Tata Retirement Savings Fund - Conservative Plan - Direct Plan Growth | Tata Retirement Savings Fund - Conservative Plan - Direct Plan NAV Today [37.34], Performance & History

Tata Retirement Savings Fund - Conservative Plan - Direct Plan is a Debt mutual fund categorized under Hybrid, offered by Tata Asset Management Ltd.. Launched on 01 Jan 2013, investors can start with ... Read more

NAV History

Fund Details

Min. SIP Amount

₹150

Inception Date

01 Jan 2013

Min. Lumpsum Amount

₹ 5,000

Fund Age

13 Yrs

AUM

₹ 171.20 Cr.

Benchmark

Crisil Short Term Debt Hybrid 75+25 Fund Index

Expense Ratio

0.98%

Scheme Type

Open Ended

Exit Load

Returns Calculator

Investment amount per month

₹1,000

Over the past

Would have become

On total investment of

*Calculation based on past performance of this fund.

Asset Allocation

AUM

₹ 171.20 Cr

Equity

28.39%

Debt

63.55%

Money Market & Cash

8.06%

Sector Holdings

Sectors	Weightage
Government Securities	46.41%
Others - Not Mentioned	8.65%
Non Convertible Debentures	8.49%
Cash	7.22%
Finance - Banks - Private Sector	3.36%
IT Consulting & Software	2.20%
Exchange Platform	1.65%
Industrial Explosives	1.45%
Refineries	1.33%
E-Commerce/E-Retail	1.31%
Cigarettes & Tobacco Products	1.28%
Beverages & Distilleries	1.28%
Consumer Electronics	1.20%
Finance - Mutual Funds	1.14%
Food Processing & Packaging	0.96%
Non-Banking Financial Company (NBFC)	0.92%
CBLO/Reverse Repo	0.84%
Printing/Publishing/Stationery	0.81%
LPG/CNG/PNG/LNG Bottling/Distribution	0.74%
Footwears	0.67%
Tea & Coffee	0.64%
Holding Company	0.59%
Auto Ancl - Batteries	0.59%
Finance & Investments	0.57%
Port & Port Services	0.55%
Gas Transmission/Marketing	0.53%
Cables - Power/Others	0.53%
Retail - Apparel/Accessories	0.47%
Oil Drilling And Exploration	0.44%
Realty	0.41%
Gems, Jewellery & Precious Metals	0.41%
Agro Chemicals/Pesticides	0.40%
Finance - Life Insurance	0.40%
Compressors	0.37%
Auto - 2 & 3 Wheelers	0.36%
Animal/Shrimp Feed	0.30%
Personal Care	0.27%
Hospitals & Medical Services	0.26%

See All

Stock Holdings

Name	Weightage	Value (in Cr.)	Sector
GOI - 6.79% (07/10/2034)	20.22%	₹ 35.73	Others
GOI - 7.17% (17/04/2030)	8.81%	₹ 15.56	Others
GOI - 7.38% (20/06/2027)	8.73%	₹ 15.42	Others
CASH / NET CURRENT ASSET	7.22%	₹ 12.81	Others
GOI - 7.36% (12/09/2052)	5.81%	₹ 10.26	Others
GOI - 7.27% (08/04/2026)	5.72%	₹ 10.10	Others - Not Mentioned
06.40% JAMNAGAR UTILITIES & POWER PVT. LTD - 29/09/2026	5.65%	₹ 9.97	Others
GOI 8.24% 15/02/2027	2.93%	₹ 5.18	Others - Not Mentioned
08.60% BHARTI TELECOM LTD - 12/12/2025	2.84%	₹ 5.02	Others
GOI - 8.20% (24/09/2025)	2.84%	₹ 5.01	Others
HDFC BANK LTD	2.03%	₹ 3.58	Finance - Banks - Private Sector
SOLAR INDUSTRIES INDIA LTD	1.45%	₹ 2.57	Industrial Explosives
RELIANCE INDUSTRIES LTD	1.33%	₹ 2.35	Refineries
ETERNAL LTD	1.31%	₹ 2.32	E-Commerce/E-Retail
ITC LTD	1.28%	₹ 2.26	Cigarettes & Tobacco Products
TATA CONSULTANCY SERVICES LTD	1.08%	₹ 1.90	IT Consulting & Software
BSE LTD	1.01%	₹ 1.79	Exchange Platform
RADICO KHAITAN LTD	0.97%	₹ 1.71	Beverages & Distilleries
REPO	0.84%	₹ 1.48	Others
DOMS INDUSTRIES LTD	0.81%	₹ 1.44	Printing/Publishing/Stationery
NIPPON LIFE INDIA ASSET MANAGEMENT LTD	0.75%	₹ 1.32	Finance - Mutual Funds
BIKAJI FOODS INTERNATIONAL LTD	0.74%	₹ 1.30	Food Processing & Packaging
MAHANAGAR GAS LTD	0.74%	₹ 1.30	LPG/CNG/PNG/LNG Bottling/Distribution
KARUR VYSYA BANK LTD	0.68%	₹ 1.20	Finance - Banks - Private Sector
ICICI BANK LTD	0.65%	₹ 1.14	Finance - Banks - Private Sector
TATA CONSUMER PRODUCTS LTD	0.64%	₹ 1.13	Tea & Coffee
MULTI COMMODITY EXCHANGE OF IND LTD	0.64%	₹ 1.13	Exchange Platform
MUTHOOT FINANCE LTD	0.61%	₹ 1.08	Non-Banking Financial Company (NBFC)
DIXON TECHNOLOGIES (INDILTD	0.60%	₹ 1.07	Consumer Electronics
HAVELLS INDIA LTD	0.60%	₹ 1.06	Consumer Electronics
EXIDE INDUSTRIES LTD	0.59%	₹ 1.04	Auto Ancl - Batteries
BAJAJ FINSERV LTD	0.59%	₹ 1.04	Holding Company
360 ONE WAM LTD	0.57%	₹ 1	Finance & Investments
ADANI PORTS AND SPECIAL ECONOMIC ZONE LTD	0.55%	₹ 0.98	Port & Port Services
POLYCAB INDIA LTD	0.53%	₹ 0.94	Cables - Power/Others
GAIL ( INDIA ) LTD	0.53%	₹ 0.94	Gas Transmission/Marketing
HCL TECHNOLOGIES LTD	0.52%	₹ 0.91	IT Consulting & Software
TRENT LTD	0.47%	₹ 0.83	Retail - Apparel/Accessories
OIL INDIA LTD	0.44%	₹ 0.78	Oil Drilling And Exploration
METRO BRANDS LTD	0.41%	₹ 0.73	Footwears
TITAN COMPANY LTD	0.41%	₹ 0.72	Gems, Jewellery & Precious Metals
GODREJ PROPERTIES LTD	0.41%	₹ 0.72	Realty
ASTEC LIFESCIENCES LTD	0.40%	₹ 0.71	Agro Chemicals/Pesticides
HDFC LIFE INSURANCE CO. LTD	0.40%	₹ 0.71	Finance - Life Insurance
UTI ASSET MANAGEMENT COMPANY LTD	0.39%	₹ 0.70	Finance - Mutual Funds
KIRLOSKAR PNEUMATIC COMPANY LTD	0.37%	₹ 0.65	Compressors
ZENSAR TECHNOLOGIES LTD	0.37%	₹ 0.65	IT Consulting & Software
HERO MOTOCORP LTD	0.36%	₹ 0.64	Auto - 2 & 3 Wheelers
MANAPPURAM FINANCE LTD	0.31%	₹ 0.55	Non-Banking Financial Company (NBFC)
UNITED SPIRITS LTD	0.31%	₹ 0.55	Beverages & Distilleries
GODREJ AGROVET LTD	0.30%	₹ 0.53	Animal/Shrimp Feed
GODREJ INDUSTRIES LTD	0.27%	₹ 0.47	Personal Care
RAINBOW CHILDRENS MEDICARE LTD	0.26%	₹ 0.47	Hospitals & Medical Services
CAMPUS ACTIVEWEAR LTD	0.26%	₹ 0.46	Footwears
MASTEK LTD	0.23%	₹ 0.40	IT Consulting & Software
NESTLE INDIA LTD	0.22%	₹ 0.38	Food Processing & Packaging

See All

Returns

	Annualised returns
	9M	1Y	2Y	3Y
Fund returns	3.31%	6.07%	7.45%	9.80%
Category returns	3.66%	6.80%	16.51%	30.79%

Fund Objective

The objective of the Fund is to provide a financial planning tool for long term financial security for investors based on their retirement planning goals.

AMC Details

Name

Tata Asset Management Ltd.

Date of Incorporation

30 Jun 1995

CEO

Mr. Prathit Bhobe

CIO

Mr. Rahul Singh

Type

Pvt.Sector-Indian

Address

1903, B-Wing, Parinee Crescenzo, G-Block, Bandra Kurla Complex, Bandra East, Mumbai, Maharashtra, India - 400051

Website

http://www.tatamutualfund.com

service@tataamc.com

Scheme Name	NAV	Returns 1Y 3Y 5Y	AUM (Cr)	Expense Ratio	Risk Meter
Aditya Birla Sun Life Retirement Fund - The 30s Plan -... Diversified Direct	₹18.23	7.76%	32.86%	53.90%	₹431	1.16%	Very High
Aditya Birla Sun Life Retirement Fund - The 30s Plan -... Diversified Direct	₹18.23	7.76%	32.86%	53.90%	₹431	1.16%	Very High
SBI Retirement Benefit Fund - Conservative Hybrid Plan -... Hybrid Direct	₹15.95	4.43%	32.65%	0.00%	₹283	1.16%	High
SBI Retirement Benefit Fund - Conservative Hybrid Plan -... Hybrid Direct	₹15.95	4.43%	32.65%	0.00%	₹283	1.16%	High
HDFC Retirement Savings Fund - Hybrid Debt - Direct Plan Hybrid Direct	₹24.74	6.30%	32.58%	52.53%	₹160	1.08%	Moderately High
Aditya Birla Sun Life Retirement Fund - The 50s Plan -... Hybrid Direct	₹16.24	8.07%	32.19%	40.27%	₹26	0.61%	Moderately High
Axis Retirement Fund - Conservative Plan Hybrid Regular	₹16.06	4.17%	32.13%	40.74%	₹52	2.15%	High
Axis Retirement Fund - Conservative Plan Hybrid Regular	₹16.07	4.17%	32.13%	40.74%	₹52	2.15%	High
SBI Retirement Benefit Fund - Conservative Hybrid Plan Hybrid Regular	₹15.48	3.92%	30.63%	0.00%	₹283	1.67%	High
SBI Retirement Benefit Fund - Conservative Hybrid Plan Hybrid Regular	₹15.48	3.92%	30.62%	0.00%	₹283	1.67%	High

Top Funds from Tata Asset Management Ltd.

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
Tata Equity Savings Fund - Regular Plan Hybrid Regular	₹26.91	6.19%	32.94%	51.99%	₹278	1.13%	Low to Moderate
Tata Equity Savings Fund - Regular Plan Hybrid Regular	₹26.91	6.19%	32.94%	51.99%	₹278	1.13%	Low to Moderate
Tata Equity Savings Fund - Regular Plan - Growth Hybrid Regular	₹56.17	6.19%	32.94%	52.09%	₹278	1.13%	Low to Moderate
Tata Retirement Savings Fund - Conservative Plan -... Hybrid Regular	₹31.69	4.82%	27.78%	37.68%	₹171	2.17%	Moderately High
Tata Nifty G-Sec Dec 2029 Index Fund - Direct Plan Index Direct	₹12.75	8.13%	27.71%	0.00%	₹146	0.14%	Moderate
Tata Nifty G-Sec Dec 2029 Index Fund - Direct Plan Index Direct	₹12.75	8.13%	27.71%	0.00%	₹146	0.14%	Moderate
Tata Nifty G-Sec Dec 2029 Index Fund - Direct Plan Index Direct	₹12.75	8.13%	27.71%	0.00%	₹146	0.14%	Moderate
Tata Nifty G-Sec Dec 2029 Index Fund Index Regular	₹12.61	7.79%	26.47%	0.00%	₹146	0.46%	Moderate
Tata Nifty G-Sec Dec 2029 Index Fund Index Regular	₹12.61	7.79%	26.47%	0.00%	₹146	0.46%	Moderate
Tata Nifty G-Sec Dec 2029 Index Fund Index Regular	₹12.61	7.79%	26.47%	0.00%	₹146	0.46%	Moderate

FAQs

What is the current NAV of Tata Retirement Savings Fund - Conservative Plan - Direct Plan Growth?

The current Net Asset Value (NAV) of Tata Retirement Savings Fund - Conservative Plan - Direct Plan Growth is ₹37.34 as of 30 Jan 2026. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.

What is the fund size (AUM) of Tata Retirement Savings Fund - Conservative Plan - Direct Plan Growth?

The Assets Under Management (AUM) of Tata Retirement Savings Fund - Conservative Plan - Direct Plan Growth is ₹171.20 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.

What are the historical returns of Tata Retirement Savings Fund - Conservative Plan - Direct Plan Growth?

Tata Retirement Savings Fund - Conservative Plan - Direct Plan Growth has delivered returns of 6.07% (1 Year), 9.80% (3 Year), 7.87% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.

What is the risk level of Tata Retirement Savings Fund - Conservative Plan - Direct Plan Growth?

Tata Retirement Savings Fund - Conservative Plan - Direct Plan Growth has a risk rating of 'Moderately High' as per the SEBI Riskometer. This indicates the fund is suitable for investors willing to accept higher volatility for potentially better returns. Investors should align their investment choices with their personal risk tolerance and financial goals.

What is the minimum investment amount for Tata Retirement Savings Fund - Conservative Plan - Direct Plan Growth?

The minimum lumpsum investment required for Tata Retirement Savings Fund - Conservative Plan - Direct Plan Growth is ₹5,000. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹150, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.

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