HDFC Retirement Savings Fund - Equity - Direct Plan Growth | HDFC Retirement Savings Fund - Equity - Direct Plan NAV Today [58.47], Performance & History

HDFC Retirement Savings Fund - Equity - Direct Plan is a Equity mutual fund categorized under ELSS, offered by HDFC Asset Management Company Ltd.. Launched on 05 Feb 2016, investors can start with a ... Read more

NAV History

Fund Details

Min. SIP Amount

₹100

Inception Date

05 Feb 2016

Min. Lumpsum Amount

₹ 100

Fund Age

9 Yrs

AUM

₹ 7,054.60 Cr.

Benchmark

NIfty 500 Total Return

Expense Ratio

0.71%

Scheme Type

Open Ended

Exit Load

Nil%

Returns Calculator

Investment amount per month

₹1,000

Over the past

Would have become

On total investment of

*Calculation based on past performance of this fund.

Asset Allocation

AUM

₹ 7,054.60 Cr

Equity

88.92%

Money Market & Cash

10.06%

Other Assets & Liabilities

1.02%

Sector Holdings

Sectors	Weightage
Finance - Banks - Private Sector	23.53%
Treps/Reverse Repo	10.06%
IT Consulting & Software	6.49%
Refineries	5.66%
Pharmaceuticals	3.75%
Power - Transmission/Equipment	3.47%
Auto - Cars & Jeeps	3.31%
Telecom Services	3.15%
Auto - 2 & 3 Wheelers	2.84%
Construction, Contracting & Engineering	2.59%
Finance - Banks - Public Sector	2.51%
Cigarettes & Tobacco Products	2.13%
Finance - Non Life Insurance	2.00%
Logistics - Warehousing/Supply Chain/Others	1.91%
Airlines	1.81%
Hospitals & Medical Services	1.66%
Consumer Electronics	1.39%
Finance - Life Insurance	1.20%
Transport - Road	1.18%
Beverages & Distilleries	1.17%
Finance & Investments	1.16%
Steel - Sponge Iron	1.03%
Iron & Steel	0.99%
Personal Care	0.89%
Engineering - Heavy	0.86%
Real Estate Investment Trusts (REIT)	0.77%
Gas Transmission/Marketing	0.76%
Domestic Appliances	0.74%
Cables - Power/Others	0.68%
Paints/Varnishes	0.65%
Services - Others	0.65%
Plywood/Laminates	0.62%
Aluminium	0.60%
Non-Banking Financial Company (NBFC)	0.58%
Tyres & Tubes	0.58%
Finance - Mutual Funds	0.57%
Plastics - Pipes & Fittings	0.54%
Microfinance Institutions	0.53%
Hotels, Resorts & Restaurants	0.51%
Auto - LCVs/HCVs	0.44%
Fertilisers	0.43%
Shipping	0.43%
Entertainment & Media	0.42%
Sugar	0.40%
Paper & Paper Products	0.40%
Realty	0.38%
Auto Ancl - Engine Parts	0.36%
Bearings	0.34%
Current Assets	0.25%
Abrasives And Grinding Wheels	0.23%
Mining/Minerals	0.20%
Plastics - Plastic & Plastic Products	0.20%

See All

Stock Holdings

Name	Weightage	Value (in Cr.)	Sector
TREPS - Tri-party Repo	10.06%	₹ 651.18	Others
HDFC Bank Ltd.	9.01%	₹ 583.47	Finance - Banks - Private Sector
ICICI Bank Ltd.	7.15%	₹ 462.66	Finance - Banks - Private Sector
Axis Bank Ltd.	4.42%	₹ 286.13	Finance - Banks - Private Sector
Reliance Industries Ltd.	4.39%	₹ 284.18	Refineries
Bharti Airtel Ltd.	3.15%	₹ 204.18	Telecom Services
Maruti Suzuki India Limited	2.57%	₹ 166.31	Auto - Cars & Jeeps
Kotak Mahindra Bank Limited	2.56%	₹ 165.98	Finance - Banks - Private Sector
State Bank of India	2.51%	₹ 162.46	Finance - Banks - Public Sector
Infosys Limited	2.41%	₹ 156.27	IT Consulting & Software
HCL Technologies Ltd.	2.15%	₹ 139.11	IT Consulting & Software
ITC LIMITED	2.13%	₹ 137.96	Cigarettes & Tobacco Products
Larsen and Toubro Ltd.	2.13%	₹ 137.82	Construction, Contracting & Engineering
InterGlobe Aviation Ltd.	1.81%	₹ 117.26	Airlines
Bajaj Auto Limited	1.60%	₹ 103.28	Auto - 2 & 3 Wheelers
Tata Consultancy Services Ltd.	1.60%	₹ 103.90	IT Consulting & Software
Cipla Ltd.	1.58%	₹ 102.60	Pharmaceuticals
Power Grid Corporation of India Ltd.	1.48%	₹ 95.62	Power - Transmission/Equipment
ICICI Lombard General Insurance Co	1.45%	₹ 93.77	Finance - Non Life Insurance
Hindustan Petroleum Corp. Ltd.	1.27%	₹ 82.21	Refineries
Eicher Motors Ltd.	1.24%	₹ 80	Auto - 2 & 3 Wheelers
HDFC Life Insurance Company Limited	1.20%	₹ 77.69	Finance - Life Insurance
Transport Corporation of India Ltd.	1.18%	₹ 76.35	Transport - Road
United Spirits Limited	1.17%	₹ 76	Beverages & Distilleries
Max Financial Services Ltd.	1.16%	₹ 75.14	Finance & Investments
Jindal Steel & Power Ltd.	1.03%	₹ 66.42	Steel - Sponge Iron
Tata Steel Ltd.	0.99%	₹ 64.41	Iron & Steel
Voltamp Transformers Ltd.	0.96%	₹ 62.15	Power - Transmission/Equipment
Godrej Consumer Products Ltd.	0.89%	₹ 57.88	Personal Care
Delhivery Limited	0.88%	₹ 57.28	Logistics - Warehousing/Supply Chain/Others
Dr. Lal Path Labs Ltd	0.86%	₹ 55.73	Hospitals & Medical Services
Gland Pharma Ltd.	0.86%	₹ 55.60	Pharmaceuticals
The Anup Engineering Limited	0.86%	₹ 55.56	Engineering - Heavy
Havells India Ltd.	0.83%	₹ 53.45	Consumer Electronics
Apollo Hospitals Enterprise Ltd.	0.80%	₹ 51.60	Hospitals & Medical Services
Kalpataru Projects International Ltd	0.77%	₹ 49.81	Power - Transmission/Equipment
Embassy Office Parks REIT	0.77%	₹ 49.63	Real Estate Investment Trusts (REIT)
Gujarat State Petronet Ltd.	0.76%	₹ 49.32	Gas Transmission/Marketing
Bajaj Electricals Ltd.	0.74%	₹ 48.07	Domestic Appliances
Mahindra & Mahindra Ltd.	0.74%	₹ 47.63	Auto - Cars & Jeeps
Finolex Cables Ltd.	0.68%	₹ 44.02	Cables - Power/Others
Crisil Limited	0.65%	₹ 42.01	Services - Others
AkzoNobel India Ltd.	0.65%	₹ 41.82	Paints/Varnishes
Greenply Industries Ltd.	0.62%	₹ 40.44	Plywood/Laminates
National Aluminium Co. Ltd.	0.60%	₹ 38.64	Aluminium
Ceat Ltd.	0.58%	₹ 37.79	Tyres & Tubes
Nippon Life India Asset Management Limited	0.57%	₹ 37.05	Finance - Mutual Funds
Mahindra & Mahindra Financial Services Ltd.	0.56%	₹ 36.55	Non-Banking Financial Company (NBFC)
Symphony Ltd.	0.56%	₹ 36.44	Consumer Electronics
Star Health and Allied Insurance Company Ltd	0.55%	₹ 35.82	Finance - Non Life Insurance
Finolex Industries Ltd.	0.54%	₹ 34.99	Plastics - Pipes & Fittings
Gateway Distriparks Limited	0.54%	₹ 35.05	Logistics - Warehousing/Supply Chain/Others
Aurobindo Pharma Ltd.	0.53%	₹ 34.43	Pharmaceuticals
Creditaccess Grameen Limited	0.53%	₹ 34.34	Microfinance Institutions
VRL Logistics Ltd.	0.49%	₹ 31.85	Logistics - Warehousing/Supply Chain/Others
PNC Infratech Ltd.	0.46%	₹ 29.49	Construction, Contracting & Engineering
Tata Motors Ltd.	0.44%	₹ 28.78	Auto - LCVs/HCVs
Great Eastern Shipping Company Ltd.	0.43%	₹ 27.92	Shipping
Chambal Fertilizers & Chemicals Ltd.	0.43%	₹ 27.55	Fertilisers
Mahindra Holidays & Resorts Ind Ltd.	0.42%	₹ 27.10	Hotels, Resorts & Restaurants
PVR LIMITED	0.42%	₹ 27.09	Entertainment & Media
Tamilnadu Newsprint & Papers Ltd.	0.40%	₹ 26.08	Paper & Paper Products
Balrampur Chini Mills Ltd.	0.40%	₹ 25.97	Sugar
Torrent Pharmaceuticals Ltd.	0.39%	₹ 25.40	Pharmaceuticals
Equitas Small Finance Bank Ltd	0.39%	₹ 25.44	Finance - Banks - Private Sector
Dr Reddys Laboratories Ltd.	0.39%	₹ 25.02	Pharmaceuticals
Prestige Estates Projects Ltd.	0.38%	₹ 24.62	Realty
GNA Axles Ltd.	0.36%	₹ 23.10	Auto Ancl - Engine Parts
Timken India Ltd.	0.34%	₹ 21.87	Bearings
Cyient Ltd.	0.33%	₹ 21.55	IT Consulting & Software
KEC International Ltd.	0.26%	₹ 16.65	Power - Transmission/Equipment
Net Current Assets	0.25%	₹ 15.91	Others
Carborundum Universal Ltd.	0.23%	₹ 14.88	Abrasives And Grinding Wheels
Nilkamal Ltd.	0.20%	₹ 12.65	Plastics - Plastic & Plastic Products
Redington Ltd.	0.20%	₹ 12.93	Mining/Minerals
ITC Hotels Limited	0.09%	₹ 5.63	Hotels, Resorts & Restaurants
Mahindra & Mahindra Financial Services Ltd.	0.02%	₹ 1.16	Non-Banking Financial Company (NBFC)

See All

Returns

	Annualised returns
	9M	1Y	2Y	3Y
Fund returns	12.59%	4.23%	12.76%	18.57%
Category returns	13.58%	1.56%	24.91%	54.61%

Fund Objective

The investment objective of the Investment Plans offered under the Scheme is to generate a corpus to provide for pension to an investor in the form of income to the extent of the redemption value of ... Read more

AMC Details

Name

HDFC Asset Management Company Ltd.

Date of Incorporation

30 Jun 2000

CEO

Mr. Navneet Munot

CIO

Type

Pvt.Sector-Joint Venture (Indian)

Address

HDFC House, 2nd Floor, H T Parekh Marg, 165-166, Backbay Reclamation, Churchgate, Mumbai, Maharashtra, India - 400020

Website

http://www.hdfcfund.com

cliser@hdfcfund.com

Scheme Name	NAV	Returns 1Y 3Y 5Y	AUM (Cr)	Expense Ratio	Risk Meter
SBI Retirement Benefit Fund - Conservative Hybrid Plan -... Hybrid Direct	₹16.15	4.42%	32.67%	0.00%	₹287	1.17%	High
SBI Retirement Benefit Fund - Conservative Hybrid Plan -... Hybrid Direct	₹16.15	4.42%	32.67%	0.00%	₹287	1.17%	High
Franklin India Retirement Fund - Growth Hybrid Regular	₹221.01	3.94%	32.59%	52.43%	₹522	2.26%	High
Axis Retirement Fund - Conservative Plan Hybrid Regular	₹16.24	4.16%	32.39%	43.67%	₹54	2.15%	High
Axis Retirement Fund - Conservative Plan Hybrid Regular	₹16.24	4.16%	32.39%	43.67%	₹54	2.15%	High
HDFC Retirement Savings Fund - Hybrid Debt - Direct Plan Hybrid Direct	₹24.83	5.76%	32.09%	54.07%	₹162	1.08%	Moderately High
Tata Retirement Savings Fund - Conservative Plan - Direct... Hybrid Direct	₹37.56	4.08%	31.27%	46.30%	₹174	0.98%	Moderately High
Aditya Birla Sun Life Retirement Fund - The 50s Plan -... Hybrid Direct	₹16.23	6.44%	31.10%	40.03%	₹27	0.61%	Moderately High
SBI Retirement Benefit Fund - Conservative Hybrid Plan Hybrid Regular	₹15.68	3.90%	30.64%	0.00%	₹287	1.67%	High
SBI Retirement Benefit Fund - Conservative Hybrid Plan Hybrid Regular	₹15.68	3.90%	30.64%	0.00%	₹287	1.67%	High

Top Funds from HDFC Asset Management Company Ltd.

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
HDFC Equity Savings Fund - Regular Plan Hybrid Regular	₹67.59	6.00%	32.96%	66.59%	₹5,904	1.88%	Moderately High
HDFC Balanced Advantage Fund - Direct Plan Diversified Direct	₹45.75	-0.48%	32.88%	68.10%	₹1,07,971	0.73%	Very High
HDFC Balanced Advantage Fund - Direct Plan Diversified Direct	₹45.75	-0.48%	32.88%	68.10%	₹1,07,971	0.73%	Very High
HDFC Retirement Savings Fund - Hybrid Debt - Direct Plan Hybrid Direct	₹24.83	5.76%	32.09%	54.07%	₹162	1.08%	Moderately High
HDFC Hybrid Debt Fund - Regular Plan Hybrid Regular	₹83.24	4.96%	31.84%	59.80%	₹3,373	1.75%	Moderately High
HDFC Flexi Cap Fund - Regular Plan Diversified Regular	₹81.58	-0.53%	30.91%	75.91%	₹94,069	1.35%	Very High
HDFC Flexi Cap Fund - Regular Plan Diversified Regular	₹81.58	-0.53%	30.91%	75.91%	₹94,069	1.35%	Very High
HDFC NIFTY Private Bank ETF ETF Regular	₹28.86	13.87%	30.19%	0.00%	₹349	0.15%	Very High
HDFC Focused Fund - Regular Plan Sector Regular	₹26.28	-0.62%	29.68%	76.34%	₹26,230	1.61%	Very High
HDFC Focused Fund - Regular Plan Sector Regular	₹26.28	-0.62%	29.68%	76.34%	₹26,230	1.61%	Very High

FAQs

What is the current NAV of HDFC Retirement Savings Fund - Equity - Direct Plan Growth?

The current Net Asset Value (NAV) of HDFC Retirement Savings Fund - Equity - Direct Plan Growth is ₹58.47 as of 19 Dec 2025. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.

What is the fund size (AUM) of HDFC Retirement Savings Fund - Equity - Direct Plan Growth?

The Assets Under Management (AUM) of HDFC Retirement Savings Fund - Equity - Direct Plan Growth is ₹7,054.60 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.

What are the historical returns of HDFC Retirement Savings Fund - Equity - Direct Plan Growth?

HDFC Retirement Savings Fund - Equity - Direct Plan Growth has delivered returns of 4.23% (1 Year), 18.57% (3 Year), 22.10% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.

What is the risk level of HDFC Retirement Savings Fund - Equity - Direct Plan Growth?

HDFC Retirement Savings Fund - Equity - Direct Plan Growth has a risk rating of 'Very High' as per the SEBI Riskometer. This indicates the fund is suitable for very aggressive investors comfortable with significant market volatility. Investors should align their investment choices with their personal risk tolerance and financial goals.

What is the minimum investment amount for HDFC Retirement Savings Fund - Equity - Direct Plan Growth?

The minimum lumpsum investment required for HDFC Retirement Savings Fund - Equity - Direct Plan Growth is ₹100. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹100, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.

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