UTI Retirement Fund - Direct Plan Growth | UTI Retirement Fund - Direct Plan NAV Today [54.76], Performance & History

UTI Retirement Fund - Direct Plan is a Debt mutual fund categorized under Hybrid, offered by UTI Asset Management Co. Ltd.. Launched on 01 Jan 2013, investors can start with a minimum SIP of ₹100 or a ... Read more

NAV History

Fund Details

Min. SIP Amount

₹500

Inception Date

01 Jan 2013

Min. Lumpsum Amount

₹ 500

Fund Age

12 Yrs

AUM

₹ 4,791.43 Cr.

Benchmark

CRISIL Debt Hybrid Index

Expense Ratio

1.09%

Scheme Type

Open Ended

Exit Load

Returns Calculator

Investment amount per month

₹1,000

Over the past

Would have become

On total investment of

*Calculation based on past performance of this fund.

Asset Allocation

AUM

₹ 4,791.43 Cr

Equity

39.07%

Debt

59.3%

Other Assets & Liabilities

1.63%

Sector Holdings

Sectors	Weightage
Government Securities	36.41%
Finance - Banks - Private Sector	13.69%
Non Convertible Debentures	7.40%
Finance & Investments	4.70%
Finance - Term Lending Institutions	3.86%
IT Consulting & Software	3.62%
Pharmaceuticals	2.39%
Non-Banking Financial Company (NBFC)	2.05%
Cigarettes & Tobacco Products	1.65%
Refineries	1.63%
Current Assets	1.63%
Mining/Minerals	1.55%
Auto - Cars & Jeeps	1.55%
Telecom Services	1.33%
Oil Drilling And Exploration	1.28%
Finance - Banks - Public Sector	1.10%
Telecom Equipment	1.08%
Debt	1.01%
Power - Transmission/Equipment	0.87%
Airlines	0.84%
Construction, Contracting & Engineering	0.80%
Finance - Mutual Funds	0.79%
Personal Care	0.76%
Finance - Life Insurance	0.66%
Auto - 2 & 3 Wheelers	0.56%
Paper & Paper Products	0.56%
Finance - Housing	0.54%
Shipping	0.49%
Infrastructure - General	0.44%
Hotels, Resorts & Restaurants	0.42%
Realty	0.41%
Domestic Appliances	0.38%
Education - Coaching/Study Material/Others	0.36%
Retail - Apparel/Accessories	0.34%
Textiles - Spinning - Cotton Blended	0.34%
Tyres & Tubes	0.34%
Entertainment & Media	0.30%
Cement	0.26%
Internet & Catalogue Retail	0.26%
Steel - General	0.24%
Chemicals - Inorganic - Caustic Soda/Soda Ash	0.21%
Fertilisers	0.20%
Agro Chemicals/Pesticides	0.19%
Textiles - Readymade Apparels	0.18%
Short Term Deposits	0.17%
Chemicals - Speciality	0.16%

See All

Stock Holdings

Name	Weightage	Value (in Cr.)	Sector
07.18% MAT -24/07/2037	9.19%	₹ 434	Others
7.23% MAT- 15/04/2039	6.36%	₹ 300.50	Others
6.92% G SEC MAT- 18/11/39	4.88%	₹ 230.35	Others
HDFC BANK LIMITED	3.85%	₹ 181.91	Finance - Banks - Private Sector
07.32% MAT -13/11/2030	3.71%	₹ 175.45	Others
7.41% GS MAT - 19/12/2036	3.37%	₹ 159.13	Others
ICICI BANK LTD	3.23%	₹ 152.44	Finance - Banks - Private Sector
7.10% - MAT - 08/04/2034	2.90%	₹ 137.04	Others
HDFC BANK LTD.	2.79%	₹ 131.79	Finance - Banks - Private Sector
6.33% MAT - 05/05/2035	2.67%	₹ 126.04	Others
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA	2.17%	₹ 102.46	Finance - Banks - Private Sector
INFOSYS LTD.	1.75%	₹ 82.69	IT Consulting & Software
7.34% MAT- 22/04/2064	1.69%	₹ 79.83	Others
POWER FINANCE CORPORATION LTD.	1.67%	₹ 78.90	Finance - Term Lending Institutions
ITC LTD.	1.65%	₹ 78.19	Cigarettes & Tobacco Products
6.79% GOVT BONDS - 07/10/2034	1.64%	₹ 77.69	Others
NET CURRENT ASSETS	1.63%	₹ 81.13	Others
RELIANCE INDUSTRIES LTD.	1.23%	₹ 58.03	Refineries
REC LTD	1.11%	₹ 52.41	Others
POWER FINANCE CORPORATION LTD.	1.10%	₹ 51.89	Finance - Term Lending Institutions
INDIAN RAILWAY FINANCE CORPORATION LIMITED	1.09%	₹ 51.67	Others
INDIAN RAILWAY FINANCE CORPORATION LIMITED	1.09%	₹ 51.33	Others
JAMNAGAR UTILITIES AND POWER PRIVATE LIMITED	1.09%	₹ 51.44	Others
POWER FINANCE CORPORATION LTD.	1.09%	₹ 51.33	Finance - Term Lending Institutions
7.10% KERALA SGS MAT - 26/03/2043	1.09%	₹ 51.51	Finance & Investments
INDUS TOWERS LIMITED	1.08%	₹ 50.97	Telecom Equipment
VEDANTA LTD	1.08%	₹ 51.25	Mining/Minerals
BAJAJ FINANCE LTD.	1.07%	₹ 50.39	Non-Banking Financial Company (NBFC)
OIL & NATURAL GAS CORPORATION	0.91%	₹ 43.02	Oil Drilling And Exploration
POWER GRID CORPORATION OF INDI	0.87%	₹ 40.90	Power - Transmission/Equipment
INTERGLOBE AVIATION LTD	0.84%	₹ 39.48	Airlines
HCL TECHNOLOGIES LTD.	0.82%	₹ 38.96	IT Consulting & Software
KOTAK MAHINDRA BANK LTD.	0.81%	₹ 38.08	Finance - Banks - Private Sector
LARSEN & TOUBRO LTD.	0.80%	₹ 37.60	Construction, Contracting & Engineering
MARUTI SUZUKI INDIA LTD.	0.79%	₹ 37.39	Auto - Cars & Jeeps
MAHINDRA & MAHINDRA LTD.	0.76%	₹ 35.79	Auto - Cars & Jeeps
7.35%TN SGS MAT - 03/07/2034	0.73%	₹ 34.52	Finance & Investments
WIPRO LIMITED	0.70%	₹ 33.27	IT Consulting & Software
BHARTI AIRTEL LTD.	0.67%	₹ 31.56	Telecom Services
HDFC LIFE INSURANCE COMPANY LI	0.66%	₹ 31.13	Finance - Life Insurance
08.20% PTC- INDIA UNIVERSAL TRUST AL1-SERIES A3	0.62%	₹ 29.12	Others
SHRIRAM FINANCE LTD	0.60%	₹ 28.16	Non-Banking Financial Company (NBFC)
INDIAN RAILWAY FINANCE CORPORATION LIMITED	0.56%	₹ 26.42	Others
7.32% CHHATTISGARH SDL 05/03/2037	0.56%	₹ 26.24	Finance & Investments
JK PAPER LTD.	0.56%	₹ 26.27	Paper & Paper Products
BAJAJ AUTO LTD.	0.56%	₹ 26.65	Auto - 2 & 3 Wheelers
INDIAN RAILWAY FINANCE CORPORATION LIMITED	0.55%	₹ 25.78	Others
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT	0.55%	₹ 25.84	Finance - Banks - Public Sector
7.08% A P SGL MAT - 26/03/2037	0.55%	₹ 25.75	Finance & Investments
INDIAN BANK	0.55%	₹ 26.19	Finance - Banks - Public Sector
LIC HOUSING FINANCE LTD.	0.54%	₹ 25.66	Finance - Housing
AXIS FINANCE LTD	0.53%	₹ 25.04	Others
REC LTD	0.53%	₹ 24.87	Others
UNION BANK OF INDIA BASEL3T2	0.53%	₹ 25.19	Others
GREAT EASTERN SHIPPING CO. LTD	0.49%	₹ 23.13	Shipping
ADITYA BIRLA CAPITAL LTD	0.49%	₹ 22.95	Finance & Investments
EMAMI LTD.	0.49%	₹ 23.24	Personal Care
CAPLIN POINT LABORATORIES LTD	0.48%	₹ 22.55	Pharmaceuticals
DR REDDYS LABORATORIES LTD.	0.48%	₹ 22.74	Pharmaceuticals
MOTILAL OSWAL FINANCIAL SERVIC	0.47%	₹ 22.02	Finance & Investments
NIPPON LIFE INDIA ASSET MANAGE	0.47%	₹ 22.16	Finance - Mutual Funds
NMDC LTD.	0.47%	₹ 22.08	Mining/Minerals
BHARTI HEXACOM LTD	0.46%	₹ 21.50	Telecom Services
G R INFRAPROJECTS LTD	0.44%	₹ 20.78	Infrastructure - General
MAHINDRA HOLIDAYS & RESORTS IN	0.42%	₹ 19.61	Hotels, Resorts & Restaurants
FEDERAL BANK LTD.	0.42%	₹ 19.64	Finance - Banks - Private Sector
INDUSIND BANK	0.42%	₹ 19.94	Finance - Banks - Private Sector
MAX FINANCIAL SERVICES LTD.	0.41%	₹ 19.31	Finance & Investments
PHOENIX MILLS LTD	0.41%	₹ 19.19	Realty
BHARAT PETROLEUM CORPN LTD.	0.40%	₹ 18.97	Refineries
GLENMARK PHARMACEUTICALS LTD.	0.40%	₹ 18.72	Pharmaceuticals
AJANTA PHARMA LTD.	0.40%	₹ 19.01	Pharmaceuticals
08.02% PTC - INDIA UNIVERSAL TRUST AL1-SERIES A1	0.39%	₹ 18.30	Others
CROMPTON GREAVES CONSUMER ELEC	0.38%	₹ 18.17	Domestic Appliances
SUNDARAM FINANCE LTD.	0.38%	₹ 17.90	Non-Banking Financial Company (NBFC)
OIL INDIA LTD.	0.37%	₹ 17.43	Oil Drilling And Exploration
NIIT LEARNING SYSTEMS LTD	0.36%	₹ 17.03	Education - Coaching/Study Material/Others
MPHASIS LTD	0.35%	₹ 16.44	IT Consulting & Software
INDO COUNT INDUSTRIES LTD.	0.34%	₹ 16.24	Textiles - Spinning - Cotton Blended
RAYMOND LIFESTYLE LTD	0.34%	₹ 15.89	Retail - Apparel/Accessories
PIRAMAL FINANCE LIMITED	0.34%	₹ 16.24	Finance & Investments
APOLLO TYRES LTD.	0.34%	₹ 15.89	Tyres & Tubes
AUROBINDO PHARMA LTD.	0.33%	₹ 15.38	Pharmaceuticals
MANKIND PHARMA LTD	0.32%	₹ 15.33	Others
MARKSANS PHARMA LTD.	0.30%	₹ 14.06	Pharmaceuticals
TIPS MUSIC LIMITED	0.30%	₹ 14.11	Entertainment & Media
COLGATE PALMOLIVE INDIA LTD.	0.27%	₹ 12.82	Personal Care
INDIAMART INTERMESH LTD	0.26%	₹ 12.19	Internet & Catalogue Retail
ACC LTD	0.26%	₹ 12.17	Cement
SHIVALIK BIMETAL CONTROLS LTD	0.24%	₹ 11.34	Steel - General
GHCL LTD.	0.21%	₹ 9.99	Chemicals - Inorganic - Caustic Soda/Soda Ash
COROMANDEL INTERNATIONAL LTD.	0.20%	₹ 9.29	Fertilisers
(RTS-PP)BHARTI AIRTEL LTD	0.20%	₹ 9.51	Telecom Services
UPL LTD.	0.19%	₹ 8.98	Agro Chemicals/Pesticides
S.P.APPARELS LTD	0.18%	₹ 8.37	Textiles - Readymade Apparels
ROSSARI BIOTECH LTD	0.16%	₹ 7.51	Chemicals - Speciality
Nifty 5 yr Benchmark G-Sec ETF	0.11%	₹ 5.07	Finance - Mutual Funds
UTI - Nifty 50 ETF ETF	0.11%	₹ 5.41	Finance - Mutual Funds
AXIS BANK LTD. STD - MARGIN	0.11%	₹ 5	Others
Nifty 10 yr Benchmark G-Sec ETF	0.10%	₹ 4.60	Finance - Mutual Funds
CLEARING CORPORATION OF INDIA LTD. STD - MARGIN	0.06%	₹ 2.85	Others
7.19% MAHARASHTRA SDL-27/02/2040	0.04%	₹ 2.04	Finance & Investments
07.08% HARYANA SDL MAT - 26/03/2039	0.02%	₹ 0.89	Finance & Investments

See All

Returns

	Annualised returns
	9M	1Y	2Y	3Y
Fund returns	8.56%	5.09%	10.93%	12.64%
Category returns	22.99%	24.07%	43.74%	65.72%

Fund Objective

The Objective of the scheme is to provide pension to investors particularly self-employed persons after they attain the age of 58 years, in the form of periodical cash flow up-to the extent of ... Read more

AMC Details

Name

UTI Asset Management Co. Ltd.

Date of Incorporation

01 Feb 2003

CEO

Mr. Vetri Subramaniam

CIO

Mr Vetri Subramaniam

Type

Bank Sponsored

Address

UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East), Mumbai, Maharashtra, India - 400051

Website

https://www.utimf.com

service@uti.co.in

Scheme Name	NAV	Returns 1Y 3Y 5Y	AUM (Cr)	Expense Ratio	Risk Meter
Axis Retirement Fund - Conservative Plan Hybrid Regular	₹16.20	3.59%	32.51%	43.33%	₹54	2.15%	High
Axis Retirement Fund - Conservative Plan Hybrid Regular	₹16.20	3.59%	32.51%	43.33%	₹54	2.15%	High
Franklin India Retirement Fund - Growth Hybrid Regular	₹220.46	3.35%	32.50%	52.06%	₹522	2.26%	High
SBI Retirement Benefit Fund - Conservative Hybrid Plan -... Hybrid Direct	₹16.10	3.57%	32.47%	0.00%	₹287	1.17%	High
SBI Retirement Benefit Fund - Conservative Hybrid Plan -... Hybrid Direct	₹16.09	3.57%	32.46%	0.00%	₹287	1.17%	High
HDFC Retirement Savings Fund - Hybrid Debt - Direct Plan Hybrid Direct	₹24.80	5.38%	32.19%	53.88%	₹162	1.08%	Moderately High
Tata Retirement Savings Fund - Conservative Plan - Direct... Hybrid Direct	₹37.49	3.63%	31.32%	46.01%	₹174	0.98%	Moderately High
Aditya Birla Sun Life Retirement Fund - The 50s Plan -... Hybrid Direct	₹16.21	6.05%	31.13%	39.87%	₹27	0.61%	Moderately High
SBI Retirement Benefit Fund - Conservative Hybrid Plan Hybrid Regular	₹15.63	3.06%	30.44%	0.00%	₹287	1.67%	High
SBI Retirement Benefit Fund - Conservative Hybrid Plan Hybrid Regular	₹15.63	3.06%	30.43%	0.00%	₹287	1.67%	High

Top Funds from UTI Asset Management Co. Ltd.

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
UTI Aggressive Hybrid Fund - Direct Plan Hybrid Direct	₹47.86	-3.15%	33.01%	65.19%	₹6,718	1.22%	Very High
UTI Aggressive Hybrid Fund - Direct Plan Hybrid Direct	₹47.86	-3.15%	33.01%	65.19%	₹6,718	1.22%	Very High
UTI Ultra Short Duration Fund - Direct Plan FRF-ST Direct	₹1,324.63	-0.03%	0.03%	0.02%	₹4,788	0.34%	Moderate
UTI Ultra Short Duration Fund - Direct Plan FRF-ST Direct	₹1,324.63	-0.03%	0.03%	0.02%	₹4,788	0.34%	Moderate
UTI Unit Linked Insurance Plan (ULIP) - Direct Plan Hybrid Direct	₹45.69	3.89%	32.35%	52.97%	₹5,300	1.03%	High
UTI Large Cap Fund Largecap Regular	₹55.40	2.62%	32.27%	58.79%	₹13,399	1.74%	Very High
UTI Childrens Hybrid Fund - Direct Plan Hybrid Direct	₹41.60	3.69%	31.16%	58.61%	₹4,559	1.58%	High
UTI Childrens Hybrid Fund - Direct Plan Hybrid Direct	₹41.60	3.69%	31.16%	58.61%	₹4,559	1.58%	High
UTI Conservative Hybrid Fund Hybrid Regular	₹70.30	5.04%	30.99%	54.82%	₹1,701	1.80%	Moderately High
UTI Conservative Hybrid Fund Hybrid Regular	₹70.33	5.04%	30.99%	54.82%	₹1,701	1.80%	Moderately High

FAQs

What is the current NAV of UTI Retirement Fund - Direct Plan Growth?

The current Net Asset Value (NAV) of UTI Retirement Fund - Direct Plan Growth is ₹54.76 as of 18 Dec 2025. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.

What is the fund size (AUM) of UTI Retirement Fund - Direct Plan Growth?

The Assets Under Management (AUM) of UTI Retirement Fund - Direct Plan Growth is ₹4,791.43 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.

What are the historical returns of UTI Retirement Fund - Direct Plan Growth?

UTI Retirement Fund - Direct Plan Growth has delivered returns of 5.09% (1 Year), 12.64% (3 Year), 12.78% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.

What is the risk level of UTI Retirement Fund - Direct Plan Growth?

UTI Retirement Fund - Direct Plan Growth has a risk rating of 'High' as per the SEBI Riskometer. This indicates the fund is suitable for aggressive investors with high risk tolerance. Investors should align their investment choices with their personal risk tolerance and financial goals.

What is the minimum investment amount for UTI Retirement Fund - Direct Plan Growth?

The minimum lumpsum investment required for UTI Retirement Fund - Direct Plan Growth is ₹500. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹500, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.

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