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Sensex
83,709.83
+2.50%
|
Nifty
25,726.65
+2.54%
|
22k Gold
₹ 14,110 /gm
|
Silver
₹ 2,80,000/kg
|
Petrol
₹ 103.50
|
Diesel
₹ 90.03
|
Crude Oil
$65.35
|
USD
₹
90.15
|
Sensex
83,709.83
+2.50%
|
Nifty
25,726.65
+2.54%
|
22k Gold
₹ 14,110 /gm
|
Silver
₹ 2,80,000/kg
|
Petrol
₹ 103.50
|
Diesel
₹ 90.03
|
Crude Oil
$65.35
|
USD
₹
90.15
|
Sensex
83,709.83
+2.50%
|
Nifty
25,726.65
+2.54%
|
22k Gold
₹ 14,110 /gm
|
Silver
₹ 2,80,000/kg
|
Petrol
₹ 103.50
|
Diesel
₹ 90.03
|
Crude Oil
$65.35
|
USD
₹
90.15
SBI Savings Fund - Direct Plan
Regular
Direct
3 Year Absolute Returns
24.28% ↑
NAV (₹) on 02 Feb 2026
14.40
1 Day NAV Change
0.04%
Risk Level
Moderate Risk
Rating
SBI Savings Fund - Direct Plan is a Debt mutual fund categorized under FRF-ST, offered by SBI Funds Management Ltd.. Launched on 01 Jan 2013, investors can start with a minimum SIP of ₹100 or a ... Read more
NAV History
Fund Details
Min. SIP Amount
₹500
Inception Date
01 Jan 2013
Min. Lumpsum Amount
₹ 500
Fund Age
13 Yrs
AUM
₹ 34,735.39 Cr.
Benchmark
CRISIL Money Market A-I Index
Expense Ratio
0.25%
Scheme Type
Open Ended
Exit Load
Nil%
Returns Calculator
Investment amount per month
₹1,000
Over the past
Would have become
On total investment of
*Calculation based on past performance of this fund.
Asset Allocation
AUM
₹ 34,735.39 Cr
Debt
14.07%
Money Market & Cash
36.49%
Other Assets & Liabilities
49.73%
Sector Holdings
| Sectors | Weightage |
|---|---|
| Finance - Banks - Public Sector | 25.25% |
| Finance - Banks - Private Sector | 24.24% |
| Finance & Investments | 10.06% |
| Government Securities | 9.52% |
| Non-Banking Financial Company (NBFC) | 5.94% |
| Finance - Housing | 5.07% |
| Commercial Paper | 4.37% |
| Port & Port Services | 2.60% |
| Treps/Reverse Repo | 2.33% |
| Others - Not Mentioned | 2.19% |
| Treasury Bill | 1.75% |
| Pharmaceuticals | 1.56% |
| Investment Trust | 1.52% |
| Finance - Term Lending Institutions | 1.25% |
| Oil Drilling And Exploration | 1.02% |
| Miscellaneous | 0.76% |
| Auto - 2 & 3 Wheelers | 0.49% |
| Others | 0.24% |
| Telecom Equipment | 0.13% |
Stock Holdings
| Name | Weightage | Value (in Cr.) | Sector |
|---|---|---|---|
| HDFC Bank Ltd. | 4.42% | ₹ 1,687.45 | Finance - Banks - Private Sector |
| 5.63% CGL 2026 | 3.67% | ₹ 1,398.73 | Others |
| Punjab National Bank | 3.04% | ₹ 1,158.19 | Finance - Banks - Public Sector |
| JSW Infrastructure Ltd. | 2.60% | ₹ 992.54 | Port & Port Services |
| LIC Housing Finance Ltd. | 2.53% | ₹ 966.09 | Finance - Housing |
| Bank of Baroda | 2.48% | ₹ 944.54 | Finance - Banks - Public Sector |
| TREPS | 2.33% | ₹ 889.87 | Others |
| Punjab National Bank | 2.03% | ₹ 772.38 | Finance - Banks - Public Sector |
| Torrent Electricals Ltd. | 1.96% | ₹ 748.49 | Others |
| Tata Capital Housing Finance Ltd. | 1.78% | ₹ 677.59 | Finance - Housing |
| IDBI Bank Ltd. | 1.78% | ₹ 677.35 | Finance - Banks - Public Sector |
| Biocon Ltd. | 1.56% | ₹ 594.99 | Pharmaceuticals |
| Axis Bank Ltd. | 1.54% | ₹ 588.11 | Finance - Banks - Private Sector |
| Panatone Finvest Ltd. | 1.53% | ₹ 584.58 | Finance & Investments |
| Interise Trust | 1.52% | ₹ 579.07 | Investment Trust |
| UCO Bank | 1.50% | ₹ 571.70 | Finance - Banks - Public Sector |
| Kotak Mahindra Bank Ltd. | 1.33% | ₹ 508.56 | Finance - Banks - Private Sector |
| 364 DAY T-BILL 04.12.25 | 1.33% | ₹ 506.60 | Others - Not Mentioned |
| IndusInd Bank Ltd. | 1.31% | ₹ 499.68 | Finance - Banks - Private Sector |
| CSB Bank Ltd. | 1.30% | ₹ 497.02 | Finance - Banks - Private Sector |
| 6.90% CGL 2026 | 1.28% | ₹ 486.36 | Others |
| CSB Bank Ltd. | 1.28% | ₹ 488.26 | Finance - Banks - Private Sector |
| IDBI Bank Ltd. | 1.27% | ₹ 485.59 | Finance - Banks - Public Sector |
| Bank of Baroda | 1.27% | ₹ 483.78 | Finance - Banks - Public Sector |
| National Bank for Agriculture and Rural Development | 1.27% | ₹ 483.25 | Finance - Banks - Public Sector |
| Small Industries Development Bank of India | 1.26% | ₹ 482.07 | Finance - Banks - Private Sector |
| SMFG India Credit Company Ltd. | 1.26% | ₹ 480.73 | Others |
| The Jammu & Kashmir Bank Ltd. | 1.25% | ₹ 475.58 | Finance - Banks - Private Sector |
| REC Ltd. | 1.25% | ₹ 475.67 | Finance - Term Lending Institutions |
| Cholamandalam Investment & Finance Co. Ltd. | 1.25% | ₹ 475.21 | Non-Banking Financial Company (NBFC) |
| 91 DAY T-BILL 25.09.25 | 1.24% | ₹ 472.20 | Others |
| Indian Bank | 1.14% | ₹ 433.97 | Finance - Banks - Public Sector |
| Kotak Mahindra Bank Ltd. | 1.14% | ₹ 436.54 | Finance - Banks - Private Sector |
| Union Bank of India | 1.09% | ₹ 417.40 | Finance - Banks - Public Sector |
| Bank of Baroda | 1.02% | ₹ 390.79 | Finance - Banks - Public Sector |
| Small Industries Development Bank of India | 1.02% | ₹ 387.31 | Finance - Banks - Private Sector |
| ONGC Petro Additions Ltd. | 1.02% | ₹ 389.45 | Oil Drilling And Exploration |
| Canara Bank | 1.01% | ₹ 386.56 | Finance - Banks - Public Sector |
| Muthoot Fincorp Ltd. | 0.98% | ₹ 375.07 | Finance & Investments |
| Indian Bank | 0.97% | ₹ 368.35 | Finance - Banks - Public Sector |
| TATA Capital Ltd. | 0.89% | ₹ 338.58 | Finance & Investments |
| Indian Bank | 0.87% | ₹ 330.28 | Finance - Banks - Public Sector |
| 5.15% CGL 2025 | 0.84% | ₹ 319.70 | Others |
| Muthoot Finance Ltd. | 0.82% | ₹ 314.60 | Non-Banking Financial Company (NBFC) |
| Motilal Oswal Financial Services Ltd. | 0.78% | ₹ 297.67 | Finance & Investments |
| Kotak Mahindra Bank Ltd. | 0.77% | ₹ 294.71 | Finance - Banks - Private Sector |
| Equitas Small Finance Bank Ltd. | 0.76% | ₹ 288.26 | Finance - Banks - Private Sector |
| Credila Financial Services Ltd. | 0.76% | ₹ 290.52 | Miscellaneous |
| The Jammu & Kashmir Bank Ltd. | 0.75% | ₹ 285.69 | Finance - Banks - Private Sector |
| Cholamandalam Investment & Finance Co. Ltd. | 0.75% | ₹ 284.56 | Non-Banking Financial Company (NBFC) |
| Sundaram Finance Ltd. | 0.74% | ₹ 281.85 | Non-Banking Financial Company (NBFC) |
| Tata Capital Housing Finance Ltd. | 0.70% | ₹ 265.05 | Finance - Housing |
| Small Industries Development Bank of India | 0.69% | ₹ 263.06 | Finance - Banks - Private Sector |
| Equitas Small Finance Bank Ltd. | 0.64% | ₹ 244.65 | Finance - Banks - Private Sector |
| Aditya Birla Housing Finance Ltd. | 0.64% | ₹ 245.21 | Finance & Investments |
| Birla Group Holding Pvt. Ltd. | 0.64% | ₹ 242.45 | Others |
| Union Bank of India | 0.63% | ₹ 241.83 | Finance - Banks - Public Sector |
| Bank of India | 0.63% | ₹ 241.01 | Finance - Banks - Public Sector |
| Small Industries Development Bank of India | 0.63% | ₹ 241 | Finance - Banks - Private Sector |
| The Jammu & Kashmir Bank Ltd. | 0.63% | ₹ 240.62 | Finance - Banks - Private Sector |
| Axis Bank Ltd. | 0.63% | ₹ 238.79 | Finance - Banks - Private Sector |
| JM Financial Services Ltd. | 0.63% | ₹ 241.95 | Finance & Investments |
| Julius Baer Capital (India) Pvt. Ltd. | 0.63% | ₹ 240.21 | Finance & Investments |
| HDFC Bank Ltd. | 0.62% | ₹ 235.49 | Finance - Banks - Private Sector |
| Cholamandalam Investment & Finance Co. Ltd. | 0.62% | ₹ 237.56 | Non-Banking Financial Company (NBFC) |
| TATA Capital Ltd. | 0.62% | ₹ 236.40 | Finance & Investments |
| Canara Bank | 0.58% | ₹ 220.73 | Finance - Banks - Public Sector |
| 6.20% State Government of Rajasthan 2026 | 0.54% | ₹ 205.39 | Finance & Investments |
| Motilal Oswal Wealth Ltd. | 0.52% | ₹ 198.39 | Finance & Investments |
| Motilal Oswal Finvest Ltd. | 0.52% | ₹ 198.43 | Finance & Investments |
| Small Industries Development Bank of India | 0.51% | ₹ 196.39 | Finance - Banks - Private Sector |
| Equitas Small Finance Bank Ltd. | 0.51% | ₹ 195.43 | Finance - Banks - Private Sector |
| Union Bank of India | 0.51% | ₹ 193.70 | Finance - Banks - Public Sector |
| National Bank for Agriculture and Rural Development | 0.51% | ₹ 192.83 | Finance - Banks - Public Sector |
| ICICI Securities Ltd. | 0.51% | ₹ 195.56 | Finance & Investments |
| Cholamandalam Investment & Finance Co. Ltd. | 0.51% | ₹ 193.96 | Non-Banking Financial Company (NBFC) |
| Birla Group Holding Pvt. Ltd. | 0.51% | ₹ 192.87 | Others |
| 182 DAY T-BILL 08.01.26 | 0.51% | ₹ 195.72 | Others |
| 364 DAY T-BILL 18.12.25 | 0.51% | ₹ 196.32 | Others - Not Mentioned |
| HDB Financial Services Ltd. | 0.51% | ₹ 193.27 | Finance & Investments |
| TATA Capital Ltd. | 0.51% | ₹ 192.79 | Finance & Investments |
| Bajaj Auto Credit Ltd. | 0.49% | ₹ 186.36 | Auto - 2 & 3 Wheelers |
| Muthoot Finance Ltd. | 0.44% | ₹ 169.19 | Non-Banking Financial Company (NBFC) |
| 8.69% State Government of Kerala 2026 | 0.43% | ₹ 162.40 | Others |
| Bank of Baroda | 0.38% | ₹ 145.02 | Finance - Banks - Public Sector |
| National Bank for Agriculture and Rural Development | 0.38% | ₹ 144.65 | Finance - Banks - Public Sector |
| Equitas Small Finance Bank Ltd. | 0.38% | ₹ 144.10 | Finance - Banks - Private Sector |
| 7.98% State Government of Gujarat 2026 | 0.32% | ₹ 121.22 | Others |
| Cholamandalam Investment & Finance Co. Ltd. | 0.31% | ₹ 118.72 | Non-Banking Financial Company (NBFC) |
| 7.95% CGL 2026 | 0.30% | ₹ 112.74 | Others - Not Mentioned |
| 8.55% State Government of Assam 2026 | 0.27% | ₹ 101.26 | Others |
| Bank of Baroda | 0.26% | ₹ 98.11 | Finance - Banks - Public Sector |
| Muthoot Finance Ltd. | 0.25% | ₹ 96.92 | Non-Banking Financial Company (NBFC) |
| Muthoot Finance Ltd. | 0.25% | ₹ 94.73 | Non-Banking Financial Company (NBFC) |
| AU Small Finance Bank Ltd. | 0.25% | ₹ 97.15 | Finance - Banks - Private Sector |
| AU Small Finance Bank Ltd. | 0.25% | ₹ 97.07 | Finance - Banks - Private Sector |
| Indian Bank | 0.25% | ₹ 95.68 | Finance - Banks - Public Sector |
| Axis Bank Ltd. | 0.25% | ₹ 95.08 | Finance - Banks - Private Sector |
| Union Bank of India | 0.25% | ₹ 94.89 | Finance - Banks - Public Sector |
| Corporate Debt Market Development Fund-A2 | 0.24% | ₹ 90.55 | Others |
| 6.99% CGL 2026 | 0.22% | ₹ 83.38 | Others |
| 8.34% State Government of Uttar Pradesh 2026 | 0.21% | ₹ 80.82 | Others |
| 8.28% State Government of Karnataka 2026 | 0.20% | ₹ 76.04 | Others |
| 8.30% State Government of Madhya Pradesh 2026 | 0.20% | ₹ 75.75 | Others |
| 8.30% State Government of Rajasthan 2026 | 0.20% | ₹ 75.75 | Others |
| 8.27% State Government of Haryana 2025 | 0.20% | ₹ 75.65 | Others |
| 8.21% State Government of Maharashtra 2025 | 0.20% | ₹ 75.56 | Others |
| Kotak Mahindra Prime Ltd. | 0.18% | ₹ 67.38 | Finance & Investments |
| 8.27% State Government of Gujarat 2026 | 0.17% | ₹ 65.65 | Others |
| 8.27% State Government of Tamil Nadu 2026 | 0.15% | ₹ 55.55 | Others |
| 8.15% State Government of Madhya Pradesh 2025 | 0.15% | ₹ 55.30 | Others |
| 8.24% State Government of Andhra Pradesh 2025 | 0.13% | ₹ 50.38 | Others |
| Bharti Telecom Ltd. | 0.13% | ₹ 49.71 | Telecom Equipment |
| Canara Bank | 0.13% | ₹ 48.27 | Finance - Banks - Public Sector |
| GOI 25.05.2026 GOV | 0.13% | ₹ 48.86 | Others |
| HDFC Bank Ltd. | 0.12% | ₹ 47.45 | Finance - Banks - Private Sector |
| 8.17% State Government of Uttar Pradesh 2025 | 0.11% | ₹ 40.26 | Others |
| 8.17% State Government of Tamil Nadu 2025 | 0.09% | ₹ 35.23 | Others |
| 8.27% State Government of Madhya Pradesh 2025 | 0.07% | ₹ 25.22 | Others |
| 8.27% State Government of Haryana 2025 | 0.07% | ₹ 25.19 | Others |
| 8.39% State Government of Madhya Pradesh 2026 | 0.07% | ₹ 25.29 | Others |
| 8.31% State Government of Telangana 2026 | 0.07% | ₹ 25.25 | Others |
| 8.27% State Government of Karnataka 2026 | 0.07% | ₹ 25.25 | Others |
| 8.29% State Government of Andhra Pradesh 2026 | 0.07% | ₹ 25.25 | Finance & Investments |
| Sundaram Home Finance Ltd. | 0.06% | ₹ 24.58 | Finance - Housing |
| 182 DAY T-BILL 04.12.25 | 0.05% | ₹ 19.67 | Others - Not Mentioned |
Returns
| Annualised returns | ||||
|---|---|---|---|---|
| 9M | 1Y | 2Y | 3Y | |
| Fund returns | 4.82% | 7.31% | 7.51% | 7.52% |
| Category returns | 4.26% | 7.61% | 16.09% | 25.22% |
Fund Objective
The objective of the scheme is to provide the investors an opportunity to earn, in accordance with their requirements, through capital gains or through regular dividends, returns that would be higher ... Read more
AMC Details
Name
SBI Funds Management Ltd.
Date of Incorporation
29 Jun 1987
CEO
Mr. Nand Kishore
CIO
Mr. Rajeev Radhakrishnan, Mr. Rama Iyer Srinivasan
Type
Bank Sponsored
Address
9th Floor, Crescenzo,
C-38 & 39, G Block,
Bandra-Kurla Complex,
Bandra (East), Mumbai, Maharashtra, India - 400051
Website
https://www.sbimf.com
Email
partnerforlife@sbimf.com
Top Funds from Debt - Money Market
|
Scheme Name
|
NAV
|
Returns
1Y
3Y
5Y
|
AUM (Cr)
|
Expense Ratio
|
Risk Meter
|
||
|---|---|---|---|---|---|---|---|
|
PGIM India Money Market Fund
Liquid
Regular
|
₹1,009.09 | 0.30% | 0.30% | 0.30% | ₹204 | 0.46% |
Low to Moderate
|
|
PGIM India Money Market Fund
Liquid
Regular
|
₹1,009.09 | 0.30% | 0.30% | 0.30% | ₹204 | 0.46% |
Low to Moderate
|
|
Bandhan Money Market Fund
FRF-ST
Regular
|
₹10.26 | 0.08% | 0.03% | 0.06% | ₹14,669 | 0.35% |
Low to Moderate
|
|
Bandhan Money Market Fund
FRF-ST
Regular
|
₹10.26 | 0.08% | 0.03% | 0.06% | ₹14,669 | 0.35% |
Low to Moderate
|
|
Axis Money Market Fund - Direct Plan
Liquid
Direct
|
₹1,009.31 | 0.09% | 0.03% | 0.10% | ₹21,732 | 0.17% |
Moderate
|
|
Axis Money Market Fund - Direct Plan
Liquid
Direct
|
₹1,009.31 | 0.09% | 0.03% | 0.10% | ₹21,732 | 0.17% |
Moderate
|
|
Bandhan Money Market Fund - Direct Plan
FRF-ST
Direct
|
₹10.20 | 0.08% | 0.03% | 0.06% | ₹14,669 | 0.10% |
Low to Moderate
|
|
Bandhan Money Market Fund - Direct Plan
FRF-ST
Direct
|
₹10.20 | 0.08% | 0.03% | 0.06% | ₹14,669 | 0.10% |
Low to Moderate
|
|
Nippon India Money Market Fund
Liquid
Regular
|
₹1,006.32 | 0.19% | 0.26% | 0.26% | ₹21,241 | 0.38% |
Moderate
|
|
Nippon India Money Market Fund
Liquid
Regular
|
₹1,006.32 | 0.19% | 0.26% | 0.26% | ₹21,241 | 0.38% |
Moderate
|
Top Funds from SBI Funds Management Ltd.
FAQs
What is the current NAV of SBI Savings Fund - Direct Plan IDCW-Daily?
The current Net Asset Value (NAV) of SBI Savings Fund - Direct Plan IDCW-Daily is ₹14.40 as of 02 Feb 2026. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.
What is the fund size (AUM) of SBI Savings Fund - Direct Plan IDCW-Daily?
The Assets Under Management (AUM) of SBI Savings Fund - Direct Plan IDCW-Daily is ₹34,735.39 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.
What are the historical returns of SBI Savings Fund - Direct Plan IDCW-Daily?
SBI Savings Fund - Direct Plan IDCW-Daily has delivered returns of 7.31% (1 Year), 7.52% (3 Year), 6.31% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.
What is the risk level of SBI Savings Fund - Direct Plan IDCW-Daily?
SBI Savings Fund - Direct Plan IDCW-Daily has a risk rating of 'Moderate' as per the SEBI Riskometer. This indicates the fund is suitable for investors with balanced risk appetite. Investors should align their investment choices with their personal risk tolerance and financial goals.
What is the minimum investment amount for SBI Savings Fund - Direct Plan IDCW-Daily?
The minimum lumpsum investment required for SBI Savings Fund - Direct Plan IDCW-Daily is ₹500. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹500, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.
Disclaimer: This is 3rd Party content/feed, viewers are requested to use their discretion and conduct proper diligence before investing, GoodReturns does not take any liability on the genuineness and correctness of the information in this article
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