Franklin India Retirement Fund - Dividend Regular IDCW | Franklin India Retirement Fund - Dividend NAV Today [16.61], Performance & History

Franklin India Retirement Fund - Dividend is a Debt mutual fund categorized under Hybrid, offered by Franklin Templeton Asset Management (India) Pvt. Ltd.. Launched on 31 Mar 1997, investors can start ... Read more

NAV History

Fund Details

Min. SIP Amount

₹500

Inception Date

31 Mar 1997

Min. Lumpsum Amount

₹ 500

Fund Age

28 Yrs

AUM

₹ 512.69 Cr.

Benchmark

CRISIL Short Term Debt Hybrid 60+40 Index

Expense Ratio

2.26%

Scheme Type

Open Ended

Exit Load

Returns Calculator

Investment amount per month

₹1,000

Over the past

Would have become

On total investment of

*Calculation based on past performance of this fund.

Asset Allocation

AUM

₹ 512.69 Cr

Equity

38.53%

Debt

60.86%

Money Market & Cash

0.61%

Sector Holdings

Sectors	Weightage
Debt	52.22%
Finance - Banks - Private Sector	8.93%
Government Securities	7.66%
IT Consulting & Software	2.81%
Construction, Contracting & Engineering	1.93%
Telecom Services	1.74%
Refineries	1.60%
Hospitals & Medical Services	1.46%
Hotels, Resorts & Restaurants	1.39%
Pharmaceuticals	1.33%
Power - Generation/Distribution	1.28%
E-Commerce/E-Retail	1.23%
Finance & Investments	1.08%
Auto - Cars & Jeeps	1.04%
Domestic Appliances	1.03%
Cement	0.93%
Finance - Banks - Public Sector	0.85%
Beverages & Distilleries	0.82%
Financial Technologies (Fintech)	0.75%
Gas Transmission/Marketing	0.67%
Cash	0.61%
Finance - Life Insurance	0.61%
Airlines	0.58%
Auto - LCVs/HCVs	0.55%
Personal Care	0.55%
Aerospace & Defense	0.52%
Agro Chemicals/Pesticides	0.48%
Realty	0.48%
Cycles & Accessories	0.47%
Edible Oils & Solvent Extraction	0.44%
Engines	0.40%
Auto Ancl - Susp. & Braking - Others	0.39%
Auto Ancl - Batteries	0.39%
Iron & Steel	0.38%
Finance - Non Life Insurance	0.37%
Petrochemicals - Polymers	0.37%
Retail - Departmental Stores	0.35%
Textiles - Readymade Apparels	0.32%
Telecom Equipment	0.32%
Finance - Housing	0.30%
Services - Others	0.20%
Non-Banking Financial Company (NBFC)	0.17%

See All

Stock Holdings

Name	Weightage	Value (in Cr.)	Sector
7.48% National Bank For Agriculture & Rural Development (15-Sep-2028)	9.13%	₹ 47.18	Others
0.00% Jubilant Bevco Ltd (31-May-2028)	6.64%	₹ 34.30	Others
7.68% Small Industries Development Bank Of India (10-Aug-2027)	5.07%	₹ 26.18	Others
7.90% Bajaj Housing Finance Ltd (28-Apr-2028)	5.05%	₹ 26.11	Others
7.90% LIC Housing Finance Ltd (23-Jun-2027)	4.98%	₹ 25.73	Others
7.03% National Bank for Financing Infrastructure and Development (08-Apr-2030)	4.97%	₹ 25.70	Others
7.70% Poonawalla Fincorp Ltd (21-Apr-2028)	4.96%	₹ 25.63	Others
HDFC Bank Ltd	4.24%	₹ 21.90	Finance - Banks - Private Sector
7.09% GOI 2054 (05-Aug-2054)	3.85%	₹ 19.89	Others
6.90% GOI 2065 (15-Apr-2065)	3.81%	₹ 19.68	Others
0.00% Jubilant Beverages Ltd (31-May-2028)	3.57%	₹ 18.44	Others
ICICI Bank Ltd	3.11%	₹ 16.06	Finance - Banks - Private Sector
0.00% REC Ltd (03-Nov-2034)	2.70%	₹ 13.94	Others
8.75% Bharti Telecom Ltd (05-Nov-2028)	2.14%	₹ 11.04	Others
Larsen & Toubro Ltd	1.93%	₹ 9.96	Construction, Contracting & Engineering
Bharti Airtel Ltd	1.74%	₹ 8.99	Telecom Services
Infosys Ltd	1.63%	₹ 8.40	IT Consulting & Software
Reliance Industries Ltd	1.60%	₹ 8.24	Refineries
Axis Bank Ltd	1.51%	₹ 7.80	Finance - Banks - Private Sector
Eternal Ltd	1.23%	₹ 6.37	E-Commerce/E-Retail
HCL Technologies Ltd	1.18%	₹ 6.11	IT Consulting & Software
6.40% LIC Housing Finance Ltd (30-Nov-2026)	1.01%	₹ 5.20	Others
8.35% HDFC Bank Ltd (13-May-2026)	1.00%	₹ 5.16	Others
8.3774% Kotak Mahindra Investments Ltd (21-Jun-2027)	1.00%	₹ 5.17	Others
Ultratech Cement Ltd	0.93%	₹ 4.80	Cement
Apollo Hospitals Enterprise Ltd	0.91%	₹ 4.69	Hospitals & Medical Services
7.08% Andhra Pradesh SDL (26-Mar-2037)	0.90%	₹ 4.66	Finance & Investments
NTPC Ltd	0.89%	₹ 4.58	Power - Generation/Distribution
State Bank of India	0.85%	₹ 4.38	Finance - Banks - Public Sector
United Spirits Ltd	0.82%	₹ 4.22	Beverages & Distilleries
Sun Pharmaceutical Industries Ltd	0.76%	₹ 3.94	Pharmaceuticals
PB Fintech Ltd	0.75%	₹ 3.85	Financial Technologies (Fintech)
GAIL (India) Ltd	0.67%	₹ 3.48	Gas Transmission/Marketing
Mahindra & Mahindra Ltd	0.66%	₹ 3.43	Auto - Cars & Jeeps
Call, Cash & Other Assets	0.61%	₹ 3.17	Others
HDFC Life Insurance Co Ltd	0.61%	₹ 3.15	Finance - Life Insurance
Interglobe Aviation Ltd	0.58%	₹ 3	Airlines
Crompton Greaves Consumer Electricals Ltd	0.58%	₹ 2.97	Domestic Appliances
Eris Lifesciences Ltd	0.57%	₹ 2.93	Pharmaceuticals
Tata Motors Ltd	0.55%	₹ 2.86	Auto - LCVs/HCVs
Metropolis Healthcare Ltd	0.55%	₹ 2.86	Hospitals & Medical Services
Hindustan Unilever Ltd	0.55%	₹ 2.85	Personal Care
Bharat Electronics Ltd	0.52%	₹ 2.69	Aerospace & Defense
Jubilant Foodworks Ltd	0.52%	₹ 2.67	Hotels, Resorts & Restaurants
Prestige Estates Projects Ltd	0.48%	₹ 2.48	Realty
Lemon Tree Hotels Ltd	0.48%	₹ 2.47	Hotels, Resorts & Restaurants
PI Industries Ltd	0.48%	₹ 2.47	Agro Chemicals/Pesticides
Tube Investments of India Ltd	0.47%	₹ 2.45	Cycles & Accessories
Amber Enterprises India Ltd	0.45%	₹ 2.32	Domestic Appliances
Marico Ltd	0.44%	₹ 2.26	Edible Oils & Solvent Extraction
Kirloskar Oil Engines Ltd	0.40%	₹ 2.08	Engines
ZF Commercial Vehicle Control Systems India Ltd	0.39%	₹ 2.04	Auto Ancl - Susp. & Braking - Others
Sapphire Foods India Ltd	0.39%	₹ 2.02	Hotels, Resorts & Restaurants
Amara Raja Energy And Mobility Ltd	0.39%	₹ 2	Auto Ancl - Batteries
CESC Ltd	0.39%	₹ 2.04	Power - Generation/Distribution
Tata Steel Ltd	0.38%	₹ 1.97	Iron & Steel
Maruti Suzuki India Ltd	0.38%	₹ 1.94	Auto - Cars & Jeeps
Chemplast Sanmar Ltd	0.37%	₹ 1.93	Petrochemicals - Polymers
ICICI Lombard General Insurance Co Ltd	0.37%	₹ 1.90	Finance - Non Life Insurance
V-Mart Retail Ltd	0.35%	₹ 1.83	Retail - Departmental Stores
Pearl Global Industries Ltd	0.32%	₹ 1.63	Textiles - Readymade Apparels
Indus Towers Ltd	0.32%	₹ 1.67	Telecom Equipment
PNB Housing Finance Ltd	0.30%	₹ 1.53	Finance - Housing
Teamlease Services Ltd	0.20%	₹ 1.03	Services - Others
Cholamandalam Investment and Finance Co Ltd	0.17%	₹ 0.88	Non-Banking Financial Company (NBFC)
Angel One Ltd	0.10%	₹ 0.53	Finance & Investments
7.10% Rajasthan SDL (26-Mar-2043)	0.08%	₹ 0.42	Finance & Investments
IDFC First Bank Ltd	0.07%	₹ 0.34	Finance - Banks - Private Sector

See All

Returns

	Annualised returns
	9M	1Y	2Y	3Y
Fund returns	-5.58%	-2.84%	-1.10%	1.85%
Category returns	67.52%	91.96%	127.24%	142.34%

Fund Objective

Seeks to provide regular income under the Dividend Plan and capital appreciation under the Growth Plan.

AMC Details

Name

Franklin Templeton Asset Management (India) Pvt. Ltd.

Date of Incorporation

19 Feb 1996

CEO

CIO

Mr. Rahul Goswami, Mr. R Janakiraman

Type

Foreign

Address

Indiabulls Finance Centre; Tower 2,n12th and 13th Floor; Senapati Bapat Marg,nElphinstone Road (W). Mumbai, Maharashtra, India - 400013

Website

http://www.franklintempletonindia.com

service@templeton.com

Scheme Name	NAV	Returns 1Y 3Y 5Y	AUM (Cr)	Expense Ratio	Risk Meter
Aditya Birla Sun Life Retirement Fund - The 30s Plan -... Diversified Direct	₹18.23	7.76%	32.86%	53.90%	₹431	1.16%	Very High
Aditya Birla Sun Life Retirement Fund - The 30s Plan -... Diversified Direct	₹18.23	7.76%	32.86%	53.90%	₹431	1.16%	Very High
SBI Retirement Benefit Fund - Conservative Hybrid Plan -... Hybrid Direct	₹15.95	4.43%	32.65%	0.00%	₹283	1.16%	High
SBI Retirement Benefit Fund - Conservative Hybrid Plan -... Hybrid Direct	₹15.95	4.43%	32.65%	0.00%	₹283	1.16%	High
HDFC Retirement Savings Fund - Hybrid Debt - Direct Plan Hybrid Direct	₹24.74	6.30%	32.58%	52.53%	₹160	1.08%	Moderately High
Tata Retirement Savings Fund - Conservative Plan - Direct... Hybrid Direct	₹37.34	6.07%	32.38%	46.06%	₹171	0.98%	Moderately High
Aditya Birla Sun Life Retirement Fund - The 50s Plan -... Hybrid Direct	₹16.24	8.07%	32.19%	40.27%	₹26	0.61%	Moderately High
Axis Retirement Fund - Conservative Plan Hybrid Regular	₹16.06	4.17%	32.13%	40.74%	₹52	2.15%	High
Axis Retirement Fund - Conservative Plan Hybrid Regular	₹16.07	4.17%	32.13%	40.74%	₹52	2.15%	High
SBI Retirement Benefit Fund - Conservative Hybrid Plan Hybrid Regular	₹15.48	3.92%	30.63%	0.00%	₹283	1.67%	High

Top Funds from Franklin Templeton Asset Management (India) Pvt. Ltd.

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
Franklin India Small Cap Fund - Direct Plan Diversified Direct	₹52.14	-10.83%	32.22%	84.21%	₹13,238	0.94%	Very High
Franklin India NSE Nifty 50 Index Fund Index Regular	₹185.25	4.44%	32.02%	72.15%	₹787	0.63%	Very High
Franklin India NSE Nifty 50 Index Fund Index Regular	₹185.25	4.44%	32.02%	72.15%	₹787	0.63%	Very High
Franklin India Equity Savings Fund - Direct Plan Hybrid Direct	₹18.42	7.21%	31.67%	56.81%	₹685	0.33%	Moderate
Franklin India Dividend Yield Fund - Direct Plan Diversified Direct	₹29.16	-0.88%	31.14%	73.94%	₹2,402	1.25%	Very High
Franklin India Conservative Hybrid Fund - Plan A Hybrid Regular	₹91.68	6.09%	30.53%	45.81%	₹245	1.41%	Moderately High
Franklin India Conservative Hybrid Fund - Plan B Hybrid Regular	₹91.68	6.09%	30.53%	45.81%	₹245	1.41%	Moderately High
Franklin India Small Cap Fund Diversified Regular	₹43.97	-11.23%	29.51%	74.46%	₹13,238	1.75%	Very High
Franklin India Small Cap Fund Diversified Regular	₹43.97	-11.23%	29.51%	74.46%	₹13,238	1.75%	Very High
Templeton India Value Fund Diversified Regular	₹95.68	0.15%	29.06%	69.62%	₹2,326	2.03%	Very High

FAQs

What is the current NAV of Franklin India Retirement Fund - Dividend Regular IDCW?

The current Net Asset Value (NAV) of Franklin India Retirement Fund - Dividend Regular IDCW is ₹16.61 as of 30 Jan 2026. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.

What is the fund size (AUM) of Franklin India Retirement Fund - Dividend Regular IDCW?

The Assets Under Management (AUM) of Franklin India Retirement Fund - Dividend Regular IDCW is ₹512.69 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.

What are the historical returns of Franklin India Retirement Fund - Dividend Regular IDCW?

Franklin India Retirement Fund - Dividend Regular IDCW has delivered returns of -2.84% (1 Year), 1.85% (3 Year), -0.08% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.

What is the risk level of Franklin India Retirement Fund - Dividend Regular IDCW?

Franklin India Retirement Fund - Dividend Regular IDCW has a risk rating of 'High' as per the SEBI Riskometer. This indicates the fund is suitable for aggressive investors with high risk tolerance. Investors should align their investment choices with their personal risk tolerance and financial goals.

What is the minimum investment amount for Franklin India Retirement Fund - Dividend Regular IDCW?

The minimum lumpsum investment required for Franklin India Retirement Fund - Dividend Regular IDCW is ₹500. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹500, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.

Disclaimer: This is 3rd Party content/feed, viewers are requested to use their discretion and conduct proper diligence before investing, GoodReturns does not take any liability on the genuineness and correctness of the information in this article