Yrs	Below 3 Cr	7.00	7.50
2 Yrs - 3 Yrs	Below 3 Cr	7.15	7.65
3 Yrs - 5 Yrs	Below 3 Cr	6.80	7.40
5 Yrs - 10 Yrs	Below 3 Cr	6.50	7.50
10 Yrs	Below 3 Cr	6.25	6.75

Rs. 3 cr to Rs 4 cr

Tenure	Deposit Amount	Interest Rate
Tenure	Deposit Amount	General	Senior Citizen
7 - 14 days	3 Cr to 4 Cr	4.00	4.50
15 - 45 days	3 Cr to 4 Cr	6.00	6.50
46 - 90 days	3 Cr to 4 Cr	4.75	5.25
91 - 180 days	3 Cr to 4 Cr	5.25	5.75
181 - 210 days	3 Cr to 4 Cr	6.50	7.00
211 - 270 days	3 Cr to 4 Cr	6.50	7.00
271 days to < 1 Yr	3 Cr to 4 Cr	6.75	7.25
1 Yr	3 Cr to 4 Cr	7.05	7.55
1 Yr - 15 M	3 Cr to 4 Cr	6.50	7.00
15 M - 2 Yrs	3 Cr to 4 Cr	6.50	7.00
2 Yrs - 3 Yrs	3 Cr to 4 Cr	6.00	6.50
3 Yrs - 5 Yrs	3 Cr to 4 Cr	5.50	6.00
5 Yrs - 10 Yrs	3 Cr to 4 Cr	5.00	5.50

Above Rs. 4 cr to Rs 5 cr

Tenure	Deposit Amount	Interest Rate
Tenure	Deposit Amount	General	Senior Citizen
7 - 14 days	4 Cr to 5 Cr	4.00	4.50
15 - 45 days	4 Cr to 5 Cr	4.25	4.75
46 - 90 days	4 Cr to 5 Cr	4.75	5.25
91 - 180 days	4 Cr to 5 Cr	5.25	5.75
181 - 210 days	4 Cr to 5 Cr	6.50	7.00
211 - 270 days	4 Cr to 5 Cr	6.50	7.00
271 days to < 1 Yr	4 Cr to 5 Cr	6.75	7.25
1 Yr	4 Cr to 5 Cr	7.05	7.55
1 Yr - 15 M	4 Cr to 5 Cr	6.50	7.00
15 M - 2 Yrs	4 Cr to 5 Cr	6.50	7.00
2 Yrs - 3 Yrs	4 Cr to 5 Cr	6.00	6.50
3 Yrs - 5 Yrs	4 Cr to 5 Cr	5.50	6.00
5 Yrs - 10 Yrs	4 Cr to 5 Cr	5.00	5.50

Above Rs. 5 cr to Rs 6 cr

Tenure	Deposit Amount	Interest Rate
Tenure	Deposit Amount	General	Senior Citizen
7 - 14 days	5 Cr to 6 Cr	4.00	4.50
15 - 45 days	5 Cr to 6 Cr	6.00	6.50
46 - 90 days	5 Cr to 6 Cr	4.75	5.25
91 - 180 days	5 Cr to 6 Cr	5.25	5.75
181 - 210 days	5 Cr to 6 Cr	6.50	7.00
211 - 270 days	5 Cr to 6 Cr	6.50	7.00
271 days to < 1 Yr	5 Cr to 6 Cr	6.75	7.25
1 Yr	5 Cr to 6 Cr	7.05	7.55
1 Yr - 15 M	5 Cr to 6 Cr	6.50	7.00
15 M - 2 Yrs	5 Cr to 6 Cr	6.50	7.00
2 Yrs - 3 Yrs	5 Cr to 6 Cr	6.00	6.50
3 Yrs - 5 Yrs	5 Cr to 6 Cr	5.50	6.00
5 Yrs - 10 Yrs	5 Cr to 6 Cr	5.00	5.50

Above Rs. 6 cr to Rs 7 cr

Tenure	Deposit Amount	Interest Rate
Tenure	Deposit Amount	General	Senior Citizen
7 - 14 days	6 Cr to 7 Cr	4.00	4.50
15 - 45 days	6 Cr to 7 Cr	4.25	4.75
46 - 90 days	6 Cr to 7 Cr	4.75	5.25
91 - 180 days	6 Cr to 7 Cr	5.25	5.75
181 - 210 days	6 Cr to 7 Cr	6.50	7.00
211 - 270 days	6 Cr to 7 Cr	6.50	7.00
271 days to < 1 Yr	6 Cr to 7 Cr	6.75	7.25
1 Yr	6 Cr to 7 Cr	7.05	7.55
1 Yr - 15 M	6 Cr to 7 Cr	6.50	7.00
15 M - 2 Yrs	6 Cr to 7 Cr	6.50	7.00
2 Yrs - 3 Yrs	6 Cr to 7 Cr	6.00	6.50
3 Yrs - 5 Yrs	6 Cr to 7 Cr	5.50	6.00
5 Yrs - 10 Yrs	6 Cr to 7 Cr	5.00	5.50

Above Rs. 7 cr to Rs 8 cr

Tenure	Deposit Amount	Interest Rate
Tenure	Deposit Amount	General	Senior Citizen
7 - 14 days	7 Cr to 8 Cr	4.00	4.50
15 - 45 days	7 Cr to 8 Cr	4.25	4.75
46 - 90 days	7 Cr to 8 Cr	4.75	5.25
91 - 180 days	7 Cr to 8 Cr	5.25	5.75
181 - 210 days	7 Cr to 8 Cr	6.50	7.00
211 - 270 days	7 Cr to 8 Cr	6.50	7.00
271 days to < 1 Yr	7 Cr to 8 Cr	6.75	7.25
1 Yr	7 Cr to 8 Cr	7.05	7.55
1 Yr - 15 M	7 Cr to 8 Cr	6.50	7.00
15 M - 2 Yrs	7 Cr to 8 Cr	6.50	7.00
2 Yrs - 3 Yrs	7 Cr to 8 Cr	6.00	6.50
3 Yrs - 5 Yrs	7 Cr to 8 Cr	5.50	6.00
5 Yrs - 10 Yrs	7 Cr to 8 Cr	5.00	5.50

Above Rs. 8 cr to Rs 9 cr

Tenure	Deposit Amount	Interest Rate
Tenure	Deposit Amount	General	Senior Citizen
7 - 14 days	8 Cr to 9 Cr	4.00	4.50
15 - 45 days	8 Cr to 9 Cr	4.25	4.75
46 - 90 days	8 Cr to 9 Cr	4.75	5.25
91 - 180 days	8 Cr to 9 Cr	5.25	5.75
181 - 210 days	8 Cr to 9 Cr	6.50	7.00
211 - 270 days	8 Cr to 9 Cr	6.50	7.00
271 days to < 1 Yr	8 Cr to 9 Cr	6.75	7.25
1 Yr	8 Cr to 9 Cr	7.05	7.55
1 Yr - 15 M	8 Cr to 9 Cr	6.50	7.00
15 M - 2 Yrs	8 Cr to 9 Cr	6.50	7.00
2 Yrs - 3 Yrs	8 Cr to 9 Cr	6.00	6.50
3 Yrs - 5 Yrs	8 Cr to 9 Cr	5.50	6.00
5 Yrs - 10 Yrs	8 Cr to 9 Cr	5.00	5.50

Above Rs. 9 cr to Rs 10 cr

Tenure	Deposit Amount	Interest Rate
Tenure	Deposit Amount	General	Senior Citizen
7 - 14 days	9 Cr to 10 Cr	4.00	4.50
15 - 45 days	9 Cr to 10 Cr	4.25	4.75
46 - 90 days	9 Cr to 10 Cr	4.75	5.25
91 - 180 days	9 Cr to 10 Cr	5.25	5.75
181 - 210 days	9 Cr to 10 Cr	6.50	7.00
211 - 270 days	9 Cr to 10 Cr	6.50	7.00
271 days to < 1 Yr	9 Cr to 10 Cr	6.75	7.25
1 Yr	9 Cr to 10 Cr	7.05	7.55
1 Yr - 15 M	9 Cr to 10 Cr	6.50	7.00
15 M - 2 Yrs	9 Cr to 10 Cr	6.50	7.00
2 Yrs - 3 Yrs	9 Cr to 10 Cr	6.00	6.50
3 Yrs - 5 Yrs	9 Cr to 10 Cr	5.50	6.00
5 Yrs - 10 Yrs	9 Cr to 10 Cr	5.00	5.50

Above Rs.10 cr to Rs 25 cr

Tenure	Deposit Amount	Interest Rate
Tenure	Deposit Amount	General	Senior Citizen
7 - 14 days	10 Cr to 25 Cr	4.00	4.50
15 - 45 days	10 Cr to 25 Cr	4.25	4.75
46 - 90 days	10 Cr to 25 Cr	4.75	5.25
91 - 180 days	10 Cr to 25 Cr	5.25	5.75
181 - 270 days	10 Cr to 25 Cr	6.50	7.00
271 days - 1 Yr	10 Cr to 25 Cr	6.75	7.25
1 Yr	10 Cr to 25 Cr	7.05	7.55
1 Yr - 15 M	10 Cr to 25 Cr	6.50	7.00
15 M - 2 Yrs	10 Cr to 25 Cr	6.50	7.00
2 Yrs - 3 Yrs	10 Cr to 25 Cr	6.00	6.50
3 Yrs - 5 Yrs	10 Cr to 25 Cr	5.50	6.00

Above Rs.25 cr to Rs 50 cr

Tenure	Deposit Amount	Interest Rate
Tenure	Deposit Amount	General	Senior Citizen
7 - 14 days	25 Cr to 50 Cr	4.00	4.50
15 - 45 days	25 Cr to 50 Cr	4.25	4.75
46 - 90 days	25 Cr to 50 Cr	4.75	5.25
91 - 180 days	25 Cr to 50 Cr	5.25	5.75
181 - 270 days	25 Cr to 50 Cr	6.50	7.00
271 days - 1 Yr	25 Cr to 50 Cr	6.75	7.25
1 Yr	25 Cr to 50 Cr	7.05	7.55
1 Yr - 15 M	25 Cr to 50 Cr	6.50	7.00
15 M - 2 Yrs	25 Cr to 50 Cr	6.50	7.00
2 Yrs - 3 Yrs	25 Cr to 50 Cr	6.00	6.50
3 Yrs - 5 Yrs	25 Cr to 50 Cr	5.50	6.00

Above Rs.50 cr to Rs 100 cr

Tenure	Deposit Amount	Interest Rate
Tenure	Deposit Amount	General	Senior Citizen
7 - 14 days	50 Cr to 100 Cr	4.00	4.50
15 - 45 days	50 Cr to 100 Cr	4.25	4.75
46 - 90 days	50 Cr to 100 Cr	4.75	5.25
91 - 180 days	50 Cr to 100 Cr	5.25	5.75
181 - 270 days	50 Cr to 100 Cr	6.50	7.00
271 days - 1 Yr	50 Cr to 100 Cr	6.75	7.25
1 Yr	50 Cr to 100 Cr	7.05	7.55
1 Yr - 15 M	50 Cr to 100 Cr	6.50	7.00
15 M - 2 Yrs	50 Cr to 100 Cr	6.50	7.00
2 Yrs - 3 Yrs	50 Cr to 100 Cr	6.00	6.50
3 Yrs - 5 Yrs	50 Cr to 100 Cr	5.50	6.00

Above Rs.100 cr to Rs 250 cr

Tenure	Deposit Amount	Interest Rate
Tenure	Deposit Amount	General	Senior Citizen
7 - 14 days	100 Cr to 250 Cr	4.00	4.50
15 - 45 days	100 Cr to 250 Cr	4.25	4.75
46 - 90 days	100 Cr to 250 Cr	4.75	5.25
91 - 180 days	100 Cr to 250 Cr	5.25	5.75
181 - 270 days	100 Cr to 250 Cr	6.50	7.00
271 days - 1 Yr	100 Cr to 250 Cr	6.75	7.25
1 Yr	100 Cr to 250 Cr	7.05	7.55
1 Yr - 15 M	100 Cr to 250 Cr	6.50	7.00
15 M - 2 Yrs	100 Cr to 250 Cr	6.50	7.00
2 Yrs - 3 Yrs	100 Cr to 250 Cr	6.00	6.50
3 Yrs - 5 Yrs	100 Cr to 250 Cr	5.50	6.00

Above Rs.250 cr to Rs 500 cr

Tenure	Deposit Amount	Interest Rate
Tenure	Deposit Amount	General	Senior Citizen
7 - 14 days	250 Cr to 500 Cr	4.00	4.50
15 - 45 days	250 Cr to 500 Cr	4.25	4.75
46 - 90 days	250 Cr to 500 Cr	4.75	5.25
91 - 180 days	250 Cr to 500 Cr	5.25	5.75
181 - 270 days	250 Cr to 500 Cr	6.50	7.00
271 days - 1 Yr	250 Cr to 500 Cr	6.75	7.25
1 Yr	250 Cr to 500 Cr	7.05	7.55
1 Yr - 15 M	250 Cr to 500 Cr	6.50	7.00
15 M - 2 Yrs	250 Cr to 500 Cr	6.50	7.00
2 Yrs - 3 Yrs	250 Cr to 500 Cr	6.00	6.50
3 Yrs - 5 Yrs	250 Cr to 500 Cr	5.50	6.00

Above Rs.500 cr to Rs 750 cr

Tenure	Deposit Amount	Interest Rate
Tenure	Deposit Amount	General	Senior Citizen
7 - 14 days	500 Cr to 750 Cr	4.00	4.50
15 - 45 days	500 Cr to 750 Cr	4.25	4.75
46 - 90 days	500 Cr to 750 Cr	4.75	5.25
91 - 180 days	500 Cr to 750 Cr	5.25	5.75
181 - 270 days	500 Cr to 750 Cr	6.50	7.00
271 days - 1 Yr	500 Cr to 750 Cr	6.75	7.25
1 Yr	500 Cr to 750 Cr	7.05	7.55
1 Yr - 15 M	500 Cr to 750 Cr	6.50	7.00
15 M - 2 Yrs	500 Cr to 750 Cr	6.50	7.00
2 Yrs - 3 Yrs	500 Cr to 750 Cr	6.00	6.50
3 Yrs - 5 Yrs	500 Cr to 750 Cr	5.50	6.00

Above Rs.750 cr to Rs 10000 cr

Tenure	Deposit Amount	Interest Rate
Tenure	Deposit Amount	General	Senior Citizen
7 - 14 days	750 Cr to 10000 Cr	4.00	4.50
15 - 45 days	750 Cr to 10000 Cr	4.25	4.75
46 - 90 days	750 Cr to 10000 Cr	4.75	5.25
91 - 180 days	750 Cr to 10000 Cr	5.25	5.75
181 - 270 days	750 Cr to 10000 Cr	6.50	7.00
271 days - 1 Yr	750 Cr to 10000 Cr	6.75	7.25
1 Yr	750 Cr to 10000 Cr	7.05	7.55
1 Yr - 15 M	750 Cr to 10000 Cr	6.50	7.00
15 M - 2 Yrs	750 Cr to 10000 Cr	6.50	7.00
2 Yrs - 3 Yrs	750 Cr to 10000 Cr	6.00	6.50
3 Yrs - 5 Yrs	750 Cr to 10000 Cr	5.50	6.00

Above Rs 1000 cr

Tenure	Deposit Amount	Interest Rate
Tenure	Deposit Amount	General	Senior Citizen
7 - 14 days	Above 1000 Cr	4.00	4.50
15 - 45 days	Above 1000 Cr	4.25	4.75
46 - 90 days	Above 1000 Cr	4.75	5.25
91 - 180 days	Above 1000 Cr	5.25	5.75
181 - 270 days	Above 1000 Cr	6.50	7.00
271 days - 1 Yr	Above 1000 Cr	6.75	7.25
1 Yr	Above 1000 Cr	7.05	7.55
1 Yr - 15 M	Above 1000 Cr	6.50	7.00
15 M - 2 Yrs	Above 1000 Cr	6.50	7.00
2 Yrs - 3 Yrs	Above 1000 Cr	6.00	6.50
3 Yrs - 5 Yrs	Above 1000 Cr	5.50	6.00

Features of Bank of Baroda’s Fixed Deposit

• The fixed deposit schemes are available across all the branches of Bank of Baroda spread across the length and breadth of the country.
• The minimum tenure of the deposit is for a period of 7 days.
• The maximum tenure of deposit is 10 years.
• The minimum investment amount for opening an FD account is Rs 1000.
• The rate of interest on FD ranges from 4% - 7% depending on the tenure of the deposit.
• Nomination facility is available on the deposit schemes.
• The depositor can avail loan facilities on their fixed deposits.
• Maturity amount for a tenure of 5 years is eligible for tax deduction under the Income Tax Act of 1961 under Section 80C whereas the interest amount earned on the deposit is taxable in nature.
• If the annual interest earned on the fixed deposit scheme exceeds Rs 10,000 then the bank levies tax on the interest amount which is known as Tax Deducted at Source (TDS).

Types of Deposit Schemes in Bank of Baroda

• Short Deposits
• Baroda Holiday Saving Recurring Deposits
• Baroda Advantage Fixed Deposits (Non-Callable)
• Baroda Maha Utsav Deposit Scheme
• Fast Access Deposit Scheme
• BOB Suvidha Fixed Deposit Scheme
• Regular Income Plan
• Monthly Income Plan
• Regular Income Cum Recurring Deposit
• Term Deposits
• Baroda Tax Savings Term Deposit
• Capital Gain Account Scheme, 1988

Fixed Deposit Calculator

The fixed deposit (FD) calculator is a tool which helps the investors to check the overall interest rate yields. Most of the banks in India compound interest once in a quarter that is once in three months every year and hence it is important for the investors to understand the maturity value of the initial deposited amount for better financial planning.

One has to just enter the principal amount, the rate of interest, the term of the deposit in the calculator to arrive at the maturity value which includes the yield value. The Reserve Bank of India recently hiked the basis points which in turn led to the rise in the interest rates on term deposits after a long time. With yet another rate hike on cards, the investors have to take maximum benefit from their savings by investing in fixed deposits when the interest rates are high.

Calculators