Cholamandalam Financial Holdings Achieves Consolidated Profit After Tax of Rs 1,259.54 Crore for Q1 2025

Cholamandalam Financial Holdings Ltd announced a consolidated profit after tax of Rs 1,259.54 crore for the quarter ending June 2025. This reflects an increase from the Rs 1,159.56 crore reported in the same period last year. The company is part of the Murugappa Group, a diversified conglomerate.

For the financial year ending March 31, 2025, Cholamandalam Financial Holdings recorded a consolidated PAT of Rs 4,739.88 crore. The company's total income for the April-June 2025 quarter rose to Rs 9,382.95 crore, compared to Rs 7,677.43 crore in the previous year.

Cholamandalam Investment and Finance Company

Cholamandalam Investment and Finance Company Ltd, where Cholamandalam Financial Holdings holds a 44.34% stake, disbursed Rs 24,325 crore during the April-June quarter. This is slightly lower than the Rs 24,332 crore disbursed in the same quarter last year.

Cholamandalam MS General Insurance Company Ltd, a subsidiary in the general insurance sector, reported a Gross Written Premium of Rs 2,073 crore for the April-June 2025 quarter. This marks an increase from Rs 1,957 crore in the corresponding period last year.

Insurance and Risk Services Performance

The profit after tax for Cholamandalam MS General Insurance Company declined to Rs 119 crore this quarter from Rs 211 crore in the same period last year. The company attributed this decrease to changes in fair value of equity instruments and higher loss ratios in motor, health, and fire segments.

As of June 30, 2025, Cholamandalam MS General Insurance Company had an investment book valued at Rs 18,772 crore. Meanwhile, Cholamandalam MS Risk Services Ltd, a joint venture with a 49.5% stake held by Cholamandalam Financial Holdings, reported a total income of Rs 20.44 crore for the quarter ending June 30, 2025. This is up from Rs 16.29 crore in the same period last year.

The financial results indicate growth in several areas despite some challenges faced by specific segments within the group. The overall performance highlights both achievements and areas needing attention as they navigate market dynamics.

With inputs from PTI