Get Up to 158% Returns in 3 Years with These SBI Mutual Funds; Turn Rs 10,000 Monthly SIP into Over Rs 5 Lakh

SBI Mutual Fund, a leading mutual fund house in India, manages assets exceeding Rs 11 lakh crore. Known for its banking legacy and research-driven strategies, it has earned trust among investors. The fund house offers over 125 schemes, with nearly half being equity plans.

Here are the three-year performance of SBI equity funds across sub-categories, focusing on their consistency and resilience.

SBI PSU Fund: A Focus on Public Sector Undertakings

The SBI PSU Fund is an open-ended equity scheme launched in January 2013. It primarily invests in public sector undertakings (PSUs) and tracks the BSE PSU TRI as its benchmark. As of June 30, 2025, the fund manages Rs 5,427 crore with an expense ratio of 0.85%. It carries a "Very High" risk rating according to the Riskometer.

Over three years, the fund achieved a CAGR of 37.04%, turning a Rs 1 lakh investment into Rs 2.5 lakh. Its absolute return during this period was approximately 158%. A monthly SIP of Rs 10,000 started three years ago would now be worth Rs 5.45 lakh.

SBI Healthcare Opportunities Fund: Investing in Health

The SBI Healthcare Opportunities Fund focuses on the healthcare and pharmaceutical sectors. Launched in January 2013, it tracks the BSE Healthcare TRI as its benchmark and is rated "Very High" risk on the Riskometer. As of June 30, 2025, it manages assets worth Rs 3,849 crore with an expense ratio of 0.89%.

With a three-year CAGR of 29.60%, a Rs 1 lakh investment would have grown to Rs 2.17 lakh. The fund's absolute return over this period was 118%. An SIP of Rs 10,000 per month would now be valued at Rs 5.49 lakh.

SBI ELSS Tax Saver Fund: Tax Benefits with Growth

The SBI ELSS Tax Saver Fund is an open-ended equity-linked savings scheme offering tax benefits under Section 80C of the Income Tax Act. Launched in January 2013, it follows the BSE 500 TRI as its benchmark and holds a "Very High" risk rating on the Riskometer.

As of June 30, 2025, it manages assets worth Rs 30,616 crore with an expense ratio of 0.93%. Over three years, it delivered a CAGR of 26.49%, turning a Rs 1 lakh investment into Rs 2.02 lakh. An SIP initiated three years ago would now amount to Rs 5.10 lakh.

SBI Infrastructure Fund: Building Future Prospects

The SBI Infrastructure Fund invests in companies related to infrastructure development. Launched in January 2013, it tracks the NIFTY Infrastructure TRI as its benchmark and is classified as "Very High" risk on the Riskometer.

Managing assets worth Rs 5,195 crore as of June 30, 2025, with an expense ratio of 1.03%, it achieved a three-year CAGR of 26.76%. A lump sum investment of Rs 1 lakh would have grown to Rs 2.04 lakh during this period.

SBI Contra Fund: Contrarian Investment Strategy

The SBI Contra Fund employs a contrarian strategy by investing in undervalued stocks that are temporarily out of favour. Launched in January 2013, it tracks the BSE 500 TRI as its benchmark and holds a "Very High" risk rating on the Riskometer.

As of June 30,2025,it manages assets worth Rs47,390 crore with an expense ratio of 0.68%. Over three years, it delivered a CAGR of 24 .38%, turning Rs 1 lakh into Rs 1.92 lakh. A monthly SIP of Rs 10 ,000 started three years ago would now be valued at Rs 4.88lakh.

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