A Oneindia Venture

A few investment ideas for retired individuals

If you are already retired, or are ready to retire in the next few months and looking at steady income, here are a few investment ideas to consider.

While planning investments one has to always keep inflation in mind which will have impact on interest rates.
So, it is better to lock in your money in secured instruments.

The below are all debt instruments, given that retired folks may not have a penchant for risks in instruments like equities and are looking at steady income.

Also, while investing it would be better to lock into securities for a longer duration, given that interest rates could fall in the short to medium term. Check your own risk appetite before investing in places like company fixed deposits, which are relatively insecure.

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