Married Couple Uses Splitwise, Sheets To ‘Divide Every Expense’; Leaves Delhi Founder ‘Baffled’; Here’s Why

Marriage equality, but at what cost? A Delhi startup founder recently shared the story of a Gurugram-based married couple who divide every single expense, from rent to every small grocery expense. They use tools like 'Splitwise' and 'Google Sheets' to "pay their share-like flatmates".

Ayushman Kapoor, the founder of Date Crew, was left 'baffled' by the story of a Gurugram-based married couple, with a combined salary of more than Rs 50 lakhs. "A couple living in Gurgaon. Work at great companies. Make ₹30L+ each. But still maintaining a Splitwise or Google Sheet to divide every single expense: rent, groceries, fuel, Swiggy, electricity...All logged. All split. Each person "pays their share" - like flatmates," read a LinkedIn post by Kapoor.

In his post, Kapoor shared his two cents on why marriage is more than dividing all the expenses equally, but also financial alignment. The post sparked a huge debate and discussion among netizens.

"When you marry someone, you're essentially co-founding a company. And that company... is your life together. So imagine the chaos if both co-founders have different goals, different expenses and different priorities. Will that company EVER succeed?," added Kapoor in his post.

Marriage is More Than Just Emotional Support

Urging people to reset their definition of marriage, Kapoor emphasised that marriage is like a partnership between two individuals to start a new company, which is their life together. Building the company would require realignment on multiple fronts be it a shared vision or goal for the year, clarity on roles, forming a joint financial plan, or regularly reviewing progress to stay aligned.

He mentioned that it is important for couples to have a shared vision with a timeline, like buying a house or car, gifting something to parents, planning your dream trip, or achieving an investment milestone.

"Marriage isn't just emotional support. It's financial alignment too. You're not just sharing a home. You're building a life," the LinkedIn post read further.

Clarity on Roles

He also mentioned the importance of having clarity on roles, like building an understanding about who will do what or who will manage finances, kitchen, logistics, home maintenance, etc. Additionally, it is equally important to form a pooled capital and a joint financial plan as well.

Shedding light on the impact of marriages on money habits, Kapoor added that it is common that money habits change when two people come together in a marriage and start planning together, investing together and begin to understand each other's dreams.

"You're not just sharing a home. You're building a life. And in this era, you can't build a life without money. If you haven't had that conversation yet - do it this weekend," Kapoor urged newly married couples.

His social media post sparked huge discussion among netizens. Many of the social media users agreed to what Kapoor, while several others called dividing finances a wise decision.

"Agreed but don't you think having a system like splitwise or sheets in place only adds more clarity and transparency? Let's be honest, it gets tough to have money discussions in general. Wouldn't this solve the problem entirely?," commented a user on the post.

"When two people are married, it's not just about splitting bills or living under one roof. It's about co-creating a life. And money, whether we like it or not, is one of the clearest mirrors of our values, trust, and long-term vision," mentioned another person on the post.

"After using splitwise for sometine, they will split wisely...," commented another user.