Bandhan Retirement Fund - Direct Plan IDCW | Bandhan Retirement Fund - Direct Plan NAV Today [13.25], Performance & History

Bandhan Retirement Fund - Direct Plan is a Equity mutual fund categorized under Hybrid, offered by Bandhan AMC Ltd.. Launched on 28 Sep 2023, investors can start with a minimum SIP of ₹100 or a ... Read more

NAV History

Fund Details

Min. SIP Amount

₹100

Inception Date

28 Sep 2023

Min. Lumpsum Amount

₹ 1,000

Fund Age

2 Yrs

AUM

₹ 187.84 Cr.

Benchmark

CRISIL Hybrid 50 + 50 - Moderate Index

Expense Ratio

0.70%

Scheme Type

Open Ended

Exit Load

Nil%

Asset Allocation

AUM

₹ 187.84 Cr

Equity

71.46%

Debt

23.5%

Money Market & Cash

4.41%

Other Assets & Liabilities

0.63%

Sector Holdings

Sectors	Weightage
Government Securities	23.50%
Finance - Banks - Private Sector	13.41%
IT Consulting & Software	6.40%
Refineries	5.69%
Telecom Services	5.62%
Construction, Contracting & Engineering	3.49%
Gems, Jewellery & Precious Metals	2.74%
Money Market Instruments	2.74%
Pharmaceuticals	1.91%
Internet & Catalogue Retail	1.85%
Non-Banking Financial Company (NBFC)	1.83%
Cigarettes & Tobacco Products	1.74%
Cash	1.67%
Auto - Cars & Jeeps	1.64%
Electric Equipment - Switchgear/Circuit Breaker	1.59%
Steel - Sponge Iron	1.58%
Airlines	1.58%
E-Commerce/E-Retail	1.58%
Auto - 2 & 3 Wheelers	1.43%
Auto Ancl - Electrical	1.26%
Power - Generation/Distribution	1.25%
Finance - Term Lending Institutions	1.23%
Finance & Investments	1.21%
Holding Company	1.06%
Aluminium	0.99%
Mining/Minerals	0.95%
Realty	0.91%
Chemicals - Inorganic - Others	0.91%
Beverages & Distilleries	0.84%
Auto - LCVs/HCVs	0.81%
Agro Chemicals/Pesticides	0.65%
Net Receivables/(Payables)	0.63%
Electric Equipment - General	0.61%
Finance - Life Insurance	0.57%
Port & Port Services	0.56%
Finance - Banks - Public Sector	0.54%
Steel - Alloys/Special	0.53%
Non-Alcoholic Beverages	0.48%
Services - Others	0.42%
Finance - Housing	0.37%
Hotels, Resorts & Restaurants	0.33%
Agricultural Products	0.30%
Entertainment & Media	0.19%
Chemicals - Speciality	0.15%
Auto Ancl - Susp. & Braking - Others	0.12%
Gas Transmission/Marketing	0.09%
Hospitals & Medical Services	0.05%

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Stock Holdings

Name	Weightage	Value (in Cr.)	Sector
7.3% Government of India	23.50%	₹ 42.41	Others
Reliance Industries Limited	5.69%	₹ 10.27	Refineries
Bharti Airtel Limited	5.62%	₹ 10.15	Telecom Services
ICICI Bank Limited	5.39%	₹ 9.72	Finance - Banks - Private Sector
Larsen & Toubro Limited	3.49%	₹ 6.30	Construction, Contracting & Engineering
HDFC Bank Limited	3.35%	₹ 6.04	Finance - Banks - Private Sector
Triparty Repo TRP_020625	2.74%	₹ 4.94	Others
Titan Company Limited	2.74%	₹ 4.95	Gems, Jewellery & Precious Metals
Axis Bank Limited	2.24%	₹ 4.04	Finance - Banks - Private Sector
Kotak Mahindra Bank Limited	2.02%	₹ 3.65	Finance - Banks - Private Sector
HCL Technologies Limited	1.90%	₹ 3.44	IT Consulting & Software
Info Edge (India) Limited	1.85%	₹ 3.34	Internet & Catalogue Retail
ITC Limited	1.74%	₹ 3.14	Cigarettes & Tobacco Products
Cash Margin - Derivatives	1.66%	₹ 3	Others
Maruti Suzuki India Limited	1.64%	₹ 2.96	Auto - Cars & Jeeps
Infosys Limited	1.60%	₹ 2.89	IT Consulting & Software
Hitachi Energy India Limited	1.59%	₹ 2.86	Electric Equipment - Switchgear/Circuit Breaker
Jindal Steel & Power Limited	1.58%	₹ 2.84	Steel - Sponge Iron
InterGlobe Aviation Limited	1.58%	₹ 2.85	Airlines
Eternal Limited	1.58%	₹ 2.85	E-Commerce/E-Retail
Tata Consultancy Services Limited	1.44%	₹ 2.61	IT Consulting & Software
UNO Minda Limited	1.26%	₹ 2.28	Auto Ancl - Electrical
NHPC Limited	1.25%	₹ 2.26	Power - Generation/Distribution
Power Finance Corporation Limited	1.23%	₹ 2.21	Finance - Term Lending Institutions
Max Financial Services Limited	1.21%	₹ 2.18	Finance & Investments
Bajaj Finserv Limited	1.06%	₹ 1.92	Holding Company
Hero MotoCorp Limited	1.00%	₹ 1.81	Auto - 2 & 3 Wheelers
Cholamandalam Investment and Finance Company Ltd	1.00%	₹ 1.80	Non-Banking Financial Company (NBFC)
Tech Mahindra Limited	1.00%	₹ 1.80	IT Consulting & Software
Hindalco Industries Limited	0.99%	₹ 1.79	Aluminium
Coal India Limited	0.95%	₹ 1.71	Mining/Minerals
Vishnu Chemicals Limited	0.91%	₹ 1.64	Chemicals - Inorganic - Others
Cipla Limited	0.90%	₹ 1.63	Pharmaceuticals
United Spirits Limited	0.84%	₹ 1.52	Beverages & Distilleries
Tata Motors Limited	0.81%	₹ 1.46	Auto - LCVs/HCVs
Lupin Limited	0.68%	₹ 1.23	Pharmaceuticals
Dhanuka Agritech Limited	0.65%	₹ 1.17	Agro Chemicals/Pesticides
Net Receivables/Payables	0.63%	₹ 1.15	Others
CG Power and Industrial Solutions Limited	0.61%	₹ 1.10	Electric Equipment - General
HDFC Life Insurance Company Limited	0.57%	₹ 1.02	Finance - Life Insurance
Adani Ports and Special Economic Zone Limited	0.56%	₹ 1	Port & Port Services
Union Bank of India	0.54%	₹ 0.97	Finance - Banks - Public Sector
Jindal Stainless Limited	0.53%	₹ 0.96	Steel - Alloys/Special
Macrotech Developers Limited	0.52%	₹ 0.94	Realty
Varun Beverages Limited	0.48%	₹ 0.87	Non-Alcoholic Beverages
Wipro Limited	0.46%	₹ 0.82	IT Consulting & Software
TVS Motor Company Limited	0.43%	₹ 0.77	Auto - 2 & 3 Wheelers
Central Depository Services (India) Limited	0.42%	₹ 0.76	Services - Others
IndusInd Bank Limited	0.41%	₹ 0.74	Finance - Banks - Private Sector
Sobha Limited	0.39%	₹ 0.70	Realty
Aadhar Housing Finance Limited	0.37%	₹ 0.67	Finance - Housing
Mahindra & Mahindra Financial Services Limited	0.35%	₹ 0.63	Non-Banking Financial Company (NBFC)
Mankind Pharma Limited	0.33%	₹ 0.59	Pharmaceuticals
Jubilant Ingrevia Limited	0.30%	₹ 0.53	Agricultural Products
PTC India Financial Services Limited	0.25%	₹ 0.45	Non-Banking Financial Company (NBFC)
Juniper Hotels Limited	0.24%	₹ 0.43	Hotels, Resorts & Restaurants
Poonawalla Fincorp Limited	0.22%	₹ 0.39	Non-Banking Financial Company (NBFC)
Zee Entertainment Enterprises Limited	0.19%	₹ 0.34	Entertainment & Media
Neogen Chemicals Limited	0.15%	₹ 0.28	Chemicals - Speciality
ZF Commercial Vehicle Control Systems India Limited	0.12%	₹ 0.22	Auto Ancl - Susp. & Braking - Others
GAIL (India) Limited	0.09%	₹ 0.16	Gas Transmission/Marketing
ITC Hotels Limited	0.09%	₹ 0.16	Hotels, Resorts & Restaurants
GPT Healthcare Limited	0.05%	₹ 0.10	Hospitals & Medical Services
Cash / Bank Balance	0.01%	₹ 0.02	Others
Mahindra & Mahindra Financial Services Limited	0.01%	₹ 0.02	Non-Banking Financial Company (NBFC)

See All

Returns

	Annualised returns
	9M	1Y	2Y	3Y
Fund returns	10.64%	6.33%	11.47%	-
Category returns	9.68%	5.20%	17.15%	27.47%

Fund Objective

The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity, debt and other instruments to help investors meet their retirement goals. ... Read more

AMC Details

Name

Bandhan AMC Ltd.

Date of Incorporation

13 Mar 2000

CEO

Mr. Vishal Kapoor

CIO

Type

Pvt.Sector-Indian

Address

6th Floor, 841, One World Centre, Jupiter Mill, Senapati Bapat Marg, Elphinstone Road (West), Mumbai, Maharashtra, India - 400013

Website

http://www.idfcmf.com

investormf@idfc.com

Scheme Name	NAV	Returns 1Y 3Y 5Y	AUM (Cr)	Expense Ratio	Risk Meter
Axis Retirement Fund - Conservative Plan Hybrid Regular	₹16.20	3.59%	32.51%	43.33%	₹54	2.15%	High
Axis Retirement Fund - Conservative Plan Hybrid Regular	₹16.20	3.59%	32.51%	43.33%	₹54	2.15%	High
Franklin India Retirement Fund - Growth Hybrid Regular	₹220.46	3.35%	32.50%	52.06%	₹522	2.26%	High
SBI Retirement Benefit Fund - Conservative Hybrid Plan -... Hybrid Direct	₹16.10	3.57%	32.47%	0.00%	₹287	1.17%	High
SBI Retirement Benefit Fund - Conservative Hybrid Plan -... Hybrid Direct	₹16.09	3.57%	32.46%	0.00%	₹287	1.17%	High
HDFC Retirement Savings Fund - Hybrid Debt - Direct Plan Hybrid Direct	₹24.80	5.38%	32.19%	53.88%	₹162	1.08%	Moderately High
Tata Retirement Savings Fund - Conservative Plan - Direct... Hybrid Direct	₹37.49	3.63%	31.32%	46.01%	₹174	0.98%	Moderately High
Aditya Birla Sun Life Retirement Fund - The 50s Plan -... Hybrid Direct	₹16.21	6.05%	31.13%	39.87%	₹27	0.61%	Moderately High
SBI Retirement Benefit Fund - Conservative Hybrid Plan Hybrid Regular	₹15.63	3.06%	30.44%	0.00%	₹287	1.67%	High
SBI Retirement Benefit Fund - Conservative Hybrid Plan Hybrid Regular	₹15.63	3.06%	30.43%	0.00%	₹287	1.67%	High

Top Funds from Bandhan AMC Ltd.

Scheme Name	NAV	Returns 1Y 3Y 5Y			AUM (Cr)	Expense Ratio	Risk Meter
Bandhan Aggressive Hybrid Fund - Direct Plan Hybrid Direct	₹22.07	-1.76%	32.38%	73.82%	₹1,486	0.72%	Very High
Bandhan Aggressive Hybrid Fund - Direct Plan Hybrid Direct	₹22.07	-1.76%	32.38%	73.82%	₹1,486	0.72%	Very High
Bandhan Conservative Hybrid Passive FOF - Direct Plan Fund of Funds Direct	₹36.80	6.88%	31.56%	47.46%	₹7	0.18%	Moderately High
Bandhan Value Fund Diversified Regular	₹40.30	-5.38%	31.21%	104.76%	₹10,440	1.74%	Very High
Bandhan Value Fund Diversified Regular	₹40.30	-5.38%	31.21%	104.76%	₹10,440	1.74%	Very High
Bandhan Large Cap Fund Diversified Regular	₹23.29	-2.52%	29.82%	49.56%	₹2,051	2.02%	Very High
Bandhan Large Cap Fund Diversified Regular	₹23.29	-2.52%	29.82%	49.56%	₹2,051	2.02%	Very High
Bandhan ELSS Tax Saver Fund - Direct Plan ELSS Direct	₹44.75	-1.70%	29.49%	90.26%	₹7,327	0.65%	Very High
Bandhan ELSS Tax Saver Fund - Direct Plan ELSS Direct	₹44.75	-1.70%	29.49%	90.26%	₹7,327	0.65%	Very High
Bandhan Conservative Hybrid Passive FOF Fund of Funds Regular	₹34.25	6.28%	29.39%	43.14%	₹7	0.71%	Moderately High

FAQs

What is the current NAV of Bandhan Retirement Fund - Direct Plan IDCW?

The current Net Asset Value (NAV) of Bandhan Retirement Fund - Direct Plan IDCW is ₹13.25 as of 18 Dec 2025. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.

What is the fund size (AUM) of Bandhan Retirement Fund - Direct Plan IDCW?

The Assets Under Management (AUM) of Bandhan Retirement Fund - Direct Plan IDCW is ₹187.84 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.

What are the historical returns of Bandhan Retirement Fund - Direct Plan IDCW?

Bandhan Retirement Fund - Direct Plan IDCW has delivered returns of 6.33% (1 Year), 0.00% (3 Year), 0.00% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.

What is the risk level of Bandhan Retirement Fund - Direct Plan IDCW?

Bandhan Retirement Fund - Direct Plan IDCW has a risk rating of 'Very High' as per the SEBI Riskometer. This indicates the fund is suitable for very aggressive investors comfortable with significant market volatility. Investors should align their investment choices with their personal risk tolerance and financial goals.

What is the minimum investment amount for Bandhan Retirement Fund - Direct Plan IDCW?

The minimum lumpsum investment required for Bandhan Retirement Fund - Direct Plan IDCW is ₹1,000. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹100, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.

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