Health Insurance With Built-in OPD Cover: Should you opt?

For families, which owing to some member with chronic ailment need to make frequent hospital visits as well as spent a substantial amount on medication can certainly opt for a cover for OPD expenses. The OPD cover termed as though primarily provides for expenses incurred in OPD consultation, pathological or diagnostic test and medications. Out Patient Department are costs largely associated with the smaller expenses that we incur on hospitalization.

Tax benefit or allowability of its deduction under Section 80D as per the prescribed limit is the biggest and only advantage of such plans considering the higher cost. The accruing benefit shall be explained in detail with an example.

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