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These 4 CRISIL Rated Regular Savings Funds Has Given Over 8% Annual Average Returns
Many investor wish to invest in stocks because of the high potential for profit. The market's volatility and fear of risk, on the other hand, constantly hold them back. Investing in Conservative Hybrid Funds is a good option for such investors. Investors who want to nibble on the stock in the present market condition should use conservative hybrid funds to attract capital gains.
Here's we have given details of 4 such CRISIL rated funds, particulary Regular Savings Funds. All these 4 funds are good for investment and have offered promising returns over the years. These funds are open-ended medium-sized funds of their category. They all are Moderate high risky funds, which makes them a good investment option as well. Check details including returns of these fund to learn more.
Here are 4 CRISIL rated Regular Savings Funds:
DSP Regular Savings Fund - Direct Plan-Growth
This 3-star rated Conservative Hybrid mutual fund scheme was launched on June 11, 2004, by the DSP Mutual Fund.
This fund has Rs 213.11 Crores worth of assets under management (AUM). The net Asset Value (NAV) of this fund declared on 25th April 2022 is Rs 48.4263. The fund has an expense ratio of 0.57%, which is less than its category average expense ratio.
The fund has a 22.91% allocation to equity and 72.88% to Debt. The fund's top 5 holdings are in the Government of India, Power Finance Corp. Ltd., and Indian Railway Finance Corp. Ltd., National Bank For Agriculture & Rural Development, and Power Grid Corp. Of India Ltd.
The minimum investment amount required is Rs 500 and for SIP it is Rs 500. It has no lock-in period.
Annualised Returns
| 1 Year | 2-Year | 3 Year | 5 Year | Since Inception |
|---|---|---|---|---|
| 7.71% | 13.44% | 9.03% | 6.41% | 8.36% |
UTI Regular Savings Fund - Direct Plan-Growth
Launched on December 16, 2003, this is a 3-star rated Conservative Hybrid mutual fund scheme from UTI Mutual Fund.
This fund has Rs 1,612.12 Crores worth of AUM.NAV of this fund declared on 25th April 2022 is Rs 54.5486. The fund has an expense ratio of 1.27%, which is higher than its category average.
The fund has a 24.68% allocation to equity and 72.47% to Debt. The fund's top holdings are in the Government of India, Power Finance Corp. Ltd., Canara Bank, LIC Housing Finance Ltd., and Tamil Nadu State.
The minimum investment amount required is Rs 5000 and for SIP is Rs 500. It has no lock-in period.
Annualised Returns
| 1 Year | 2-Year | 3 Year | 5 Year | Since Inception |
|---|---|---|---|---|
| 11.68% | 16.92% | 8.14% | 7.73% | 9.63% |
HSBC Regular Savings Plan - Direct Plan-Growth
This is the only fund out of 4 funds that have been rated 4-star by the CRISIL. This Conservative Hybrid mutual fund scheme is from HSBC Mutual Fund.
Under the direct plan-growth scheme of this fund, it has Rs 97 Crores worth of AUM. As of 25th April 2022, the NAV declared is Rs 49.4763. The fund has an expense ratio of 0.91%, which is close to its category average.
The fund has a 22.94% allocation to equity and 66.28% to Debt. The fund's top holdings are in the Government of India, Rajasthan State, Infosys Ltd., ICICI Bank Ltd., and HDFC Bank Ltd.
The minimum investment amount required is Rs 5000 and for SIP it is Rs 500. It has no lock-in period.
Annualised Returns
| 1 Year | 2-Year | 3 Year | 5 Year | Since Inception |
|---|---|---|---|---|
| 8.30% | 12.22% | 9.65% | 7.33% | 8.74% |
IDFC Regular Savings Fund - Direct Plan-Growth
This 3-star rated Conservative Hybrid mutual fund scheme was launched on 25th February 2010 by the IDFC Mutual Fund.
The AUM of this fund is worth Rs 181.68 Crore. The NAV of the fund declared on 25th April 2022 is Rs 27.9332. The fund has an expense ratio of 1.18%, which is higher than its category average expense ratio.
The fund has a 15.55% allocation to equity and 58.89% to Debt. The fund's top holdings are in the Government of India, IDFC Nifty ETF-Growth, Gujarat State, and Rural Electrification Corp. Ltd., and Power Finance Corp. Ltd.
The minimum investment amount required is Rs 5000 and for SIP it is Rs 100. It has no lock-in period.
Annualised Returns
| 1 Year | 2-Year | 3 Year | 5 Year | Since Inception |
|---|---|---|---|---|
| 5.71% | 9.60% | 7.29% | 6.44% | 8.62% |
Disclaimers
Mutual fund investments are subject to market risk. Read all scheme-related documents, and Terms and Conditions carefully before investing. The above-mentioned information is purely informational and doesn't guarantee any return. The Greynium Information Technologies and the Author are not liable for any losses caused as a result of a decision based on the article.
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