Bank Holidays 2025: Apart from being closed on second and fourth Saturdays alongside all Sundays, banks also enjoy holidays on special occasions such as festivals or major events. The Reserve Bank of India (RBI) decides bank holidays for every month. In November 2025, banks got special holidays for festivals like Guru Nanak Jayanti, Kartika Purnima, Dev Diwali, and Wangala Festival and even had a holiday for phase 1 polls of the Bihar election 2025. That being said, which days are banks opened or closed in the next week?
Bank Holiday On November 8:
Firstly, banks are closed on Saturday, November 8 for two reasons. Banks are closed in cities like Bengaluru due to the celebration of Kanakadasa Jayanthi. But in general terms, all banks in India including foreign, co-operative and regional banks are closed due to second Saturday.
Saturday Bank Holiday:
As per RBI's guidelines, all scheduled and non-scheduled banks - public, private, foreign, cooperative, regional rural and local area banks - are directed to observe public holiday on second and fourth Saturdays, and observe full working days on Saturdays other than second and fourth Saturdays. This has been in effect since September 1, 2015. If there are five Saturdays in a month, then banks are opened on fifth Saturday.
What Is Closed Today?
Due to second Saturday, payment systems are not operational. Payment systems typically includes Real Time Gross Settlement (RTGS), National Electronic Fund Transfer (NEFT), Cheque Clearing operated by various Bankers' Clearing Houses in the country including the grid based Cheque Truncation System (CTS) and ECS suite [Electronic Clearing Service (ECS), Regional Electronic Clearing Service (RECS) and National Electronic Clearing Service (NECS)].
What Is Opened Today?
However, ATM and online banking services are fully functional on November 8 irrespective of the holiday.
Bank Holidays 2025 Next Week:
There are no special holidays next week for banks. There is also a third Saturday, so banks will be operating as normal for six consecutive days. The only holiday they will enjoy is of Sunday.
Banks Open:
November 10
November 11
November 12
November 13
November 14
November 15 (third Saturday)
Banks Closed:
November 16 (Sunday)
This will come after banks enjoyed a whopping five consecutive holidays from November 5th to November 9th.
Bank Holidays November 2025:
In the current month, banks were closed on November 1st due to Kannada Rajyothsava/Igas-Bagwal. While they were granted a long-week holiday from November 5th to 10th due to long-list of festivals and events. These are:
November 5: Guru Nanak Jayanti/Kartika Purnima/Rahas Purnima
November 6: Nongkrem Dance/Bihar Legislative Assembly General Election, 2025
November 7: Wangala Festival
November 8: Kanakadasa Jayanthi
These holidays vary from bank to bank and dependent upon city-wise.
In total, there are ten holidays in November month for banks. These include both second and third Saturdays and all Sundays. However, the current month also has a fifth Saturday on November 29th and banks will be opened on this day.
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