SBI Credit Risk Fund - Direct Plan IDCW | SBI Credit Risk Fund - Direct Plan NAV Today [23.69], Performance & History

SBI Credit Risk Fund - Direct Plan is a Debt mutual fund categorized under FRF-LT, offered by SBI Funds Management Ltd.. Launched on 01 Jan 2013, investors can start with a minimum SIP of ₹100 or a ... Read more

NAV History

Fund Details

Min. SIP Amount

₹500

Inception Date

01 Jan 2013

Min. Lumpsum Amount

₹ 5,000

Fund Age

12 Yrs

AUM

₹ 2,182.37 Cr.

Benchmark

Nifty Credit Risk Bond Index B-II

Expense Ratio

0.89%

Scheme Type

Open Ended

Exit Load

Returns Calculator

Investment amount per month

₹1,000

Over the past

Would have become

On total investment of

*Calculation based on past performance of this fund.

Asset Allocation

AUM

₹ 2,182.37 Cr

Debt

93.18%

Money Market & Cash

0.95%

Other Assets & Liabilities

5.87%

Sector Holdings

Sectors	Weightage
Debt	30.69%
Government Securities	14.30%
Finance - Housing	8.92%
Detergents	5.03%
Pharmaceuticals	3.90%
Mining/Minerals	3.74%
Finance & Investments	3.63%
Construction, Contracting & Engineering	3.63%
Power - Generation/Distribution	3.43%
Iron & Steel	3.40%
Cement	3.39%
Investment Trust	2.91%
Airport & Airport Services	2.69%
Net Receivables/(Payables)	2.60%
Furniture, Furnishing & Flooring	2.56%
Paper & Paper Products	2.29%
Treps/Reverse Repo	0.95%
Finance - Banks - Private Sector	0.90%
Telecom Services	0.68%
Others	0.36%

See All

Stock Holdings

Name	Weightage	Value (in Cr.)	Sector
6.92% CGL 2039	6.85%	₹ 151.68	Others
Aadhar Housing Finance Ltd.	5.09%	₹ 112.84	Finance - Housing
Nirma Ltd.	5.03%	₹ 111.51	Detergents
Renew Solar Energy (Jharkhand Five) Pvt. Ltd.	4.79%	₹ 106.04	Others
Infopark Properties Ltd.	4.79%	₹ 106.02	Others
NJ Capital Pvt. Ltd.	4.49%	₹ 99.55	Others
Sandur Manganese & Iron Ores Ltd.	3.74%	₹ 82.80	Mining/Minerals
6.79% CGL 2034	3.69%	₹ 81.67	Others
Avanse Financial Services Ltd.	3.63%	₹ 80.42	Finance & Investments
Renserv Global Pvt Ltd.	3.62%	₹ 80.13	Others
Aditya Birla Renewables Ltd.	3.43%	₹ 76.08	Power - Generation/Distribution
Motilal Oswal Home Finance Ltd.	3.43%	₹ 75.95	Finance - Housing
Ashoka Buildcon Ltd.	3.40%	₹ 75.26	Construction, Contracting & Engineering
JSW Steel Ltd.	3.40%	₹ 75.30	Iron & Steel
Nuvoco Vistas Corporation Ltd.	3.39%	₹ 75.01	Cement
Yes Bank Ltd.( Tier II Bond under Basel III )	2.91%	₹ 64.49	Others
Cube Highways Trust	2.91%	₹ 64.50	Investment Trust
GMR Airports Ltd.	2.69%	₹ 59.69	Airport & Airport Services
Net Receivable / Payable	2.60%	₹ 58.68	Others
Vistaar Financial Services Pvt Ltd.	2.55%	₹ 56.48	Others
Aditya Birla Real Estate Ltd.	2.29%	₹ 50.72	Paper & Paper Products
Prestige Projects Pvt. Ltd.	2.26%	₹ 50.07	Others
Eris Lifesciences Ltd.	2.07%	₹ 45.78	Pharmaceuticals
7.26% CGL 2032	1.89%	₹ 41.84	Others
7.23% CGL 2039	1.87%	₹ 41.52	Others
Eris Lifesciences Ltd.	1.83%	₹ 40.56	Pharmaceuticals
Godrej Seeds & Genetics Ltd.	1.13%	₹ 24.93	Others
Godrej Seeds & Genetics Ltd.	1.13%	₹ 24.96	Others
Godrej Seeds & Genetics Ltd.	1.13%	₹ 24.96	Others
Godrej Seeds & Genetics Ltd.	1.12%	₹ 24.92	Others
TREPS	0.95%	₹ 20.94	Others
Yes Bank Ltd.	0.90%	₹ 19.93	Finance - Banks - Private Sector
Sheela Foam Ltd.	0.86%	₹ 18.96	Furniture, Furnishing & Flooring
Sheela Foam Ltd.	0.85%	₹ 18.90	Furniture, Furnishing & Flooring
Sheela Foam Ltd.	0.85%	₹ 18.78	Furniture, Furnishing & Flooring
Latur Renewable Pvt. Ltd.	0.77%	₹ 16.98	Others
Mahanagar Telephone Nigam Ltd.	0.68%	₹ 14.98	Telecom Services
Grihum Housing Finance Ltd.	0.40%	₹ 8.76	Finance - Housing
Corporate Debt Market Development Fund-A2	0.36%	₹ 8.01	Others
Ashoka Buildcon Ltd.	0.23%	₹ 5.02	Construction, Contracting & Engineering

See All

Returns

	Annualised returns
	9M	1Y	2Y	3Y
Fund returns	6.54%	8.61%	8.68%	8.78%
Category returns	5.71%	8.02%	16.74%	25.71%

Fund Objective

The objective of the scheme is to provide the investors an opportunity to earn, in accordance with their requirements, through capital gains or through regular dividends, returns that would be higher ... Read more

AMC Details

Name

SBI Funds Management Ltd.

Date of Incorporation

29 Jun 1987

CEO

Mr. Nand Kishore

CIO

Mr. Rajeev Radhakrishnan, Mr. Rama Iyer Srinivasan

Type

Bank Sponsored

Address

9th Floor, Crescenzo, C-38 & 39, G Block, Bandra-Kurla Complex, Bandra (East), Mumbai, Maharashtra, India - 400051

Website

https://www.sbimf.com

partnerforlife@sbimf.com

Top Funds from Debt - Credit Risk

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
Invesco India Credit Risk Fund Income Regular	₹1,980.24	9.23%	30.84%	37.51%	₹155	1.45%	Moderately High
Invesco India Credit Risk Fund Income Regular	₹1,980.24	9.23%	30.84%	37.51%	₹155	1.45%	Moderately High
Invesco India Credit Risk Fund Income Regular	₹1,980.86	9.23%	30.84%	37.51%	₹155	1.45%	Moderately High
Invesco India Credit Risk Fund Income Regular	₹1,454.78	9.23%	30.84%	37.51%	₹155	1.45%	Moderately High
Invesco India Credit Risk Fund Income Regular	₹1,454.78	9.23%	30.84%	37.51%	₹155	1.45%	Moderately High
Nippon India Credit Risk Fund - Direct Plan Income LT Direct	₹39.99	9.67%	29.96%	55.51%	₹1,013	0.70%	High
Nippon India Credit Risk Fund - Direct Plan Income LT Direct	₹21.65	9.67%	29.96%	55.51%	₹1,013	0.70%	High
ICICI Prudential Credit Risk Fund - Direct Plan Income Direct	₹36.58	9.91%	29.59%	46.57%	₹5,936	0.76%	High
Bandhan Credit Risk Fund - Direct Plan Income Direct	₹13.50	8.21%	29.02%	24.68%	₹255	0.67%	Moderately High
Bandhan Credit Risk Fund - Direct Plan Income Direct	₹13.50	8.21%	29.02%	24.68%	₹255	0.67%	Moderately High

Top Funds from SBI Funds Management Ltd.

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
SBI Retirement Benefit Fund - Conservative Hybrid Plan -... Hybrid Direct	₹16.10	3.57%	32.47%	0.00%	₹287	1.17%	High
SBI Retirement Benefit Fund - Conservative Hybrid Plan -... Hybrid Direct	₹16.09	3.57%	32.46%	0.00%	₹287	1.17%	High
SBI Conservative Hybrid Fund Hybrid Regular	₹21.30	5.45%	31.75%	58.61%	₹9,977	1.54%	High
SBI Conservative Hybrid Fund Hybrid Regular	₹21.30	5.45%	31.75%	58.61%	₹9,977	1.54%	High
SBI Conservative Hybrid Fund - Div (Annual) Hybrid Regular	₹26.05	5.45%	31.74%	58.61%	₹9,977	1.10%	High
SBI Conservative Hybrid Fund - Div (Annual) Hybrid Regular	₹26.05	5.45%	31.74%	58.61%	₹9,977	1.10%	High
SBI Conservative Hybrid Fund Hybrid Regular	₹73.86	5.45%	31.74%	58.61%	₹9,977	1.54%	High
SBI Retirement Benefit Fund - Conservative Hybrid Plan Hybrid Regular	₹15.63	3.06%	30.44%	0.00%	₹287	1.67%	High
SBI Retirement Benefit Fund - Conservative Hybrid Plan Hybrid Regular	₹15.63	3.06%	30.43%	0.00%	₹287	1.67%	High
SBI Nifty Private Bank ETF ETF Regular	₹288.47	12.33%	30.42%	70.30%	₹533	0.15%	Very High

FAQs

What is the current NAV of SBI Credit Risk Fund - Direct Plan IDCW?

The current Net Asset Value (NAV) of SBI Credit Risk Fund - Direct Plan IDCW is ₹23.69 as of 18 Dec 2025. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.

What is the fund size (AUM) of SBI Credit Risk Fund - Direct Plan IDCW?

The Assets Under Management (AUM) of SBI Credit Risk Fund - Direct Plan IDCW is ₹2,182.37 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.

What are the historical returns of SBI Credit Risk Fund - Direct Plan IDCW?

SBI Credit Risk Fund - Direct Plan IDCW has delivered returns of 8.61% (1 Year), 8.78% (3 Year), 7.37% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.

What is the risk level of SBI Credit Risk Fund - Direct Plan IDCW?

SBI Credit Risk Fund - Direct Plan IDCW has a risk rating of 'High' as per the SEBI Riskometer. This indicates the fund is suitable for aggressive investors with high risk tolerance. Investors should align their investment choices with their personal risk tolerance and financial goals.

What is the minimum investment amount for SBI Credit Risk Fund - Direct Plan IDCW?

The minimum lumpsum investment required for SBI Credit Risk Fund - Direct Plan IDCW is ₹5,000. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹500, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.

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