SBI Retirement Benefit Fund - Conservative Plan - Direct Plan IDCW | SBI Retirement Benefit Fund - Conservative Plan - Direct Plan NAV Today [14.70], Performance & History

SBI Retirement Benefit Fund - Conservative Plan - Direct Plan is a Debt mutual fund categorized under Hybrid, offered by SBI Funds Management Ltd.. Launched on 20 Jan 2021, investors can start with a ... Read more

NAV History

Fund Details

Min. SIP Amount

₹500

Inception Date

20 Jan 2021

Min. Lumpsum Amount

₹ 5,000

Fund Age

4 Yrs

AUM

₹ 174.57 Cr.

Benchmark

CRISIL Hybrid 85+15 - Conservative Index

Expense Ratio

0.91%

Scheme Type

Open Ended

Exit Load

Nil%

Returns Calculator

Investment amount per month

₹1,000

Over the past

Would have become

On total investment of

*Calculation based on past performance of this fund.

Asset Allocation

AUM

₹ 174.57 Cr

Equity

19.61%

Debt

76.13%

Money Market & Cash

3.28%

Other Assets & Liabilities

0.98%

Sector Holdings

Sectors	Weightage
Government Securities	23.99%
Finance & Investments	22.30%
Debt	9.54%
Telecom Services	5.87%
Finance - Term Lending Institutions	5.84%
Finance - Banks - Private Sector	4.21%
Treps/Reverse Repo	3.28%
Power - Generation/Distribution	3.22%
Non-Banking Financial Company (NBFC)	3.22%
Realty	3.11%
IT Consulting & Software	1.53%
Refineries	1.18%
Net Receivables/(Payables)	0.98%
Pharmaceuticals	0.85%
Construction, Contracting & Engineering	0.82%
Auto - Cars & Jeeps	0.77%
Bearings	0.75%
Cement	0.74%
Finance - Banks - Public Sector	0.64%
Hotels, Resorts & Restaurants	0.60%
Aluminium	0.40%
Abrasives And Grinding Wheels	0.39%
Ceramics/Tiles/Sanitaryware	0.38%
Power - Transmission/Equipment	0.36%
Auto Ancl - Others	0.36%
Finance - Life Insurance	0.35%
Auto - 2 & 3 Wheelers	0.34%
Paints/Varnishes	0.33%
Engineering - General	0.32%
IT Enabled Services	0.32%
Auto Ancl - Susp. & Braking - Others	0.32%
Hospitals & Medical Services	0.27%
Instrumentation & Process Control	0.26%
Chemicals - Others	0.26%
Sugar	0.26%
E-Commerce/E-Retail	0.25%
Forgings	0.22%
Textiles - Readymade Apparels	0.22%
Welding Equipments	0.19%
Castings/Foundry	0.19%
Domestic Appliances	0.18%
Electric Equipment - General	0.16%
Finance - Mutual Funds	0.16%
Services - Others	0.07%

See All

Stock Holdings

Name	Weightage	Value (in Cr.)	Sector
7.09% CGL 2054	19.75%	₹ 34.73	Others
7.74% State Government of Karnataka 2036	14.94%	₹ 26.28	Finance & Investments
7.12% State Government of Maharashtra 2036	7.16%	₹ 12.59	Finance & Investments
Bharat Sanchar Nigam Ltd.	5.87%	₹ 10.33	Telecom Services
Summit Digitel Infrastructure Pvt. Ltd.	4.35%	₹ 7.65	Others
6.33% CGL 2035	4.24%	₹ 7.46	Others
TREPS	3.28%	₹ 5.76	Others
Torrent Power Ltd.	2.99%	₹ 5.26	Power - Generation/Distribution
Sundaram Finance Ltd.	2.93%	₹ 5.15	Non-Banking Financial Company (NBFC)
REC Ltd.	2.93%	₹ 5.15	Finance - Term Lending Institutions
Power Finance Corporation Ltd.	2.91%	₹ 5.12	Finance - Term Lending Institutions
Tata Power Renewable Energy Ltd. (Guaranteed by Tata Power Ltd.)	2.89%	₹ 5.09	Others
Godrej Properties Ltd.	2.87%	₹ 5.05	Realty
Union Bank of India( AT1 Bond under Basel III )	2.30%	₹ 4.04	Others
HDFC Bank Ltd.	1.84%	₹ 3.23	Finance - Banks - Private Sector
ICICI Bank Ltd.	1.33%	₹ 2.34	Finance - Banks - Private Sector
Reliance Industries Ltd.	1.18%	₹ 2.07	Refineries
Net Receivable / Payable	0.98%	₹ 1.78	Others
Larsen & Toubro Ltd.	0.82%	₹ 1.44	Construction, Contracting & Engineering
Infosys Ltd.	0.78%	₹ 1.37	IT Consulting & Software
Maruti Suzuki India Ltd.	0.77%	₹ 1.35	Auto - Cars & Jeeps
State Bank of India	0.64%	₹ 1.12	Finance - Banks - Public Sector
Ultratech Cement Ltd.	0.59%	₹ 1.03	Cement
Axis Bank Ltd.	0.53%	₹ 0.93	Finance - Banks - Private Sector
Tata Consultancy Services Ltd.	0.52%	₹ 0.91	IT Consulting & Software
Kotak Mahindra Bank Ltd.	0.51%	₹ 0.89	Finance - Banks - Private Sector
Abbott India Ltd.	0.50%	₹ 0.88	Pharmaceuticals
Jubilant Foodworks Ltd.	0.40%	₹ 0.71	Hotels, Resorts & Restaurants
Hindalco Industries Ltd.	0.40%	₹ 0.70	Aluminium
Timken India Ltd.	0.38%	₹ 0.66	Bearings
Kajaria Ceramics Ltd.	0.38%	₹ 0.67	Ceramics/Tiles/Sanitaryware
Schaeffler India Ltd.	0.37%	₹ 0.66	Bearings
Power Grid Corporation of India Ltd.	0.36%	₹ 0.64	Power - Transmission/Equipment
Endurance Technologies Ltd.	0.36%	₹ 0.62	Auto Ancl - Others
HDFC Life Insurance Company Ltd.	0.35%	₹ 0.62	Finance - Life Insurance
Divi's Laboratories Ltd.	0.35%	₹ 0.61	Pharmaceuticals
TVS Motor Company Ltd.	0.34%	₹ 0.60	Auto - 2 & 3 Wheelers
Asian Paints Ltd.	0.33%	₹ 0.58	Paints/Varnishes
ZF Commercial Vehicle Control Systems India Ltd.	0.32%	₹ 0.56	Auto Ancl - Susp. & Braking - Others
L&T Technology Services Ltd.	0.32%	₹ 0.56	IT Enabled Services
Cholamandalam Investment & Finance Co. Ltd.	0.29%	₹ 0.51	Non-Banking Financial Company (NBFC)
Dr. Lal Path labs Ltd.	0.27%	₹ 0.47	Hospitals & Medical Services
Balrampur Chini Mills Ltd.	0.26%	₹ 0.45	Sugar
Navin Fluorine International Ltd.	0.26%	₹ 0.45	Chemicals - Others
Honeywell Automation India Ltd.	0.26%	₹ 0.46	Instrumentation & Process Control
FSN E-Commerce Ventures Ltd.	0.25%	₹ 0.44	E-Commerce/E-Retail
Grindwell Norton Ltd.	0.24%	₹ 0.42	Abrasives And Grinding Wheels
DLF Ltd.	0.24%	₹ 0.43	Realty
LTIMindtree Ltd.	0.23%	₹ 0.41	IT Consulting & Software
Torrent Power Ltd.	0.23%	₹ 0.41	Power - Generation/Distribution
Page Industries Ltd.	0.22%	₹ 0.39	Textiles - Readymade Apparels
Sona Blw Precision Forgings Ltd.	0.22%	₹ 0.39	Forgings
Brigade Hotel Ventures Ltd.	0.20%	₹ 0.35	Hotels, Resorts & Restaurants
HDB Financial Services Ltd.	0.20%	₹ 0.35	Finance & Investments
AIA Engineering Ltd.	0.19%	₹ 0.33	Castings/Foundry
ESAB India Ltd.	0.19%	₹ 0.33	Welding Equipments
Hawkins Cookers Ltd.	0.18%	₹ 0.31	Domestic Appliances
Thermax Ltd.	0.17%	₹ 0.29	Engineering - General
ABB India Ltd.	0.16%	₹ 0.29	Electric Equipment - General
HDFC Asset Management Co. Ltd.	0.16%	₹ 0.27	Finance - Mutual Funds
Nuvoco Vistas Corporation Ltd.	0.15%	₹ 0.26	Cement
Pitti Engineering Ltd.	0.15%	₹ 0.26	Engineering - General
Carborundum Universal Ltd.	0.15%	₹ 0.26	Abrasives And Grinding Wheels
TeamLease Services Ltd.	0.07%	₹ 0.12	Services - Others

See All

Returns

	Annualised returns
	9M	1Y	2Y	3Y
Fund returns	5.11%	4.39%	7.50%	8.62%
Category returns	6.79%	5.72%	17.68%	29.92%

Fund Objective

The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset ... Read more

AMC Details

Name

SBI Funds Management Ltd.

Date of Incorporation

29 Jun 1987

CEO

Mr. Nand Kishore

CIO

Mr. Rajeev Radhakrishnan, Mr. Rama Iyer Srinivasan

Type

Bank Sponsored

Address

9th Floor, Crescenzo, C-38 & 39, G Block, Bandra-Kurla Complex, Bandra (East), Mumbai, Maharashtra, India - 400051

Website

https://www.sbimf.com

partnerforlife@sbimf.com

Scheme Name	NAV	Returns 1Y 3Y 5Y	AUM (Cr)	Expense Ratio	Risk Meter
Axis Retirement Fund - Conservative Plan Hybrid Regular	₹16.20	3.59%	32.51%	43.33%	₹54	2.15%	High
Axis Retirement Fund - Conservative Plan Hybrid Regular	₹16.20	3.59%	32.51%	43.33%	₹54	2.15%	High
Franklin India Retirement Fund - Growth Hybrid Regular	₹220.46	3.35%	32.50%	52.06%	₹522	2.26%	High
SBI Retirement Benefit Fund - Conservative Hybrid Plan -... Hybrid Direct	₹16.10	3.57%	32.47%	0.00%	₹287	1.17%	High
SBI Retirement Benefit Fund - Conservative Hybrid Plan -... Hybrid Direct	₹16.09	3.57%	32.46%	0.00%	₹287	1.17%	High
HDFC Retirement Savings Fund - Hybrid Debt - Direct Plan Hybrid Direct	₹24.80	5.38%	32.19%	53.88%	₹162	1.08%	Moderately High
Tata Retirement Savings Fund - Conservative Plan - Direct... Hybrid Direct	₹37.49	3.63%	31.32%	46.01%	₹174	0.98%	Moderately High
Aditya Birla Sun Life Retirement Fund - The 50s Plan -... Hybrid Direct	₹16.21	6.05%	31.13%	39.87%	₹27	0.61%	Moderately High
SBI Retirement Benefit Fund - Conservative Hybrid Plan Hybrid Regular	₹15.63	3.06%	30.44%	0.00%	₹287	1.67%	High
SBI Retirement Benefit Fund - Conservative Hybrid Plan Hybrid Regular	₹15.63	3.06%	30.43%	0.00%	₹287	1.67%	High

Top Funds from SBI Funds Management Ltd.

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
SBI Retirement Benefit Fund - Conservative Hybrid Plan -... Hybrid Direct	₹16.10	3.57%	32.47%	0.00%	₹287	1.17%	High
SBI Retirement Benefit Fund - Conservative Hybrid Plan -... Hybrid Direct	₹16.09	3.57%	32.46%	0.00%	₹287	1.17%	High
SBI Conservative Hybrid Fund Hybrid Regular	₹21.30	5.45%	31.75%	58.61%	₹9,977	1.54%	High
SBI Conservative Hybrid Fund Hybrid Regular	₹21.30	5.45%	31.75%	58.61%	₹9,977	1.54%	High
SBI Conservative Hybrid Fund - Div (Annual) Hybrid Regular	₹26.05	5.45%	31.74%	58.61%	₹9,977	1.10%	High
SBI Conservative Hybrid Fund - Div (Annual) Hybrid Regular	₹26.05	5.45%	31.74%	58.61%	₹9,977	1.10%	High
SBI Conservative Hybrid Fund Hybrid Regular	₹73.86	5.45%	31.74%	58.61%	₹9,977	1.54%	High
SBI Retirement Benefit Fund - Conservative Hybrid Plan Hybrid Regular	₹15.63	3.06%	30.44%	0.00%	₹287	1.67%	High
SBI Retirement Benefit Fund - Conservative Hybrid Plan Hybrid Regular	₹15.63	3.06%	30.43%	0.00%	₹287	1.67%	High
SBI Nifty Private Bank ETF ETF Regular	₹288.47	12.33%	30.42%	70.30%	₹533	0.15%	Very High

FAQs

What is the current NAV of SBI Retirement Benefit Fund - Conservative Plan - Direct Plan IDCW?

The current Net Asset Value (NAV) of SBI Retirement Benefit Fund - Conservative Plan - Direct Plan IDCW is ₹14.70 as of 18 Dec 2025. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.

What is the fund size (AUM) of SBI Retirement Benefit Fund - Conservative Plan - Direct Plan IDCW?

The Assets Under Management (AUM) of SBI Retirement Benefit Fund - Conservative Plan - Direct Plan IDCW is ₹174.57 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.

What are the historical returns of SBI Retirement Benefit Fund - Conservative Plan - Direct Plan IDCW?

SBI Retirement Benefit Fund - Conservative Plan - Direct Plan IDCW has delivered returns of 4.39% (1 Year), 8.62% (3 Year), 0.00% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.

What is the risk level of SBI Retirement Benefit Fund - Conservative Plan - Direct Plan IDCW?

SBI Retirement Benefit Fund - Conservative Plan - Direct Plan IDCW has a risk rating of 'Moderately High' as per the SEBI Riskometer. This indicates the fund is suitable for investors willing to accept higher volatility for potentially better returns. Investors should align their investment choices with their personal risk tolerance and financial goals.

What is the minimum investment amount for SBI Retirement Benefit Fund - Conservative Plan - Direct Plan IDCW?

The minimum lumpsum investment required for SBI Retirement Benefit Fund - Conservative Plan - Direct Plan IDCW is ₹5,000. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹500, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.

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