How Is Lakshmi Puja Transitioning Jewellery From Heirloom To Self-Chosen Asset?

Lakshmi Puja is a moment to celebrate abundance, gratitude, and wise choices. Across living rooms and jewellery counters, more women are steering these choices themselves. A festive purchase is not only about lineage and beauty anymore. It is also about independence and peace of mind in the years ahead.

Mr. Parag Shah, CEO, KISNA Diamond and Gold Jewellery, shared his insights. He noted that buyers now look for independent certification and BIS hallmarking, transparent 90 per cent buyback and 95 per cent exchange, lighter engineering with options like 9-carat to manage budgets, faster 48-hour factory-to-store dispatch, and online discovery that guides an in-store decision.

Why is the asset mindset rising?

Festive budgets are under pressure as gold has climbed, yet families still see jewellery as a resilient store of value, so buyers are doing more homework and asking sharper questions. Trust is easier to verify because third-party diamond certificates and BIS hallmarking are now familiar, which shifts decisions from belief to evidence. Liquidity worries are easing too, since clear policies that return most of the prevailing value, such as 90 per cent buyback and 95 per cent exchange, make a festive purchase feel like a safety net rather than a sunk cost.

Subsequently, design innovation facilitates a more diverse budget range. Lighter construction and thoughtful metal-to-stone ratios, along with options like 9-carat beside 14-carat, help in preserving look and presence without increasing spend. Finally, discovery has moved online, which has enabled shoppers to compare designs and policies before stepping into a store, which builds confidence and turns celebration into a considered financial choice.

A festive checklist for value-savvy self-purchasers

Certification and hallmarking: Look for independent diamond grading and BIS hallmarking. Keep the documents with your invoice.

Transparent buyback and exchange: Ask for the exact percentage and how it is calculated on the day you return or exchange. Clear, written policies protect value over time.

Making charges you can decode: Request the rupee breakdown. Converting percentages into absolute amounts makes comparison simple.

Caratage choices: Consider purchasing a 9-carat or 14-carat diamond-studded piece for everyday wear, especially if you are looking at design as opposed to the weight aspect

Light-weight engineering: Try pieces that look voluminous but feel light. Smart construction, which ensures lower metal weight, but just enough to keep it valuable

Service network: Choose brands with wide retail coverage and reliable after-sales support. It helps in resizing, exchanging, or availing a buyback later.

Strict Discipline in Delivery: Practices such as faster order-to-dispatch cycles, such as 48-hour turnarounds from factory to store, signal robust manufacturing and fewer delays due to festivities.

Conclusion

Choice is powerful when it is informed. Keep your invoices and certificates together. Clarify terms under the buyback policy in writing. Be mindful to try on pieces that feel light on the ear or wrist but still hold presence. Browse online to shortlist, then visit a store to check fit, finish, and price transparency.

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