UTI Banking & PSU Fund - Direct Plan Annual IDCW Reinvestment | UTI Banking & PSU Fund - Direct Plan NAV Today [13.63], Performance & History

UTI Banking & PSU Fund - Direct Plan is a Debt mutual fund categorized under Income, offered by UTI Asset Management Co. Ltd.. Launched on 27 Jan 2014, investors can start with a minimum SIP of ₹100 ... Read more

NAV History

Fund Details

Min. SIP Amount

₹500

Inception Date

27 Jan 2014

Min. Lumpsum Amount

₹ 1,000

Fund Age

12 Yrs

AUM

₹ 1,014.27 Cr.

Benchmark

Nifty Banking & PSU Debt Index A-II

Expense Ratio

0.20%

Scheme Type

Open Ended

Exit Load

Nil%

Returns Calculator

Investment amount per month

₹1,000

Over the past

Would have become

On total investment of

*Calculation based on past performance of this fund.

Asset Allocation

AUM

₹ 1,014.27 Cr

Debt

94.82%

Other Assets & Liabilities

5.18%

Sector Holdings

Sectors	Weightage
Finance - Banks - Private Sector	29.93%
Finance - Banks - Public Sector	18.24%
Government Securities	14.69%
Finance - Term Lending Institutions	13.21%
Non Convertible Debentures	12.56%
Current Assets	4.85%
Power - Generation/Distribution	3.12%
Refineries	3.07%
Others	0.33%

See All

Stock Holdings

Name	Weightage	Value (in Cr.)	Sector
7.38% 20/06/2027	11.40%	₹ 92.50	Others
AXIS BANK LTD.	6.85%	₹ 55.58	Finance - Banks - Private Sector
EXPORT IMPORT BANK OF INDIA	6.29%	₹ 51.02	Finance - Banks - Public Sector
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA	6.27%	₹ 50.86	Finance - Banks - Private Sector
POWER FINANCE CORPORATION LTD.	5.04%	₹ 40.87	Finance - Term Lending Institutions
NET CURRENT ASSETS	4.85%	₹ 39.33	Others
REC LTD	4.42%	₹ 35.85	Others
NATIONAL HOUSING BANK	4.40%	₹ 35.68	Finance - Banks - Private Sector
HDFC BANK LTD.	4.36%	₹ 35.41	Finance - Banks - Private Sector
INDIAN RAILWAY FINANCE CORPORATION LIMITED	3.77%	₹ 30.58	Finance - Term Lending Institutions
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT	3.76%	₹ 30.54	Finance - Banks - Public Sector
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT	3.19%	₹ 25.89	Finance - Banks - Public Sector
NATIONAL HOUSING BANK	3.14%	₹ 25.46	Finance - Banks - Private Sector
POWER FINANCE CORPORATION LTD.	3.14%	₹ 25.46	Finance - Term Lending Institutions
INDIAN RAILWAY FINANCE CORPORATION LIMITED	3.14%	₹ 25.52	Others
ADITYA BIRLA HOUSING FINANCE LTD	3.12%	₹ 25.35	Others
EXPORT IMPORT BANK OF INDIA	3.12%	₹ 25.29	Finance - Banks - Public Sector
INDIAN OIL CORPORATION LTD.	3.07%	₹ 24.93	Refineries
ICICI BANK LTD	3.04%	₹ 24.70	Finance - Banks - Private Sector
REC LTD	1.88%	₹ 15.29	Others
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT	1.88%	₹ 15.24	Finance - Banks - Public Sector
NHPC LTD.	1.87%	₹ 15.18	Power - Generation/Distribution
ICICI BANK LTD	1.87%	₹ 15.16	Finance - Banks - Private Sector
7.06% GS MAT - 10/04/2028	1.27%	₹ 10.27	Others
POWER FINANCE CORPORATION LTD.	1.26%	₹ 10.23	Finance - Term Lending Institutions
NHPC LTD.	1.25%	₹ 10.17	Power - Generation/Distribution
GS - C STRIP MAT- 15/12/2027	0.75%	₹ 6.10	Others
07.37% MAT -23/10/2028	0.64%	₹ 5.20	Others
7.85% TN SDL MAT - 15/03/2027	0.63%	₹ 5.13	Others
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS	0.33%	₹ 2.66	Others

See All

Returns

	Annualised returns
	9M	1Y	2Y	3Y
Fund returns	4.52%	3.54%	3.59%	2.76%
Category returns	2.67%	6.15%	13.54%	21.13%

Fund Objective

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks ... Read more

AMC Details

Name

UTI Asset Management Co. Ltd.

Date of Incorporation

01 Feb 2003

CEO

Mr. Vetri Subramaniam

CIO

Mr Vetri Subramaniam

Type

Bank Sponsored

Address

UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East), Mumbai, Maharashtra, India - 400051

Website

https://www.utimf.com

service@uti.co.in

Top Funds from Debt - Banking & PSU

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
ICICI Prudential Banking and PSU Debt Fund - Direct Plan Income Direct	₹35.23	7.33%	25.22%	38.22%	₹9,715	0.39%	Moderate
Kotak Banking and PSU Debt Fund - Direct Plan Income Direct	₹70.34	7.39%	25.07%	37.29%	₹5,530	0.40%	Moderate
Sundaram Banking & PSU Fund - Direct Plan FRF-ST Direct	₹21.90	9.39%	24.96%	32.40%	₹376	0.27%	Moderate
Franklin India Banking & PSU Debt Fund - Direct Plan Income Direct	₹24.32	7.91%	24.82%	36.13%	₹483	0.19%	Moderate
LIC MF Banking & PSU Fund - Direct Plan Income Direct	₹14.54	7.21%	24.41%	34.64%	₹1,873	0.28%	Moderate
LIC MF Banking & PSU Fund - Direct Plan Income Direct	₹14.54	7.21%	24.41%	34.64%	₹1,873	0.28%	Moderate
LIC MF Banking & PSU Fund - Direct Plan Income Direct	₹38.62	7.21%	24.41%	34.64%	₹1,873	0.28%	Moderate
HDFC Banking and PSU Debt Fund - Direct Plan Income Direct	₹24.64	7.01%	24.41%	35.91%	₹5,666	0.39%	Moderate
UTI Banking & PSU Fund - Direct Plan Income Direct	₹17.17	7.59%	24.20%	37.82%	₹1,014	0.20%	Moderate
UTI Banking & PSU Fund - Direct Plan Income Direct	₹17.17	7.59%	24.20%	37.82%	₹1,014	0.20%	Moderate

Top Funds from UTI Asset Management Co. Ltd.

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
UTI Conservative Hybrid Fund - Direct Plan Hybrid Direct	₹75.65	5.50%	32.50%	56.36%	₹1,703	1.26%	Moderately High
UTI Conservative Hybrid Fund - Direct Plan Hybrid Direct	₹74.42	5.50%	32.50%	56.36%	₹1,703	1.26%	Moderately High
UTI Aggressive Hybrid Fund - Direct Plan Hybrid Direct	₹47.16	-0.71%	32.35%	51.91%	₹6,758	1.20%	Very High
UTI Aggressive Hybrid Fund - Direct Plan Hybrid Direct	₹47.16	-0.71%	32.35%	51.91%	₹6,758	1.20%	Very High
UTI Large Cap Fund Largecap Regular	₹53.68	2.22%	32.05%	44.52%	₹13,322	1.74%	Very High
UTI Unit Linked Insurance Plan (ULIP) - Direct Plan Hybrid Direct	₹44.75	3.70%	30.96%	47.04%	₹5,212	1.04%	High
UTI Childrens Hybrid Fund - Direct Plan Hybrid Direct	₹40.96	4.28%	30.76%	52.37%	₹4,525	1.60%	High
UTI Childrens Hybrid Fund - Direct Plan Hybrid Direct	₹40.96	4.28%	30.76%	52.37%	₹4,525	1.60%	High
UTI Conservative Hybrid Fund Hybrid Regular	₹69.66	4.87%	30.10%	51.76%	₹1,703	1.82%	Moderately High
UTI Conservative Hybrid Fund Hybrid Regular	₹69.70	4.87%	30.10%	51.76%	₹1,703	1.82%	Moderately High

FAQs

What is the current NAV of UTI Banking & PSU Fund - Direct Plan Annual IDCW Reinvestment?

The current Net Asset Value (NAV) of UTI Banking & PSU Fund - Direct Plan Annual IDCW Reinvestment is ₹13.63 as of 02 Feb 2026. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.

What is the fund size (AUM) of UTI Banking & PSU Fund - Direct Plan Annual IDCW Reinvestment?

The Assets Under Management (AUM) of UTI Banking & PSU Fund - Direct Plan Annual IDCW Reinvestment is ₹1,014.27 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.

What are the historical returns of UTI Banking & PSU Fund - Direct Plan Annual IDCW Reinvestment?

UTI Banking & PSU Fund - Direct Plan Annual IDCW Reinvestment has delivered returns of 3.54% (1 Year), 2.76% (3 Year), 3.60% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.

What is the risk level of UTI Banking & PSU Fund - Direct Plan Annual IDCW Reinvestment?

UTI Banking & PSU Fund - Direct Plan Annual IDCW Reinvestment has a risk rating of 'Moderate' as per the SEBI Riskometer. This indicates the fund is suitable for investors with balanced risk appetite. Investors should align their investment choices with their personal risk tolerance and financial goals.

What is the minimum investment amount for UTI Banking & PSU Fund - Direct Plan Annual IDCW Reinvestment?

The minimum lumpsum investment required for UTI Banking & PSU Fund - Direct Plan Annual IDCW Reinvestment is ₹1,000. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹500, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.

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