A Oneindia Venture

Kotak Low Duration Fund - Direct Plan

Debt STP Direct
Regular
Direct

3 Year Absolute Returns

25.48% ↑

NAV (₹) on 18 Dec 2025

1598.43

1 Day NAV Change

0.03%

Risk Level

Low to Moderate Risk

Rating

Kotak Low Duration Fund - Direct Plan is a Debt mutual fund categorized under STP, offered by Kotak Mahindra Asset Management Company Ltd.. Launched on 01 Jan 2013, investors can start with a minimum ... Read more

NAV History

Fund Details

Min. SIP Amount
₹100
Inception Date
01 Jan 2013
Min. Lumpsum Amount
₹ 100
Fund Age
12 Yrs
AUM
₹ 15,809.49 Cr.
Benchmark
NIFTY Low Duration Debt Index A-I
Expense Ratio
0.42%
Scheme Type
Open Ended
Exit Load
Nil%

Returns Calculator

Investment amount per month
₹1,000
Over the past
Would have become
On total investment of
*Calculation based on past performance of this fund.

Asset Allocation

AUM

₹ 15,809.49 Cr

Debt
83.74%
Money Market & Cash
2.72%
Other Assets & Liabilities
13.54%

Sector Holdings

Sectors Weightage
Debentures 64.26%
Finance - Banks - Private Sector 9.73%
Government Securities 8.98%
Debt 7.53%
Current Assets 2.53%
Others - Not Mentioned 1.68%
Finance - Housing 1.37%
Finance - Banks - Public Sector 1.03%
Treps/Reverse Repo 1.01%
Shipping 0.81%
Finance & Investments 0.35%
Real Estate Investment Trusts (REIT) 0.34%
Others 0.25%
Zero Coupon Bonds 0.13%

Stock Holdings

Name Weightage Value (in Cr.) Sector
7.57% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT 4.76% ₹ 684.29 Others
Central Government - 2033 4.76% ₹ 684.44 Others
7.44% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 4.73% ₹ 680.84 Others
7.60% REC LTD 3.32% ₹ 477.85 Others
7.80% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT 2.82% ₹ 406.44 Others
7.66% BAJAJ HOUSING FINANCE LTD. 2.82% ₹ 405.82 Others
6.40% JAMNAGAR UTILITIES & POWER PRIVATE LIMITED 2.65% ₹ 381.99 Others
Net Current Assets/(Liabilities) 2.53% ₹ 361.85 Others
HDFC BANK LTD. 1.98% ₹ 284.67 Finance - Banks - Private Sector
HDFC BANK LTD. 1.86% ₹ 267.30 Finance - Banks - Private Sector
7.02% BAJAJ HOUSING FINANCE LTD. 1.81% ₹ 260.02 Others
7.46% Madhya Pradesh State Govt - 2027 - Madhya Pradesh 1.78% ₹ 256.60 Others
6.60% REC LTD 1.74% ₹ 249.91 Others
364 DAYS TREASURY BILL 19/03/2026 1.68% ₹ 242.10 Others - Not Mentioned
PTC IIFL FIN LIQUID GOLD (SERIES 8) 20/08/2027(LIQUID GOLD SERIES 9) 1.55% ₹ 222.93 Others
8.95% BHARTI TELECOM LTD. 1.42% ₹ 204.15 Others
7.80% BAJAJ FINANCE LTD. 1.41% ₹ 202.93 Others
8.10% ADITYA BIRLA HOUSING FINANCE LTD 1.41% ₹ 202.55 Others
7.89% TATA CAPITAL LTD. 1.41% ₹ 202.75 Others
7.55% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 1.40% ₹ 202.02 Others
7.99% MANKIND PHARMA LTD 1.40% ₹ 202.05 Others
7.35% Haryana State Govt - 2026 - Haryana 1.38% ₹ 198.03 Others
6.75% Sikka Ports & Terminals Ltd. 1.37% ₹ 197.04 Others
CAN FIN HOMES LTD. 1.37% ₹ 197.16 Finance - Housing
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 1.34% ₹ 193.50 Finance - Banks - Private Sector
AXIS BANK LTD. 1.33% ₹ 190.72 Finance - Banks - Private Sector
PTC SANSAR TRUST (AUGUST 24 V) 25/09/2029(SANSAR TRUST) 1.25% ₹ 180.54 Others
8.15% PNB HOUSING FINANCE LTD. 1.24% ₹ 177.75 Others
7.55% REC LTD 1.23% ₹ 177 Others
PTC INDIA UNIVERSAL TRUST AL1 (SERIES A2) 20/07/2027(INDIA UNIVERSAL TRUST AL1) 1.23% ₹ 176.80 Others
7.23% SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 1.05% ₹ 150.81 Others
Triparty Repo 1.01% ₹ 144.76 Others
7.59% INTERISE TRUST 0.99% ₹ 142.48 Others
7.49% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT 0.91% ₹ 131.24 Others
6.58% L&T METRO RAIL (HYDERABAD) LTD ( Axis Trusteeship services Ltd . Guaranteed by Larsen & Toubro 0.87% ₹ 124.87 Others
FEDERAL BANK LTD. 0.85% ₹ 122.91 Finance - Banks - Private Sector
7.90% Sikka Ports & Terminals Ltd. 0.81% ₹ 116.54 Shipping
7.75% MINDSPACE BUSINESS PARKS REIT 0.77% ₹ 110.92 Others
PTC INDIA UNIVERSAL TRUST AL2 (SERIES A1) 21/11/2026(INDIA UNIVERSAL TRUST AL2) 0.77% ₹ 110.38 Others
JUBILANT BEVCO LIMITED 0.72% ₹ 103.96 Others
8.25% CAN FIN HOMES LTD. 0.71% ₹ 101.57 Others
7.71% REC LTD 0.71% ₹ 101.59 Others
7.99% Kotak Mahindra Prime Ltd. 0.71% ₹ 101.76 Others
7.97% MANKIND PHARMA LTD 0.71% ₹ 101.78 Others
8.12% BAJAJ FINANCE LTD. 0.71% ₹ 101.95 Others
8.65% BHARTI TELECOM LTD. 0.71% ₹ 102.45 Others
8.40% HINDUJA LEYLAND FINANCE LTD. 0.70% ₹ 100.67 Others
9.50% VEDANTA LTD. 0.70% ₹ 101.01 Others
7.69% NEXUS SELECT TRUST REIT 0.70% ₹ 101.06 Others
8.60% ADITYA BIRLA RENEWABLES LIMITED 0.70% ₹ 101.44 Others
9.40% VEDANTA LTD. 0.70% ₹ 100.58 Others
7.37% Power Finance Corporation Ltd. 0.70% ₹ 100.56 Others
7.25% EMBASSY OFFICE PARKS REIT 0.70% ₹ 100.54 Others
9.15% PIRAMAL FINANCE LTD 0.70% ₹ 100.52 Others
7.05% EMBASSY OFFICE PARKS REIT 0.70% ₹ 100.28 Others
PTC First Business Receivables Trust (Series 23) 01/10/2025(First Business Receivables Trust) 0.70% ₹ 100.26 Others
6.92% DLF Cyber City Developers Ltd 0.69% ₹ 99.81 Others
5.15% Central Government - 2025 0.69% ₹ 99.91 Others
HDFC BANK LTD. 0.68% ₹ 97.17 Finance - Banks - Private Sector
HDFC BANK LTD. 0.67% ₹ 96.20 Finance - Banks - Private Sector
UNION BANK OF INDIA 0.66% ₹ 94.89 Finance - Banks - Public Sector
7.58% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT 0.53% ₹ 75.72 Others
8.37% AADHAR HOUSING FINANCE LIMITED 0.53% ₹ 76.08 Others
7.13% Power Finance Corporation Ltd. 0.52% ₹ 75.42 Others
PTC DHRUVA TRUST (SERIES A1) 24/03/2030 (MAT 24/10/2029)(DHRUVA TRUST) 0.52% ₹ 74.89 Others
HDFC BANK LTD. 0.51% ₹ 73.67 Finance - Banks - Private Sector
PTC SANSAR TRUST (SERIES A1) 25/06/2030 ( MAT 31/08/2027)(SANSAR TRUST) 0.47% ₹ 67 Others
8.45% CAN FIN HOMES LTD. 0.42% ₹ 60.65 Others
PTC INDIA UNIVERSAL TRUST AL2 (SERIES A2) 21/11/2027(INDIA UNIVERSAL TRUST AL2) 0.42% ₹ 61.06 Others
7.68% GODREJ SEEDS AND GENETICS LTD. 0.39% ₹ 56.17 Others
7.68% GODREJ SEEDS AND GENETICS LTD. 0.39% ₹ 56.15 Others
7.68% GODREJ SEEDS AND GENETICS LTD. 0.39% ₹ 56.09 Others
7.68% GODREJ SEEDS AND GENETICS LTD. 0.39% ₹ 56.08 Others
7.96% EMBASSY OFFICE PARKS REIT 0.36% ₹ 51.09 Others
8.10% BAJAJ HOUSING FINANCE LTD. 0.35% ₹ 51.04 Others
7.93% LIC HOUSING FINANCE LTD. 0.35% ₹ 50.93 Others
7.56% REC LTD 0.35% ₹ 50.86 Others
8.40% Nirma Ltd. 0.35% ₹ 50.33 Others
7.65% INDIGRID INFRASTRUCTURE TRUST 0.35% ₹ 50.32 Others
7.21% EMBASSY OFFICE PARKS REIT 0.35% ₹ 50.30 Others
8.04% HDB FINANCIAL SERVICES LTD. 0.35% ₹ 50.27 Others
8.90% BHARTI TELECOM LTD. 0.35% ₹ 50.24 Others
6.72% INDIGRID INFRASTRUCTURE TRUST 0.35% ₹ 49.97 Others
6.24% Maharashtra State Govt - 2026 - Maharashtra 0.35% ₹ 50.23 Finance & Investments
8.78% MUTHOOT FINANCE LTD. 0.35% ₹ 50.77 Others
7.77% REC LTD 0.35% ₹ 50.65 Others
7.51% REC LTD 0.35% ₹ 50.45 Others
HDFC BANK LTD. 0.34% ₹ 49 Finance - Banks - Private Sector
EMBASSY OFFICE PARKS REIT 0.34% ₹ 48.49 Real Estate Investment Trusts (REIT)
PTC FIRST BUSINESS TRUST (SR 24) 01/01/2026(First Business Receivables Trust) 0.32% ₹ 45.37 Others
7.84% TATA CAPITAL HOUSING FINANCE LTD. 0.32% ₹ 45.51 Others
7.59% Gujarat State Govt - 2027 - Gujarat 0.32% ₹ 45.97 Others
9.00% JM FINANCIAL CREDIT SOLUTIONS LTD. 0.29% ₹ 42.12 Others
6.80% EMBASSY OFFICE PARKS REIT 0.28% ₹ 40 Others
8.65% AADHAR HOUSING FINANCE LIMITED 0.25% ₹ 35.61 Others
SBI ALTERNATIVE INVESTMENT FUND 0.25% ₹ 36.29 Others
8.15% SUNDARAM HOME FINANCE LTD 0.24% ₹ 35.17 Others
7.98% SUNDARAM HOME FINANCE LTD 0.21% ₹ 30.35 Others
PTC SANSAR TRUST (SERIES A1) 20/01/2027 (MAT 20/11/2029)(SANSAR TRUST) 0.19% ₹ 26.94 Others
8.03% MINDSPACE BUSINESS PARKS REIT 0.18% ₹ 25.39 Others
7.32% REC LTD 0.17% ₹ 25.11 Others
7.35% EMBASSY OFFICE PARKS REIT 0.17% ₹ 24.19 Others
CANARA BANK 0.17% ₹ 24.53 Finance - Banks - Public Sector
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 0.17% ₹ 23.91 Finance - Banks - Private Sector
8.45% NOMURA CAPITAL (INDIA) PRIVATE LIMITED 0.14% ₹ 20.28 Others
BAJAJ FINANCE LTD.- (ZCB) 0.13% ₹ 18.62 Others
SANSAR TRUST(SANSAR TRUST) 0.11% ₹ 16.46 Others
CANARA BANK 0.10% ₹ 14.73 Finance - Banks - Public Sector
PUNJAB NATIONAL BANK 0.10% ₹ 14.72 Finance - Banks - Public Sector
8.50% Nirma Ltd. 0.07% ₹ 10.14 Others
8.15% GODREJ PROPERTIES LIMITED 0.07% ₹ 10.10 Others
7.50% NATIONAL BANK FOR AGRICULTURE & RURAL DEVELOPMENT 0.07% ₹ 10.03 Others
6.97% EMBASSY OFFICE PARKS REIT 0.05% ₹ 7.52 Others
Central Government - 2034 0.04% ₹ 5.11 Others
7.58% Power Finance Corporation Ltd. 0.03% ₹ 5.02 Others
7.82% LIC HOUSING FINANCE LTD. 0.03% ₹ 5.02 Others
7.90% BAJAJ FINANCE LTD. 0.03% ₹ 5.02 Others
7.99% TATA PROJECTS LTD. 0.01% ₹ 1 Others
7.84% Tamil Nadu State Govt - 2026 - Tamil Nadu 0.01% ₹ 2.04 Others
8.02% MINDSPACE BUSINESS PARKS REIT 0.01% ₹ 2.02 Others
8.15% SAMVARDHANA MOTHERSON INTERNATIONAL LTD 0.01% ₹ 2.01 Others
8.35% GODREJ INDUSTRIES LTD 0.01% ₹ 2.01 Others

Returns

Annualised returns
9M 1Y 2Y 3Y
Fund returns 6.08% 7.87% 8.05% 7.86%
Category returns 5.55% 7.04% 14.72% 22.24%

Fund Objective

The primary investment objective of the Scheme is to seek to generate income from a portfolio constituted of short to medium term debt and money market securities.

AMC Details

Name
Kotak Mahindra Asset Management Company Ltd.
Date of Incorporation
23 Jun 1998
CEO
Mr. Nilesh Shah
CIO
Mr. Deepak Agrawal Mr. Harsha Upadhyaya
Type
Pvt.Sector-Indian
Address
27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E), Mumbai, Maharashtra, India - 400051
Website
http://www.assetmanagement.kotak.com
Email
fundaccops@kotakmutual.com

Top Funds from Debt - Low Duration

Scheme Name
NAV
Returns
1Y 3Y 5Y
AUM (Cr)
Expense Ratio
Risk Meter
HSBC Low Duration Fund - Direct Plan
STI Direct
9.10% 26.64% 37.80% ₹1,270 0.26%
Low to Moderate
ICICI Prudential Savings Fund - Direct Plan
STP Direct
7.81% 25.53% 36.51% ₹30,206 0.42%
Moderate
Kotak Low Duration Fund - Direct Plan
STP Direct
7.87% 25.48% 34.85% ₹15,809 0.42%
Low to Moderate
Kotak Low Duration Fund - Direct Plan
STP Direct
7.87% 25.47% 36.82% ₹15,809 0.42%
Low to Moderate
HDFC Low Duration Fund - Direct Plan
Liquid Direct
7.81% 25.45% 37.09% ₹25,757 0.45%
Moderate
Aditya Birla Sun Life Low Duration Fund - Direct Plan
Liquid Direct
7.81% 25.28% 37.31% ₹15,556 0.42%
Low to Moderate
ICICI Prudential Savings Fund
STP Regular
7.69% 25.12% 35.75% ₹30,206 0.55%
Moderate
Axis Treasury Advantage Fund - Direct Plan
STP Direct
7.82% 25.11% 36.20% ₹7,365 0.35%
Low to Moderate
Mahindra Manulife Low Duration Fund - Direct Plan
STP Direct
7.70% 25.11% 35.87% ₹617 0.30%
Moderate
Nippon India Low Duration Fund - Direct Plan
STP Direct
7.83% 25.06% 37.35% ₹12,254 0.38%
Low to Moderate

Top Funds from Kotak Mahindra Asset Management Company Ltd.

Scheme Name
NAV
Returns
1Y 3Y 5Y
AUM (Cr)
Expense Ratio
Risk Meter
Kotak Debt Hybrid Fund - Regular Plan
Hybrid Regular
3.83% 32.39% 57.85% ₹3,132 1.66%
Moderately High
Kotak Medium Term Fund - Direct Plan
Income Direct
9.59% 29.30% 42.92% ₹2,083 0.67%
Moderately High
Kotak Medium Term Fund - Direct Plan
Income Direct
9.59% 29.30% 42.92% ₹2,083 0.67%
Moderately High
Kotak Medium Term Fund - Direct Plan
Income Direct
9.59% 29.30% 42.90% ₹2,083 0.67%
Moderately High
Kotak Credit Risk Fund - Direct Plan
STP Direct
9.72% 27.68% 38.78% ₹720 0.81%
High
Kotak Credit Risk Fund - Direct Plan
STP Direct
9.72% 27.68% 38.78% ₹720 0.81%
High
Kotak Floating Rate Fund - Direct Plan
FRF-LT Direct
8.59% 27.06% 0.00% ₹2,993 0.26%
Low to Moderate
Kotak Floating Rate Fund - Direct Plan
FRF-LT Direct
8.59% 27.06% 0.00% ₹2,993 0.26%
Low to Moderate
Kotak Floating Rate Fund - Direct Plan
FRF-LT Direct
8.59% 27.06% 38.06% ₹2,993 0.26%
Low to Moderate
Kotak Income Plus Arbitrage Omni FoF - Direct Plan
Fund of Funds Direct
7.53% 26.40% 0.00% ₹7,500 0.07%
Moderate

FAQs

What is the current NAV of Kotak Low Duration Fund - Direct Plan Monthly IDCW Reinvestment?

The current Net Asset Value (NAV) of Kotak Low Duration Fund - Direct Plan Monthly IDCW Reinvestment is ₹1,598.43 as of 18 Dec 2025. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.

What is the fund size (AUM) of Kotak Low Duration Fund - Direct Plan Monthly IDCW Reinvestment?

The Assets Under Management (AUM) of Kotak Low Duration Fund - Direct Plan Monthly IDCW Reinvestment is ₹15,809.49 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.

What are the historical returns of Kotak Low Duration Fund - Direct Plan Monthly IDCW Reinvestment?

Kotak Low Duration Fund - Direct Plan Monthly IDCW Reinvestment has delivered returns of 7.87% (1 Year), 7.86% (3 Year), 6.16% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.

What is the risk level of Kotak Low Duration Fund - Direct Plan Monthly IDCW Reinvestment?

Kotak Low Duration Fund - Direct Plan Monthly IDCW Reinvestment has a risk rating of 'Low to Moderate' as per the SEBI Riskometer. This indicates the fund is suitable for investors comfortable with modest fluctuations. Investors should align their investment choices with their personal risk tolerance and financial goals.

What is the minimum investment amount for Kotak Low Duration Fund - Direct Plan Monthly IDCW Reinvestment?

The minimum lumpsum investment required for Kotak Low Duration Fund - Direct Plan Monthly IDCW Reinvestment is ₹100. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹100, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.

Disclaimer: This is 3rd Party content/feed, viewers are requested to use their discretion and conduct proper diligence before investing, GoodReturns does not take any liability on the genuineness and correctness of the information in this article

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