LIC-Owned NBFC Stock Paisalo Digital In Focus As Promoter Group Buys Stake

Paisalo Digital Limited informs the exchange that a promoter company, Equilibrated Venture Cflow Private Limited, on 26th August 2025, purchased 16,36,470 shares from the open market. This key stakeholder investment shows strong confidence in Paisalo Digital's expected growth.

Through a market purchase on August 26, 2025, the entity increased its total holding to 15,04,95,464 shares, or 16.68%, by acquiring 16,36,470 equity shares valued at Rs 4.93 crore. It previously increased its holding to 14,88,59,994 shares (16.50%) on July 24, 2025, when it purchased 74,70,000 shares for Rs 248.56 crore. Another 99,000 shares, valued at Rs 29.96 lakh, were acquired on June 24, 2025, increasing the shareholding to 14,13,88,994 shares (15.67%).

In an effort to improve financial liquidity, the Operations and Finance Committee of the company has undertaken a successful private placement of 300 listed Commercial Papers (CPs) with Rajarambapu Sahakari Bank Ltd. Each CP with a face value of Rs 5,00,000, was issued at Rs 4,77,386.50 each, translating to a yield of 9.50 per cent. The total issue value is Rs 14,32,15,950 whereas the redemption value is Rs 15,00,00,000. The maturity period is 182 days with a maturity date of 18th February 2026. This is a good example of efficient short term capital management.

As of the end of the June quarter, the company has shown operational strength and operational as well as financial growth. The company has shown healthy growth with Asset Under Management (AUM) growing by 14 percent YoY to Rs 5,230.2 crore. Disbursements showed a sharp growth of 16 percent YoY to Rs 758.1 crore and net interest income increased strongly by 20 percent to Rs 124.4 crore. Since the June 2025 quarter shareholding pattern indicates that LIC holds 1.12% of the NBFC stock, or 77,59,511 shares, Paisalo Digital is a chunk of the LIC's portfolio.

To uphold the value of their shareholders, the Paisalo Digital Board has proposed a final dividend of Re 0.10 per equity share which amounts to 10 percent for the financial year that ends on 31 March, 2025.

Paisalo Digital has also ensured to maintain strong asset quality, with the company having a Gross Non-Performing Assets (GNPA) of 0.85 percent and a Net Non-Performing Assets (NNPA) of 0.68 percent. The company's Capital Adequacy Ratio also maintains a strong figure of 39.5 percent. As a part of the strategic initiatives, Paisalo Digital expanded its physical presence with the opening of 50 new branches, thus increasing their network to 401 branches. The company has also strengthened their co-lending partnership with The State Bank of India (SBI) to improve the credit servicing of MSME and SME loans on a nationwide scale.

With a wide network of 3,997 touch points across 22 states and Union Territories, Paisalo Digital Limited continues to fulfill its mission of offering small income generating loans to further residents of India with low accessibility. The governance of the company, coupled with a customer centered approach and advanced financial technology, ensures company growth and a positive impact on financial inclusion in the country.