Bajaj Finserv Stock Dips 5.6%: Offers 100% Dividend, Record Date In June; Buy At Rs 1,951?

With a market valuation of Rs 3.12LCr, Bajaj Finserv's shares saw a significant sell-off pressure on Wednesday, closing 5.61% down at Rs 1,951 apiece on the NSE. Technically, BAJAJFINSV is presently trading between its short-term and medium-term EMAs, and the Relative Strength Index (RSI), which is currently heading down at 47.31, indicates that buying strength is declining and momentum is waning. What should investors do with Bajaj Finserv shares in light of the company's strong Q4 earnings and 100% dividend recommendation for FY25?

Bajaj Finserv Dividend

"In line with the Company's Dividend Distribution Policy, the Board of Directors have recommended a dividend of Re. 1/- (100%) per equity share of face value of Re.1/- for the financial year ended 31 March 2025. The said dividend, if declared, by the shareholders at the ensuing Annual General Meeting, will be credited/dispatched on or before Tuesday, 29 July 2025. Further, pursuant to Regulation 42 of the SEBI Listing Regulations, the record date for the purpose of determining the members eligible to receive the dividend for the financial year ended 31 March 2025, has been fixed as Friday, 27 June 2025," said Bajaj Finserv in a stock exchange filing.

On Friday, July 25, 2025, the company will have its 18th annual general meeting.

Bajaj Finserv Q4 Results

With a 14.21% rise in total income to Rs 36,596.43 crore in Q4 FY25 compared to Q4 FY24, Bajaj Finserv's consolidated net profit soared 16.44% to Rs 4756.32 crore. In Q4 FY25, profit before tax (PBT) improved 8.61% to Rs 6,002.32 crore from Rs 5,526.54 crore in Q4 FY24. The company's consolidated assets under management (AUM) topped 400,000 crore, while its client franchise surpassed a significant milestone of 100 million.

As of March 31, 2025, Bajaj Finserv Asset Management reported assets under management (AUM) of Rs 20,365 crore, up from Rs 9,552 crore in the same period in 2024. Bajaj Finserv said that its consolidated earnings once again exceeded the previous year's record with an all-time high consolidated total income of Rs 133,822 crore and profit after tax of Rs 8,872 crore on a full-year basis or FY25.

Bajaj Finserv Share Price Target

Hardik Matalia - Derivative Analyst at Choice Broking said, " BAJAJFINSV is currently trading around Rs 1,950 and remains in a positive long-term uptrend, moving within a rising channel pattern characterized by higher highs and higher lows on the broader timeframe. However, the stock recently faced rejection near the upper boundary of the channel and declined sharply by approximately 5.5% in today's session. On the downside, immediate support is placed near today's low of Rs 1,925, followed by a more critical support zone around Rs 1,850."

"A breakdown below these levels could trigger further selling pressure, potentially extending the decline towards the Rs 1,780-Rs 1,750 range, where the long-term EMA may act as a cushion. Technically, BAJAJFINSV is currently hovering between its short-term and medium-term EMAs. A breach below these averages could reinforce bearish sentiment in the short term and open the door for a retest of the long-term EMA. The Relative Strength Index (RSI) stands at 47.31 and is trending downward, signaling weakening momentum and a decline in buying strength at current levels," the analyst added.

"For short-term traders, it is advisable to wait for a clear confirmation before initiating fresh long positions. Aggressive traders may look for shorting opportunities if the stock breaks below Rs 1,880, targeting short-term gains. However, this strategy carries higher risk and must be accompanied by a strict stop-loss at Rs 1,935. From a long-term perspective, the outlook remains constructive. Investors can consider starting a gradual accumulation at current levels and continue adding on dips, especially if supported by stability around key support zones and signs of a reversal in broader market sentiment," Hardik Matalia further recommended.

Disclaimer

The recommendations made above are by market analysts and are not advised by either the author, nor Greynium Information Technologies. The author, nor the brokerage firm nor Greynium would be liable for any losses caused as a result of decisions based on this write-up. Goodreturns.in advises users to consult with certified experts before making any investment decision.