Nippon India Retirement Fund - Wealth Creation Scheme - Direct Plan IDCW | Nippon India Retirement Fund - Wealth Creation Scheme - Direct Plan NAV Today [23.93], Performance & History

Nippon India Retirement Fund - Wealth Creation Scheme - Direct Plan is a Equity mutual fund categorized under Diversified, offered by Nippon Life India Asset Management Ltd.. Launched on 22 Jan 2015, ... Read more

NAV History

Fund Details

Min. SIP Amount

₹100

Inception Date

22 Jan 2015

Min. Lumpsum Amount

₹ 500

Fund Age

10 Yrs

AUM

₹ 3,244.49 Cr.

Benchmark

BSE 500 Total Return

Expense Ratio

0.98%

Scheme Type

Open Ended

Exit Load

Nil%

Returns Calculator

Investment amount per month

₹1,000

Over the past

Would have become

On total investment of

*Calculation based on past performance of this fund.

Asset Allocation

AUM

₹ 3,244.49 Cr

Equity

99.19%

Money Market & Cash

0.67%

Other Assets & Liabilities

0.14%

Sector Holdings

Sectors	Weightage
Finance - Banks - Private Sector	19.84%
IT Consulting & Software	6.45%
Refineries	6.30%
Power - Generation/Distribution	4.85%
Pharmaceuticals	4.26%
Construction, Contracting & Engineering	3.46%
Finance - Banks - Public Sector	3.44%
Auto - Cars & Jeeps	2.98%
Aerospace & Defense	2.96%
Non-Banking Financial Company (NBFC)	2.88%
Telecom Services	2.61%
Mining/Minerals	2.51%
Beverages & Distilleries	2.35%
Finance - Term Lending Institutions	2.16%
Finance - Life Insurance	1.99%
Cement	1.76%
Finance - Mutual Funds	1.73%
Airlines	1.67%
Engineering - Heavy	1.62%
Domestic Appliances	1.55%
Electronics - Equipment/Components	1.54%
Consumer Electronics	1.47%
Aluminium	1.39%
Gems, Jewellery & Precious Metals	1.39%
Auto Ancl - Electrical	1.34%
Engines	1.23%
Realty	1.20%
Personal Care	1.18%
Auto - 2 & 3 Wheelers	1.17%
Hotels, Resorts & Restaurants	1.02%
Engineering - General	0.98%
E-Commerce/E-Retail	0.90%
Edible Oils & Solvent Extraction	0.90%
Textiles - Spinning - Cotton Blended	0.81%
Finance - Non Life Insurance	0.73%
Treps/Reverse Repo	0.67%
Chemicals - Others	0.67%
Textiles - Readymade Apparels	0.65%
Iron & Steel	0.62%
Logistics - Warehousing/Supply Chain/Others	0.61%
Electric Equipment - General	0.59%
Financial Technologies (Fintech)	0.56%
Air Conditioners	0.48%
Entertainment & Media	0.39%
Current Assets	0.14%

See All

Stock Holdings

Name	Weightage	Value (in Cr.)	Sector
ICICI Bank Limited	8.45%	₹ 269.64	Finance - Banks - Private Sector
HDFC Bank Limited	7.32%	₹ 233.39	Finance - Banks - Private Sector
Reliance Industries Limited	4.90%	₹ 156.30	Refineries
Infosys Limited	3.67%	₹ 117.20	IT Consulting & Software
Larsen & Toubro Limited	3.46%	₹ 110.25	Construction, Contracting & Engineering
State Bank of India	3.44%	₹ 109.66	Finance - Banks - Public Sector
Axis Bank Limited	3.18%	₹ 101.34	Finance - Banks - Private Sector
Bajaj Finance Limited	2.88%	₹ 91.81	Non-Banking Financial Company (NBFC)
Bharti Airtel Limited	2.61%	₹ 83.34	Telecom Services
NTPC Limited	2.41%	₹ 76.80	Power - Generation/Distribution
Mahindra & Mahindra Limited	2.18%	₹ 69.66	Auto - Cars & Jeeps
Power Finance Corporation Limited	2.16%	₹ 69.01	Finance - Term Lending Institutions
Hindustan Aeronautics Limited	2.11%	₹ 67.15	Aerospace & Defense
SBI Life Insurance Company Limited	1.99%	₹ 63.43	Finance - Life Insurance
UltraTech Cement Limited	1.76%	₹ 56.05	Cement
HDFC Asset Management Company Limited	1.73%	₹ 55.25	Finance - Mutual Funds
InterGlobe Aviation Limited	1.67%	₹ 53.30	Airlines
Vedanta Limited	1.64%	₹ 52.27	Mining/Minerals
United Spirits Limited	1.57%	₹ 50.16	Beverages & Distilleries
Crompton Greaves Consumer Electricals Limited	1.55%	₹ 49.41	Domestic Appliances
Tech Mahindra Limited	1.48%	₹ 47.22	IT Consulting & Software
Dixon Technologies (India) Limited	1.47%	₹ 47.01	Consumer Electronics
Bharat Petroleum Corporation Limited	1.40%	₹ 44.58	Refineries
Hindalco Industries Limited	1.39%	₹ 44.34	Aluminium
Titan Company Limited	1.39%	₹ 44.44	Gems, Jewellery & Precious Metals
Samvardhana Motherson International Limited	1.34%	₹ 42.87	Auto Ancl - Electrical
Tata Consultancy Services Limited	1.30%	₹ 41.56	IT Consulting & Software
NLC India Limited	1.29%	₹ 41.09	Power - Generation/Distribution
Cummins India Limited	1.23%	₹ 39.39	Engines
Brigade Enterprises Limited	1.20%	₹ 38.30	Realty
Hindustan Unilever Limited	1.18%	₹ 37.57	Personal Care
Eicher Motors Limited	1.17%	₹ 37.33	Auto - 2 & 3 Wheelers
JSW Energy Limited	1.15%	₹ 36.60	Power - Generation/Distribution
EIH Limited	1.02%	₹ 32.68	Hotels, Resorts & Restaurants
Lupin Limited	0.98%	₹ 31.32	Pharmaceuticals
Cyient Dlm Ltd	0.98%	₹ 31.31	Electronics - Equipment/Components
Marico Limited	0.90%	₹ 28.66	Edible Oils & Solvent Extraction
Eternal Limited	0.90%	₹ 28.60	E-Commerce/E-Retail
The Federal Bank Limited	0.89%	₹ 28.29	Finance - Banks - Private Sector
Coal India Limited	0.87%	₹ 27.81	Mining/Minerals
Praj Industries Limited	0.86%	₹ 27.35	Engineering - Heavy
Mishra Dhatu Nigam Limited	0.85%	₹ 27.22	Aerospace & Defense
Emcure Pharmaceuticals Limited	0.82%	₹ 26.31	Pharmaceuticals
K.P.R. Mill Limited	0.81%	₹ 25.91	Textiles - Spinning - Cotton Blended
Hyundai Motor India Ltd	0.80%	₹ 25.67	Auto - Cars & Jeeps
United Breweries Limited	0.78%	₹ 24.97	Beverages & Distilleries
Abbott India Limited	0.76%	₹ 24.36	Pharmaceuticals
ISGEC Heavy EngineeringÂ Limited	0.76%	₹ 24.26	Engineering - Heavy
Star Health And Allied Insurance Company Limited	0.73%	₹ 23.22	Finance - Non Life Insurance
Triparty Repo	0.67%	₹ 21.52	Others
IPCA Laboratories Limited	0.67%	₹ 21.37	Pharmaceuticals
SRF Limited	0.67%	₹ 21.46	Chemicals - Others
Page Industries Limited	0.65%	₹ 20.87	Textiles - Readymade Apparels
JSW Steel Limited	0.62%	₹ 19.87	Iron & Steel
Delhivery Limited	0.61%	₹ 19.34	Logistics - Warehousing/Supply Chain/Others
Schneider Electric Infrastructure Limited	0.59%	₹ 18.80	Electric Equipment - General
One 97 Communications Limited	0.56%	₹ 17.81	Financial Technologies (Fintech)
Kaynes Technology India Limited	0.56%	₹ 17.94	Electronics - Equipment/Components
Gland Pharma Limited	0.55%	₹ 17.47	Pharmaceuticals
ION Exchange (India) Limited	0.51%	₹ 16.33	Engineering - General
Alkem Laboratories Limited	0.48%	₹ 15.30	Pharmaceuticals
Blue Star Limited	0.48%	₹ 15.32	Air Conditioners
Bajel Projects Limited	0.47%	₹ 15.10	Engineering - General
PVR INOX Limited	0.39%	₹ 12.32	Entertainment & Media
Net Current Assets	0.14%	₹ 3.11	Others

See All

Returns

	Annualised returns
	9M	1Y	2Y	3Y
Fund returns	11.33%	-9.33%	2.54%	9.15%
Category returns	13.53%	0.54%	24.01%	53.26%

Fund Objective

The investment objective of the scheme is to provide capital appreciation and consistent income to the investors which will be in line with their retirement goals by investing in a mix of securities ... Read more

AMC Details

Name

Nippon Life India Asset Management Ltd.

Date of Incorporation

30 Jun 1995

CEO

Mr. Sundeep Sikka

CIO

Mr. Amit Tripathi Mr. Sailesh Raj Bhan

Type

Foreign

Address

4th Floor, Tower A, Peninsula Business Park, Ganapatrao Kadam Marg, Lower Parel (W), Mumbai, Maharashtra, India - 400013

Website

https://www.nipponindiamf.com

customercare@nipponindiamf.com

Scheme Name	NAV	Returns 1Y 3Y 5Y	AUM (Cr)	Expense Ratio	Risk Meter
Axis Retirement Fund - Conservative Plan Hybrid Regular	₹16.20	3.59%	32.51%	43.33%	₹54	2.15%	High
Axis Retirement Fund - Conservative Plan Hybrid Regular	₹16.20	3.59%	32.51%	43.33%	₹54	2.15%	High
Franklin India Retirement Fund - Growth Hybrid Regular	₹220.46	3.35%	32.50%	52.06%	₹522	2.26%	High
SBI Retirement Benefit Fund - Conservative Hybrid Plan -... Hybrid Direct	₹16.10	3.57%	32.47%	0.00%	₹287	1.17%	High
SBI Retirement Benefit Fund - Conservative Hybrid Plan -... Hybrid Direct	₹16.09	3.57%	32.46%	0.00%	₹287	1.17%	High
HDFC Retirement Savings Fund - Hybrid Debt - Direct Plan Hybrid Direct	₹24.80	5.38%	32.19%	53.88%	₹162	1.08%	Moderately High
Tata Retirement Savings Fund - Conservative Plan - Direct... Hybrid Direct	₹37.49	3.63%	31.32%	46.01%	₹174	0.98%	Moderately High
Aditya Birla Sun Life Retirement Fund - The 50s Plan -... Hybrid Direct	₹16.21	6.05%	31.13%	39.87%	₹27	0.61%	Moderately High
SBI Retirement Benefit Fund - Conservative Hybrid Plan Hybrid Regular	₹15.63	3.06%	30.44%	0.00%	₹287	1.67%	High
SBI Retirement Benefit Fund - Conservative Hybrid Plan Hybrid Regular	₹15.63	3.06%	30.43%	0.00%	₹287	1.67%	High

Top Funds from Nippon Life India Asset Management Ltd.

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
Nippon India Conservative Hybrid Fund - Direct Plan Hybrid Direct	₹66.44	10.11%	33.00%	56.06%	₹923	1.27%	High
Nippon India Small Cap Fund Diversified Regular	₹86.06	-16.53%	32.70%	145.18%	₹68,572	1.39%	Very High
Nippon India Small Cap Fund Diversified Regular	₹86.06	-16.53%	32.70%	145.18%	₹68,572	1.39%	Very High
Nippon India Large Cap Fund Largecap Regular	₹28.44	0.20%	31.95%	81.31%	₹50,312	1.48%	Very High
Nippon India Large Cap Fund Largecap Regular	₹28.44	0.20%	31.95%	81.31%	₹50,312	1.48%	Very High
Nippon India Equity Savings Fund - Direct Plan Hybrid Direct	₹18.04	6.07%	31.79%	55.63%	₹945	1.75%	Moderate
Nippon India Equity Savings Fund - Direct Plan Hybrid Direct	₹18.04	6.07%	31.79%	55.63%	₹945	1.75%	Moderate
Nippon India Equity Savings Fund - Direct Plan Hybrid Direct	₹15.32	6.07%	31.78%	55.63%	₹945	1.75%	Moderate
Nippon India Equity Savings Fund - Direct Plan Hybrid Direct	₹15.32	6.07%	31.78%	55.63%	₹945	1.75%	Moderate
Nippon India Equity Savings Fund - Direct Plan Hybrid Direct	₹15.55	6.07%	31.78%	55.62%	₹945	1.75%	Moderate

FAQs

What is the current NAV of Nippon India Retirement Fund - Wealth Creation Scheme - Direct Plan IDCW?

The current Net Asset Value (NAV) of Nippon India Retirement Fund - Wealth Creation Scheme - Direct Plan IDCW is ₹23.93 as of 18 Dec 2025. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.

What is the fund size (AUM) of Nippon India Retirement Fund - Wealth Creation Scheme - Direct Plan IDCW?

The Assets Under Management (AUM) of Nippon India Retirement Fund - Wealth Creation Scheme - Direct Plan IDCW is ₹3,244.49 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.

What are the historical returns of Nippon India Retirement Fund - Wealth Creation Scheme - Direct Plan IDCW?

Nippon India Retirement Fund - Wealth Creation Scheme - Direct Plan IDCW has delivered returns of -9.33% (1 Year), 9.15% (3 Year), 12.85% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.

What is the risk level of Nippon India Retirement Fund - Wealth Creation Scheme - Direct Plan IDCW?

Nippon India Retirement Fund - Wealth Creation Scheme - Direct Plan IDCW has a risk rating of 'Very High' as per the SEBI Riskometer. This indicates the fund is suitable for very aggressive investors comfortable with significant market volatility. Investors should align their investment choices with their personal risk tolerance and financial goals.

What is the minimum investment amount for Nippon India Retirement Fund - Wealth Creation Scheme - Direct Plan IDCW?

The minimum lumpsum investment required for Nippon India Retirement Fund - Wealth Creation Scheme - Direct Plan IDCW is ₹500. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹100, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.

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