Paisalo Digital Partially Redeems Rs 120 Crore Worth of NCDs Ahead of Maturity; What Investors Need to Know?

Delhi-based Paisalo Digital Ltd, a non-deposit taking non-banking financial company, has announced the redemption of 1200 debentures Worth Rs 1 Lakh each.

"Pursuant to Regulation 30 and other applicable Regulations of the SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015, we wish to inform that pursuant to issue terms of 9.95% Listed, Secured Redeemable Non-Convertible Debentures (Series- PDL042024, ISIN: INE420C07106) having face value of Rs. 1,00,000 each (NCDs), Company has partly redeemed 1200 NCDs on its maturity date i.e. July 12, 2025. Further, in terms of issue the remaining 600 NCDs under the said ISIN will be matured on October 10, 2025," said Paisalo Digital in a stock exchange filing on July 12, 2025.

Meanwhile, the LIC-owned NBFC stock recently informed stock exchanges that a meeting of the Board of Directors is scheduled to be held on Monday, July 21, 2025, inter alia, to consider and approve the standalone and consolidated unaudited financial results for the quarter ended June 30, 2025.

On July 3, 2025, Paisalo Digital Limited stated that its Board of Directors' Operations and Finance Committee had authorized the private offering of Commercial Papers (CPs). The State Bank of India received 600 CPs in total from this offering, each of which had a face value of Rs 5,00,000. The total issue value of the listed instruments, which were sold for Rs 4,90,683.50, was Rs 29.44 crore. On the maturity date, which is September 4, 2025, 63 days later, these CPs, which have an 11% yield, will be redeemed for Rs 30 crore. For this transaction, IDBI Bank Ltd. is serving as the Issuing and Paying Agent (IPA).

Paisalo Digital Limited demonstrated its sustained development trajectory across key operational and financial metrics with outstanding results in both the fourth quarter of FY25 and the entire fiscal year FY25. Paisalo Digital's Q4 FY25 showed robust YoY growth across key parameters, despite modest QoQ drops, particularly in profit trends. While the company maintained strong capital adequacy, GNPA levels rose somewhat throughout the full year FY25, which was followed by record AUM, customer additions, revenue, and profit.

Paisalo Digital Ltd.'s stock closed 2.16% down on the BSE on Friday, trading at Rs 30.77 a share, with a market value of Rs 2,775.82 Cr. Over the previous year, the stock has seen a great deal of volatility, peaking at Rs 81.95 on July 12, 2024 which was a 52-week-high, and then plunging to Rs 29.40 on June 20, 2025, a 52-week low. A significant drop in investor sentiment is shown by this steep loss of more than 64% from its high.