Bank of India Credit Risk Fund - Direct Plan Growth | Bank of India Credit Risk Fund - Direct Plan NAV Today [12.87], Performance & History

Bank of India Credit Risk Fund - Direct Plan is a Debt mutual fund categorized under Income, offered by Bank of India Investment Managers Pvt. Ltd.. Launched on 06 Feb 2015, investors can start with a ... Read more

NAV History

Fund Details

Min. SIP Amount

N/A

Inception Date

06 Feb 2015

Min. Lumpsum Amount

₹ 5,000

Fund Age

10 Yrs

AUM

₹ 106.72 Cr.

Benchmark

CRISIL Credit Risk Debt B-II Index

Expense Ratio

1.12%

Scheme Type

Open Ended

Exit Load

Returns Calculator

Investment amount per month

₹1,000

Over the past

Would have become

On total investment of

*Calculation based on past performance of this fund.

Asset Allocation

AUM

₹ 106.72 Cr

Debt

62.06%

Money Market & Cash

22.51%

Other Assets & Liabilities

15.43%

Sector Holdings

Sectors	Weightage
Debt	62.06%
Treps/Reverse Repo	22.51%
Net Receivables/(Payables)	10.26%
Certificate of Deposits	4.73%
Others	0.44%

Stock Holdings

Name	Weightage	Value (in Cr.)	Sector
TREPS	22.51%	₹ 23.70	Others
Net Receivables / (Payables)	10.26%	₹ 10.82	Others
8.4% Nirma Limited (07/04/2026)	9.56%	₹ 10.07	Others
9.45% Vedanta Limited (05/06/2028)	9.55%	₹ 10.06	Others
8.1% Aditya Birla Real Estate Limited (25/04/2026)	9.54%	₹ 10.04	Others
8.5% JSW Steel Limited (12/10/2027)	9.52%	₹ 10.03	Others
8.80% Manappuram Finance Limited (29/09/2025)	9.52%	₹ 10.02	Others
7.99% Rashtriya Chemicals and Fertilizers Limited (07/08/2027)	4.84%	₹ 5.09	Others
9.40% 360 One Prime Limited (04/03/2027)	4.78%	₹ 5.03	Others
7.75% Nuvoco Vistas Corporation Limited (28/08/2025)	4.75%	₹ 5	Others
Axis Bank Limited (05/09/2025)	4.73%	₹ 4.98	Others
Corporate Debt Market Development Fund	0.44%	₹ 0.47	Others

See All

Returns

	Annualised returns
	9M	1Y	2Y	3Y
Fund returns	5.44%	6.71%	6.64%	6.36%
Category returns	5.07%	6.65%	14.71%	20.94%

Fund Objective

The Schemes investment objective is to generate capital appreciation over the long term by investing predominantly in corporate debt across the credit spectrum within the universe of investment grade ... Read more

AMC Details

Name

Bank of India Investment Managers Pvt. Ltd.

Date of Incorporation

31 Mar 2008

CEO

Mr. Mohit Bhatia

CIO

Mr. Alok Singh

Type

Pvt.Sector-Joint Venture (Indian)

Address

B/204, Tower 1, Peninsula Corporate Park, Ganpatrao Kadam Marg, Lower Parel, Mumbai, Maharashtra, India - 400013

Website

http://www.boiaxamf.in

service@boiaxamf.in

Top Funds from Debt - Credit Risk

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
Invesco India Credit Risk Fund Income Regular	₹1,980.24	9.23%	30.84%	37.51%	₹155	1.45%	Moderately High
Invesco India Credit Risk Fund Income Regular	₹1,980.24	9.23%	30.84%	37.51%	₹155	1.45%	Moderately High
Invesco India Credit Risk Fund Income Regular	₹1,980.86	9.23%	30.84%	37.51%	₹155	1.45%	Moderately High
Invesco India Credit Risk Fund Income Regular	₹1,454.78	9.23%	30.84%	37.51%	₹155	1.45%	Moderately High
Invesco India Credit Risk Fund Income Regular	₹1,454.78	9.23%	30.84%	37.51%	₹155	1.45%	Moderately High
Nippon India Credit Risk Fund - Direct Plan Income LT Direct	₹39.99	9.67%	29.96%	55.51%	₹1,013	0.70%	High
Nippon India Credit Risk Fund - Direct Plan Income LT Direct	₹21.65	9.67%	29.96%	55.51%	₹1,013	0.70%	High
ICICI Prudential Credit Risk Fund - Direct Plan Income Direct	₹36.58	9.91%	29.59%	46.57%	₹5,936	0.76%	High
Bandhan Credit Risk Fund - Direct Plan Income Direct	₹13.50	8.21%	29.02%	24.68%	₹255	0.67%	Moderately High
Bandhan Credit Risk Fund - Direct Plan Income Direct	₹13.50	8.21%	29.02%	24.68%	₹255	0.67%	Moderately High

Top Funds from Bank of India Investment Managers Pvt. Ltd.

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
Bank of India Conservative Hybrid Fund - Direct Plan Hybrid Direct	₹36.95	3.65%	25.56%	67.83%	₹66	1.45%	Moderately High
Bank of India Short Term Income Fund - Direct Plan STI Direct	₹29.89	7.56%	25.47%	65.53%	₹248	0.52%	Low to Moderate
Bank of India Conservative Hybrid Fund - Direct Plan Hybrid Direct	₹16.84	3.64%	25.47%	60.59%	₹66	1.45%	Moderately High
Bank of India Conservative Hybrid Fund - Direct Plan Hybrid Direct	₹16.84	3.64%	25.47%	60.59%	₹66	1.45%	Moderately High
Bank of India Conservative Hybrid Fund - Direct Plan Hybrid Direct	₹18.16	3.64%	25.46%	67.24%	₹66	1.45%	Moderately High
Bank of India Conservative Hybrid Fund - Direct Plan Hybrid Direct	₹18.16	3.64%	25.46%	67.24%	₹66	1.45%	Moderately High
Bank of India Conservative Hybrid Fund - Direct Plan Hybrid Direct	₹16.46	3.64%	25.46%	58.94%	₹66	1.45%	Moderately High
Bank of India Conservative Hybrid Fund - Direct Plan Hybrid Direct	₹16.46	3.64%	25.46%	58.94%	₹66	1.45%	Moderately High
Bank of India Short Term Income Fund - Direct Plan STI Direct	₹13.78	7.55%	25.46%	65.75%	₹248	0.52%	Low to Moderate
Bank of India Short Term Income Fund - Direct Plan STI Direct	₹13.78	7.55%	25.46%	65.75%	₹248	0.52%	Low to Moderate

FAQs

What is the current NAV of Bank of India Credit Risk Fund - Direct Plan Growth?

The current Net Asset Value (NAV) of Bank of India Credit Risk Fund - Direct Plan Growth is ₹12.87 as of 18 Dec 2025. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.

What is the fund size (AUM) of Bank of India Credit Risk Fund - Direct Plan Growth?

The Assets Under Management (AUM) of Bank of India Credit Risk Fund - Direct Plan Growth is ₹106.72 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.

What are the historical returns of Bank of India Credit Risk Fund - Direct Plan Growth?

Bank of India Credit Risk Fund - Direct Plan Growth has delivered returns of 6.71% (1 Year), 6.36% (3 Year), 26.33% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.

What is the risk level of Bank of India Credit Risk Fund - Direct Plan Growth?

Bank of India Credit Risk Fund - Direct Plan Growth has a risk rating of 'Moderately High' as per the SEBI Riskometer. This indicates the fund is suitable for investors willing to accept higher volatility for potentially better returns. Investors should align their investment choices with their personal risk tolerance and financial goals.

What is the minimum investment amount for Bank of India Credit Risk Fund - Direct Plan Growth?

The minimum lumpsum investment required for Bank of India Credit Risk Fund - Direct Plan Growth is ₹5,000. This allows investors to start their mutual fund journey with a manageable amount.

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