A Oneindia Venture

Aditya Birla Sun Life Regular Savings Fund - Direct Plan

Debt Hybrid Direct

3 Year Absolute Returns

32.61% ↑

NAV (₹) on 18 Dec 2025

76.59

1 Day NAV Change

-0.01%

Risk Level

Moderately High Risk

Rating

Aditya Birla Sun Life Regular Savings Fund - Direct Plan is a Debt mutual fund categorized under Hybrid, offered by Aditya Birla Sun Life AMC Limited. Launched on 01 Jan 2013, investors can start with ... Read more

NAV History

Fund Details

Min. SIP Amount
₹100
Inception Date
01 Jan 2013
Min. Lumpsum Amount
₹ 1,000
Fund Age
12 Yrs
AUM
₹ 1,549.13 Cr.
Benchmark
CRISIL Hybrid 85+15 - Conservative Index
Expense Ratio
0.93%
Scheme Type
Open Ended
Exit Load
1%

Returns Calculator

Investment amount per month
₹1,000
Over the past
Would have become
On total investment of
*Calculation based on past performance of this fund.

Asset Allocation

AUM

₹ 1,549.13 Cr

Equity
19.69%
Debt
68%
Money Market & Cash
5.84%
Other Assets & Liabilities
6.53%

Sector Holdings

Sectors Weightage
Debt 44.75%
Government Securities 11.27%
Treps/Reverse Repo 5.84%
Finance & Investments 4.55%
Finance - Banks - Private Sector 4.47%
Treasury Bill 3.84%
Net Receivables/(Payables) 2.40%
Certificate of Deposits 2.24%
IT Consulting & Software 1.82%
Finance - Term Lending Institutions 1.71%
Zero Coupon Bonds 1.70%
Hospitals & Medical Services 1.52%
Real Estate Investment Trusts (REIT) 1.44%
Pharmaceuticals 1.15%
Telecom Services 1.10%
Holding Company 0.94%
Aluminium 0.86%
Refineries 0.67%
Non-Banking Financial Company (NBFC) 0.64%
Cement 0.60%
Finance - Banks - Public Sector 0.54%
Consumer Electronics 0.45%
Others - Not Mentioned 0.41%
Retail - Departmental Stores 0.40%
Auto - 2 & 3 Wheelers 0.40%
Auto Ancl - Others 0.38%
Construction, Contracting & Engineering 0.37%
Port & Port Services 0.34%
Electronics - Equipment/Components 0.32%
Auto - Cars & Jeeps 0.32%
Personal Care 0.32%
Others 0.31%
E-Commerce/E-Retail 0.31%
Engines 0.30%
Finance - Life Insurance 0.24%
Chemicals - Organic - Benzene Based 0.22%
Food Processing & Packaging 0.19%
Power - Generation/Distribution 0.17%
Engineering - Heavy 0.17%
Investment Trust 0.14%
Cigarettes & Tobacco Products 0.13%
Domestic Appliances 0.12%

Stock Holdings

Name Weightage Value (in Cr.) Sector
Clearing Corporation of India Limited 5.84% ₹ 89.58 Others
8.92% Cholamandalam Investment and Finance Company Limited (02/12/2034) 3.62% ₹ 55.46 Others
6.94% Power Grid Corporation of India Limited (15/04/2035) 2.93% ₹ 44.87 Others
Net Receivables / (Payables) 2.40% ₹ 36.46 Others
7.84% Bajaj Housing Finance Limited (23/09/2032) 2.01% ₹ 30.79 Others
7.68% LIC Housing Finance Limited (29/05/2034) 2.00% ₹ 30.66 Others
9.75% Nuvama Wealth Finance Ltd (16/04/2027) 1.97% ₹ 30.27 Others
HDFC Bank Limited 1.95% ₹ 29.87 Finance - Banks - Private Sector
ICICI Bank Limited 1.72% ₹ 26.41 Finance - Banks - Private Sector
8.37% REC Limited (07/12/2028) 1.71% ₹ 26.22 Finance - Term Lending Institutions
8.75% Bharti Telecom Limited (05/11/2029) 1.71% ₹ 26.18 Others
Jubilant Bevco Ltd (31/05/2028) (ZCB) 1.70% ₹ 25.99 Others
7.67% Indian Railway Finance Corporation Limited (15/12/2033) 1.69% ₹ 25.97 Others
Government of India (06/11/2073) 1.68% ₹ 25.72 Others
8.31% Aditya Birla Finance Limited (11/07/2034) 1.67% ₹ 25.53 Others
7.68% Small Industries Development Bank of India (09/07/2027) 1.66% ₹ 25.41 Others
8.40% Narayana Hrudayalaya Limited (15/02/2030) 1.66% ₹ 25.40 Others
9.40% Vedanta Limited (20/02/2027) 1.64% ₹ 25.15 Others
7.55% L&T Metro Rail Hyderabad Ltd (28/04/2035) 1.64% ₹ 25.11 Others
7.09% Indian Railway Finance Corporation Limited (16/12/2034) 1.64% ₹ 25.08 Others
5.00% GMR Airport Ltd (13/02/2027) 1.63% ₹ 24.96 Others
State Government Securities (16/07/2035) 1.61% ₹ 24.67 Others
Canara Bank (12/12/2025) 1.60% ₹ 24.53 Others
8.52% Muthoot Finance Limited (07/04/2028) 1.32% ₹ 20.26 Others
8.05% Muthoot Finance Limited (25/11/2027) 1.31% ₹ 20.09 Others
State Government Securities (25/09/2036) 1.31% ₹ 20.13 Others
0% GOI - 22AUG29 STRIPS 1.13% ₹ 17.35 Others
Bharti Airtel Limited 1.10% ₹ 16.86 Telecom Services
8.75% Shriram Finance Ltd (15/06/2026) 0.99% ₹ 15.14 Others
State Government Securities (30/10/2036) 0.99% ₹ 15.15 Finance & Investments
Government of India (12/06/2063) 0.98% ₹ 15.03 Others
7.86% Nexus Select Trust (16/06/2026) 0.98% ₹ 15.07 Others
State Government Securities (09/07/2043) 0.97% ₹ 14.85 Others
Bajaj Finserv Limited 0.94% ₹ 14.44 Holding Company
NEXUS SELECT TRUST 0.90% ₹ 13.78 Real Estate Investment Trusts (REIT)
Government of India (08/04/2034) 0.88% ₹ 13.47 Others
Hindalco Industries Limited 0.86% ₹ 13.21 Aluminium
8.1167% Bajaj Finance Limited (10/05/2027) 0.83% ₹ 12.71 Others
7.42% Union Bank of India (16/09/2030) 0.82% ₹ 12.52 Others
India Universal Trust Al2 (21/11/2030) 0.70% ₹ 10.80 Others
Fortis Healthcare Limited 0.69% ₹ 10.53 Hospitals & Medical Services
Government of India (15/04/2039) 0.68% ₹ 10.38 Others
Government of India (17/04/2030) 0.68% ₹ 10.38 Others
Tech Mahindra Limited 0.68% ₹ 10.41 IT Consulting & Software
State Government Securities (29/05/2034) 0.67% ₹ 10.27 Finance & Investments
State Government Securities (03/10/2030) 0.67% ₹ 10.20 Finance & Investments
7.71% LIC Housing Finance Limited (09/05/2033) 0.67% ₹ 10.22 Others
Reliance Industries Limited 0.67% ₹ 10.30 Refineries
7.46% REC Limited (30/06/2028) 0.66% ₹ 10.18 Others
7.48% National Bank For Agriculture and Rural Development (15/09/2028) 0.66% ₹ 10.18 Others
7.82% Bajaj Finance Limited (31/01/2034) 0.66% ₹ 10.17 Others
8.10% Tata Capital Housing Finance Limited (19/02/2027) 0.66% ₹ 10.16 Others
7.50% Tata Capital Housing Finance Limited (16/02/2032) 0.66% ₹ 10.10 Others
Infosys Limited 0.66% ₹ 10.13 IT Consulting & Software
6.59% Summit Digitel Infrastructure Private Limited (16/06/2026) 0.65% ₹ 10 Others
Government of India (09/11/2025) 0.65% ₹ 9.99 Others
8.0041% Kotak Mahindra Investments Limited (04/11/2025) 0.65% ₹ 10.03 Others
State Government Securities (04/11/2035) 0.64% ₹ 9.81 Finance & Investments
Indian Bank (04/12/2025) 0.64% ₹ 9.82 Others
0% GOI - 12SEP27 STRIPS 0.64% ₹ 9.76 Others
0% GOI - 22AUG26 STRIPS 0.62% ₹ 9.44 Others
India Universal Trust Al2 (21/11/2027) 0.61% ₹ 9.33 Others
0% GOI - 12SEP26 STRIPS 0.61% ₹ 9.41 Others
UltraTech Cement Limited 0.60% ₹ 9.24 Cement
Sun Pharmaceutical Industries Limited 0.54% ₹ 8.21 Pharmaceuticals
State Bank of India 0.54% ₹ 8.27 Finance - Banks - Public Sector
India Universal Trust Al2 (21/11/2026) 0.51% ₹ 7.88 Others
0% GOI - 17JUN29 STRIPS 0.51% ₹ 7.88 Others
Coforge Limited 0.48% ₹ 7.39 IT Consulting & Software
EMBASSY OFFICE PARKS REIT 0.47% ₹ 7.15 Real Estate Investment Trusts (REIT)
METROPOLIS HEALTHCARE LIMITED 0.47% ₹ 7.22 Hospitals & Medical Services
The Federal Bank Limited 0.45% ₹ 6.86 Finance - Banks - Private Sector
State Government Securities (21/08/2034) 0.43% ₹ 6.55 Finance & Investments
Biocon Limited 0.41% ₹ 6.33 Pharmaceuticals
7.75% Tata Capital Housing Finance Limited (18/05/2027) 0.40% ₹ 6.08 Others
Avenue Supermarts Limited 0.40% ₹ 6.10 Retail - Departmental Stores
Bajaj Auto Limited 0.40% ₹ 6.19 Auto - 2 & 3 Wheelers
SJS Enterprises Pvt Limited 0.38% ₹ 5.88 Auto Ancl - Others
Larsen & Toubro Limited 0.37% ₹ 5.67 Construction, Contracting & Engineering
Apollo Hospitals Enterprise Limited 0.36% ₹ 5.48 Hospitals & Medical Services
8.85% REC Limited (16/04/2029) 0.35% ₹ 5.31 Others
Axis Bank Limited 0.35% ₹ 5.34 Finance - Banks - Private Sector
Government of India (18/06/2031) 0.34% ₹ 5.16 Others
Government of India (08/01/2028) 0.34% ₹ 5.14 Others - Not Mentioned
8.15% Tata Capital Housing Finance Limited (19/08/2032) 0.34% ₹ 5.15 Others
7.89% Bajaj Housing Finance Limited (08/09/2032) 0.34% ₹ 5.15 Others
Bajaj Finance Limited 0.34% ₹ 5.25 Non-Banking Financial Company (NBFC)
Adani Ports and Special Economic Zone Limited 0.34% ₹ 5.20 Port & Port Services
Government of India (07/10/2034) 0.33% ₹ 5.10 Others
State Government Securities (14/08/2029) 0.33% ₹ 5.10 Finance & Investments
State Government Securities (20/02/2039) 0.33% ₹ 5 Finance & Investments
7.65% HDB Financial Services Limited (05/05/2028) 0.33% ₹ 5.05 Others
8.28% SMFG India Credit Co. Ltd. (05/08/2026) 0.33% ₹ 5.05 Others
7.17% Indian Railway Finance Corporation Limited (27/04/2035) 0.33% ₹ 5.03 Others
7.9585% Mahindra & Mahindra Financial Services Limited (26/09/2025) 0.33% ₹ 5.01 Others
7.87% Bajaj Finance Limited (08/02/2034) 0.33% ₹ 5.10 Others
7.712% Tata Capital Housing Finance Limited (14/01/2028) 0.33% ₹ 5.07 Others
7.96% Embassy Office Parks REIT (27/09/2027) 0.33% ₹ 5.11 Others
State Government Securities (25/06/2039) 0.32% ₹ 4.98 Others
Mahindra & Mahindra Limited 0.32% ₹ 4.90 Auto - Cars & Jeeps
Kaynes Technology India Ltd 0.32% ₹ 4.93 Electronics - Equipment/Components
Godrej Consumer Products Limited 0.32% ₹ 4.98 Personal Care
SBI - Corporate Debt Market Development Fund - A2 Units 0.31% ₹ 4.76 Others
Eternal Limited 0.31% ₹ 4.78 E-Commerce/E-Retail
Cummins India Limited 0.30% ₹ 4.62 Engines
SBFC Finance Ltd 0.30% ₹ 4.58 Non-Banking Financial Company (NBFC)
State Government Securities (13/01/2026) 0.26% ₹ 4.06 Finance & Investments
0% GOI - 15DEC29 STRIPS 0.26% ₹ 3.99 Others
Government of India (05/05/2035) 0.25% ₹ 3.88 Others
SBI Life Insurance Company Limited 0.24% ₹ 3.68 Finance - Life Insurance
Max Financial Services Limited 0.23% ₹ 3.60 Finance & Investments
Whirlpool of India Limited 0.23% ₹ 3.50 Consumer Electronics
Dixon Technologies (India) Limited 0.22% ₹ 3.40 Consumer Electronics
Vinati Organics Limited 0.22% ₹ 3.34 Chemicals - Organic - Benzene Based
Abbott India Limited 0.20% ₹ 2.99 Pharmaceuticals
Mrs Bectors Food Specialities Limited 0.19% ₹ 2.84 Food Processing & Packaging
TD Power Systems Limited 0.17% ₹ 2.54 Engineering - Heavy
NTPC Limited 0.17% ₹ 2.55 Power - Generation/Distribution
State Government Securities (31/03/2026) 0.16% ₹ 2.43 Others
Government of India (22/04/2064) 0.13% ₹ 2.03 Others
Government of India (15/04/2065) 0.13% ₹ 1.92 Others
ITC Limited 0.13% ₹ 1.94 Cigarettes & Tobacco Products
V-Guard Industries Limited 0.12% ₹ 1.80 Domestic Appliances
Government of India (19/06/2053) 0.09% ₹ 1.31 Others
India Grid Trust 0.08% ₹ 1.22 Investment Trust
7.75% Indian Railway Finance Corporation Limited (15/04/2033) 0.07% ₹ 1.04 Others
7.85% LIC Housing Finance Limited (18/08/2032) 0.07% ₹ 1.03 Others
0% GOI - 19MAR29 STRIPS 0.07% ₹ 1.06 Others
Knowledge Realty Trust 0.07% ₹ 1 Real Estate Investment Trusts (REIT)
Government of India (01/12/2044) 0.07% ₹ 1.14 Others - Not Mentioned
7.57% National Bank For Agriculture and Rural Development (03/01/2035) 0.06% ₹ 0.93 Others
IRB InvIT Fund 0.06% ₹ 0.99 Investment Trust
Government of India (24/07/2037) 0.06% ₹ 0.93 Others
State Government Securities (24/02/2026) 0.02% ₹ 0.30 Others

Returns

Annualised returns
9M 1Y 2Y 3Y
Fund returns 8.25% 7.32% 9.86% 9.86%
Category returns 6.79% 5.72% 17.68% 29.92%

Fund Objective

An Open-ended income scheme with the objective to generate regular income so as to make monthly payment or distribution to unit holders with the secondary objective being growth of capital. Monthly ... Read more

AMC Details

Name
Aditya Birla Sun Life AMC Limited
Date of Incorporation
23 Dec 1994
CEO
Mr. A Balasubramanian
CIO
Type
Pvt.Sector-Joint Venture (Indian)
Address
One World Center, Tower 1, 17th Floor, Jupiter Mills, Senapati Bapat Marg, Elphinstone Road, Mumbai, Maharashtra, India - 400013
Website
https://mutualfund.adityabirlacapital.com
Email
abslamc.cs@adityabirlacapital.com

Top Funds from Hybrid - Conservative

Scheme Name
NAV
Returns
1Y 3Y 5Y
AUM (Cr)
Expense Ratio
Risk Meter
Nippon India Conservative Hybrid Fund - Direct Plan
Hybrid Direct
10.11% 33.00% 56.06% ₹923 1.27%
High
ICICI Prudential Regular Savings Fund
Hybrid Regular
7.04% 32.81% 54.53% ₹3,375 1.72%
High
Aditya Birla Sun Life Regular Savings Fund - Direct Plan
Hybrid Direct
7.32% 32.61% 62.83% ₹1,549 0.93%
Moderately High
DSP Regular Savings Fund
Hybrid Regular
6.32% 32.51% 48.42% ₹180 1.18%
Moderately High
Franklin India Conservative Hybrid Fund - Plan A - Direct...
Hybrid Direct
5.86% 32.40% 52.19% ₹205 0.77%
Moderately High
Kotak Debt Hybrid Fund - Regular Plan
Hybrid Regular
3.83% 32.39% 57.85% ₹3,132 1.66%
Moderately High
HDFC Hybrid Debt Fund - Regular Plan
Hybrid Regular
4.56% 31.93% 59.64% ₹3,373 1.75%
Moderately High
SBI Conservative Hybrid Fund
Hybrid Regular
5.45% 31.75% 58.61% ₹9,977 1.54%
High
SBI Conservative Hybrid Fund
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5.45% 31.75% 58.61% ₹9,977 1.54%
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SBI Conservative Hybrid Fund - Div (Annual)
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5.45% 31.74% 58.61% ₹9,977 1.10%
High

Top Funds from Aditya Birla Sun Life AMC Limited

Scheme Name
NAV
Returns
1Y 3Y 5Y
AUM (Cr)
Expense Ratio
Risk Meter
Aditya Birla Sun Life Equity Savings Fund - Direct Plan
Hybrid Direct
8.70% 32.69% 54.06% ₹974 0.53%
Moderate
Aditya Birla Sun Life Regular Savings Fund - Direct Plan
Hybrid Direct
7.32% 32.61% 62.83% ₹1,549 0.93%
Moderately High
Aditya Birla Sun Life Infrastructure Fund
Sector Regular
-9.49% 32.42% 94.89% ₹1,140 2.28%
Very High
Aditya Birla Sun Life Infrastructure Fund
Sector Regular
-9.49% 32.42% 94.89% ₹1,140 2.28%
Very High
Aditya Birla Sun Life ESG Integration Strategy Fund
Sector Regular
-12.30% 32.31% 0.00% ₹622 2.46%
Very High
Aditya Birla Sun Life ESG Integration Strategy Fund
Sector Regular
-12.30% 32.31% 0.00% ₹622 2.46%
Very High
Aditya Birla Sun Life Flexi Cap Fund
Diversified Regular
1.10% 32.21% 55.20% ₹24,815 1.65%
Very High
Aditya Birla Sun Life Flexi Cap Fund
Diversified Regular
1.10% 32.21% 55.20% ₹24,815 1.65%
Very High
Aditya Birla Sun Life Focused Fund - Direct Plan
Largecap Direct
1.35% 31.60% 56.52% ₹8,211 0.88%
Very High
Aditya Birla Sun Life Focused Fund - Direct Plan
Largecap Direct
1.35% 31.60% 56.52% ₹8,211 0.88%
Very High

FAQs

What is the current NAV of Aditya Birla Sun Life Regular Savings Fund - Direct Plan Monthly Payment Growth?

The current Net Asset Value (NAV) of Aditya Birla Sun Life Regular Savings Fund - Direct Plan Monthly Payment Growth is ₹76.59 as of 18 Dec 2025. NAV represents the per-unit market value of the fund and is updated daily based on the closing prices of the underlying securities.

What is the fund size (AUM) of Aditya Birla Sun Life Regular Savings Fund - Direct Plan Monthly Payment Growth?

The Assets Under Management (AUM) of Aditya Birla Sun Life Regular Savings Fund - Direct Plan Monthly Payment Growth is ₹1,549.13 Crores. AUM indicates the total market value of assets managed by the fund and reflects investor confidence and fund popularity.

What are the historical returns of Aditya Birla Sun Life Regular Savings Fund - Direct Plan Monthly Payment Growth?

Aditya Birla Sun Life Regular Savings Fund - Direct Plan Monthly Payment Growth has delivered returns of 7.32% (1 Year), 9.86% (3 Year), 10.24% (5 Year). Past performance does not guarantee future results, and investors should consider their risk appetite before investing.

What is the risk level of Aditya Birla Sun Life Regular Savings Fund - Direct Plan Monthly Payment Growth?

Aditya Birla Sun Life Regular Savings Fund - Direct Plan Monthly Payment Growth has a risk rating of 'Moderately High' as per the SEBI Riskometer. This indicates the fund is suitable for investors willing to accept higher volatility for potentially better returns. Investors should align their investment choices with their personal risk tolerance and financial goals.

What is the minimum investment amount for Aditya Birla Sun Life Regular Savings Fund - Direct Plan Monthly Payment Growth?

The minimum lumpsum investment required for Aditya Birla Sun Life Regular Savings Fund - Direct Plan Monthly Payment Growth is ₹1,000. The fund also offers SIP (Systematic Investment Plan) option starting from as low as ₹100, making it accessible for regular investments. This allows investors to start their mutual fund journey with a manageable amount.

Disclaimer: This is 3rd Party content/feed, viewers are requested to use their discretion and conduct proper diligence before investing, GoodReturns does not take any liability on the genuineness and correctness of the information in this article

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